为您找到与银行金融英文相关的共200个结果:
下面是读文网小编整理的金融行业的中英文简历模板,以供大家学习参考。
Kimberly Clarkson
34th Street, Manhattan, NY 12345TELL:****** Email:
***********
Objective: Seeking a Chief Financial Officer position in a reputed company
Qualifications
. More than 10 years of experience in Banking Relations and Management
. Result oriented banking professional and expert in Business Development, Strategic Planning and achieving target sales
. Excellent oral and written communication skills
. Strong leadership and team-building skills
Experience
Vice President, 2005-present, J.P. Morgan Chase Bank, Boulder Junction, NV
. Planning and coordinating events for new client acquisitions
. Responsible for sales plan development of HNWI (high-net-individuals)
. Developing new clientele of HNWI accounts and retaining existing clients
. Achieved highest sales of investment management accounts in 2007, generating $2 million in fees
Unit Manager, 1998-2005, Citi Bank, Henderson, NV
. Responsible for achieving production targets for new deposits and loans
. Prepared and successfully implemented a marketing plan for sale of credit that includes estate planning, loan disbursement and investment management
. Arranged and conducted training for relationship managers and investment officers as a marketing initiative
Education
M.S. in Business Administration: May 1997
University of New York, WA Major: Finance
B.S. in Finance: May 1995
University of New York, WA
Professional Affilations
Chairmen of American Association of Banking professionals: 2000
Vice-President of American Association of Investment
Analysts: 2004
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下面是读文网小编整理的金融英语情景会话:银行种类, 希望对大家有帮助。
Mary Smith's boy-friend ,Tom Brown ,is a clerk at the First National Bank .He and Mary are talking about the different types of banks and bank services .
玛丽·史密斯的男朋友汤姆·布郎是第一国民银行的职员,他在和玛丽谈论各种不同类型的银行和银行的各种业务。
Smith :I don't understand what you mean when you say commercial bank.Tom ,aren't all banks the same?
史密斯:我不明白你所说的商业银行是什么意思,汤姆,所有银行不都是一样的吗?
Brown :No ,there are different types of banks ,Mary .
布郎:不是的,有着各种不同类型的银行,玛丽。
Usually the word bank refers only to the commercial banks like the one I work for .
通常讲“银行”这个词仅仅是指商业银行,就象我工作的这家银行一样。
They're the banks that offer a full range of checking and savings-account services and make all kinds of loans .
这种银行提供支票和储蓄全套的服务,并从事各种类型的贷款事宜。
S:Well,what other kinds of banks are there?
史密斯:噢,那么还有哪些类型的银行呢?
B:The second large category is called the Savings and Loan Association or the Building and Loan Association .
布郎:第二大类称做“储蓄和贷款协会”,或“建房信用协会”,
Some people call them Savings Banks,but they are technically not banks .
一些人称它们为储蓄银行。但是,从法律上讲,它们并不是银行,
They specialize in long-term savings accounts and usually lend money for mortgages.
而是专门办理长期储蓄存款户头,通常把钱借出去做为抵押。
S:What about mutual Savings Banks?What does that mean?
史密斯:“互助储蓄银行”是怎么回事?业务内容是什么呢?
B:Those are special savings association ,like savings and loan associations,which are owned by the depositors instead of stockholders .
布郎:那是一些特殊的储蓄协会,像储蓄和贷款协会一样,是归储户所有,而不是属于股东所有。
Usually they specialize in mortgages ,too.
通常,它们也是专门从事抵押业务。
S:Why don't they offer checking accounts like your bank does ?
史密斯:它们为什么不象你们的银行一样提供支票帐户服务呢?
B:They are organized for different purposes and they don't have the authority to offer checking accouts.
布郎:各种银行是为不同的目的而建起来的,因此它们无权提供支票帐户,
That's a function for commercial banks only .
只有商业银行可以有这种业务。
S:What's a long-term or industrial bank?
史密斯:什么是“长期银行”或“工业银行”?
B:That's a special bank for industrial development .
布郎:这是为工业发展而设立的专业银行。
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小编说:最近股市风云跌宕起伏,想跟外国盆友交流股市心得却发现词穷,今天小编就带大家学习几种描述股市状况的地道说法吧!
市况上扬:
The market advances/ gains /rises/ improves / picks up.
The market is strong / firm/ exciting / advancing / healthy.
市况活跃:
The market is booming.
The market is exciting.
The market becomes active.
The market becomes brisk.
市况走势上扬,市况攀升走高:
The market is on the up swing.
The market is on an upward trend.
The market trend is upward.
市况暴跌停滞:
The market is slumping.
The market becomes dull.
The market breaks down.
市况走势下跌,市况下滑走低:
The market is on the downswing.
The market trend is downward.
The market falls down.
市况下挫:
The market declines /falls/loses.
The market is weak / soft / easy.
市况狂跌:
The market collapses / relaxes.
市况暴涨:
The market jumps/advances/soars.
市场复苏:
The market revives / rebounds / regains / rallies.
行情波动:
The market fluctuates.
市场平稳:
The market is quiet/ calm / unchanged / steady/ supported.
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求职简历顾名思义就是求职者向用人单位提交的有关自己背景的介绍材料。求职简历种类要求职简历顾名思义就是求职者向用人单位提交的有关自己背景的介绍材料,求职简历种类虽然不一,但照例都会有诸如个人资料,就业目标,教育背景,工作经验,以及推荐人资料等项目,求职简历虽然格式简单,但要求恰到好处地突出求职者的特长和特点,以给人留下良好的印象。下面是读文网小编整理的金融行业的个人英文求职简历, 希望对大家有帮助。
Teddy Greene
45 West 12th Street,
New York, NY 10011
Telephone No: 212-229-4837
Email id: ted.greene@hotmail.com
Career Objective
Seeking the position of Vice President, Finance with a leading company where my talent of handling new units will be optimally utilized.
Academic Background
Achieved Bachelor of Arts Degree in Accounting and Finance from the New York University, New York in the year 1994.
Professional Excellence Summary
Founded and managed a flourishing contract development business.
Developed asset making guidelines, banking associations, and cash scheduling programs which helped in reducing commercial borrowing, enhanced cash flow and improved other income.
Lead worker meetings in incentive and additional benefits, turnover sharing, 25(k), safety and commercial philosophy.
Productively established a new working unit in 8 weeks.
Created an all-inclusive risk management curriculum that enhanced coverage and condensed cost.
Provided noteworthy investor assistance in tax and fiscal planning.
Professional Background
Since 2002 working as a Vice President, Finance in the Buffalo, NY, NIB, Inc. and is responsible for providing managerial leadership to the company. Guided the team in the expansion of a mission declaration, tactical plans, and related production plans to generate 200% profit in two-year time span. Research thoroughly, plan and set up a satellite mechanized plan in less than eight weeks. Begin full-system combination with the commercial office. Organize all legal, tax and insurance associations. Develop the company's revenue and profit sharing, section 152,104 (k) and other advantage plans.
From 1995-2001 worked as a Finance Manager in the Ryder Group, Inc. and was responsible for expanding the levels of administrative responsibility for financial accounting, analysis, budgeting, credit and collection for an international manufacturing company worth $5 billion.. Synchronize financial consolidations, examination, estimation, attainment and support. Supervise five not liable and seven non-exempt staff with dotted-line power over six Plant Controllers.
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在一大堆错误百出、英文表达低劣或平庸、毫无针对性和创造性的Resume中,你的那份若能让人眼睛一亮,成功的机率必将大增。下面是读文网小编整理的银行职员英文求职简历,欢迎大家阅读!
James Monroe
11 Crestwood Plaza
ST. Louis, MO 63126
Telephone No: 314-608-1120
Email id: monroejames@rediffmail.com
Skills and Knowledge
Conversant with all the technicalities, legal regulations, and standard operating practices employed by standard banks while dealing with customers
Excellent interpersonal and communication skills with good ability to understand the requirements of the customer and provide appropriate counsel
Experienced in dealing with all kinds of the customers
Able to identify the right candidate for the right position while interviewing them
Fine time management and team management skills
QUALIFICATIONS
Outstanding communication, presentation, and sales skills
Strong ability in personnel interviewing, training, and motivating Skilled in organization and office procedures
Ability to achieve immediate and long-term goals and meet operational deadlines
EXPERIENCE
Vice President with the Residential and Commercial Real Estate Development Section of Caesar Development Bank, St. Louis, Missouri from 2001 till date, where I efficiently handle the following responsibilities:
Planned successful marketing and advertising strategies targeting and developing new accounts, bringing more businesses and greater economic support to the city
Expanded customer base through a variety of effective sales techniques
Delivered convincing oral sales presentations to upper management of major companies
Effectively coordinated the hiring of subcontractors and monitored their performance
Consumer Banking Manager with the Regal Bank, St. Louis, Missouri from 1997 -2001, where I was promoted three times in four years and where I handled the following responsibilities:
Interviewed, trained, supervised, and evaluated up to 22 employees
Identified and resolved conflicts between public and bank, employees and management, clarifying work relationships and alleviating communication problems
As Secretary to Board of Directors attended monthly board meetings, took minutes, and handled all Board correspondence and directives
Initiated promotion of bank products utilizing various marketing and advertising methods
Other positions held: K-Mart, St. Louis, Missouri: Hired as Sales Clerk and promoted to Department Manager. Another Bank, St. Louis, Missouri: Hired as Window Teller and promoted to Vault Teller.
EDUCATION
St. Louis Business And Careers Institute, St. Louis, Missouri
Office Management Courses, XXXX-XXXX
Banking Courses, Seminars, Workshops American Institute of Banking Introduction to Supervision Commercial Loans Principles of Banking
First of America Corporation Building Retail Business Managing Retail Business Quality Service University
Other seminars and training classes on various banking issues
COMMUNITY INVOLVEMENT
Alpha Alpha Alpha Charitable Sorority, Past President, Vice President, and Secretary
Business Education Association, member American Business Club (AMBUCS), Sergeant-at-Arms, Past Secretary
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想知道银行柜员英语应聘信怎么写吗?读文网小编整理了英文求职信范文,希望对大家的求职有所帮助。
1、I think that I should probably make a good bookkeeper for you. 我想我可能成为贵公司的好簿记号。
2、I am confident that my experience and references will show you that I can fulfill the particular requirements of your bookkeeping position. 我想信我的经验和推荐人可以告诉您,我能够符合贵公司簿记员一职的特定需要。
3、I recently completed a course in filing at the Crosby School of Business. I am competent not only to install a filing system that will fulfill the needs of your organization, but I am also well qualified to operate it efficiently. 最近我在克洛斯比商业补习班读完一门档案处理的课程,我自信不仅可以设置一套档案人类系统符合您的要求,而且可以有效地操作。
4、I feel quite certain that as a result of the course in filing which I completed at the Crosby School of Business, I can install and operate efficiently a filing system for your organization. 我相信在克洛斯比商业实习班修完一门课后,我能够替贵公司设置并且操作一套档案分类系统。
第一句显得语气太弱,写信的人有点羞怯的样子。第二句有特殊风格,第三句太过自信,第四句,作者表示谦虚。从很多的求职信范本里面,我们都很难发现到有语气恶劣的。除非你的不是求职信而是恶搞信。
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想知道银行柜员的英语应聘信怎么写吗? 读文网小编整理了英文求职信范文,希望对大家的求职有所帮助。
Hello. The bank has been a good image in the social reputation, I am about to graduate, if there is a chance is willing to your company can effect a modest! My name is XXX, graduated from the China University of Mining and Technology, was studying financial management specialty. The following is my personal letter of introduction.
I to your bank for some basic understanding. As a newcomer students finish their studies, I have the confidence to accept the social test and the challenge from its own. During my college study hard, strict demands on themselves, respect for teachers, and actively participate in various activities organized by the school. On weekdays, and teachers and students live together in peace together. In English, passed Band Four six examination. I know, the bank clerk is the need to have a strong sense of responsibility, practice. Therefore, in school period, I tried a different practice and work. I do Secretary, did the promotion, has made the family, worked as a waitress, different occupation has given me a different experience let me gradually from a silly little girl into an independent thinking, problem solving skill and teamwork spirit. In order to remain invincible in the work, do a better job.
I hope to go to your bank to work, to learn the theory of combination of knowledge and practice, so that their life can have a qualitative leap. I believe that your bank is whole image, management mode, working atmosphere will be more attractive to me in my mind, is the pursuit of the ideals and goals.
We enclosed a copy of my resume, hope to be able to notice will have the opportunity to meet.
Sincerely yours
Salute
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英语的学习,词汇量的积累很重要,有关银行方面的词汇你了解多少呢,今天读文网小编在这里为大家分享一些关于银行的英文单词,欢迎大家阅读!
I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
我想知道一下我是否能提取存款来支付天津购物的费用。
I want to withdraw 200 dollars from my deposit account.
我要从我的定期存款中支取200美圆。
I want to close my account with you.
我想结束在你们这儿的帐户。
I'd like to draw 100 yuan against this letter of credit.
我想从这份信用证上提款100元。
May I draw money against the letter of credit here?
我可以在这儿用这份信用证取钱吗?
Could you tell me my balance?
能否把存款结余金额告诉我?
Please let me know my balance.
请告诉我结余金额。
I think you can draw on this account by cheque in payment of goods.
我以为你可用支票提款支付购物费用。
Your balance at the bank is 300 yuan.
你在本行的结余是300元。
Your deposit is exhausted.
你的存款支净了。
Your letter of credit is used up.
你的信用证用完了。
Please tell me how you wish to draw your money.
请告诉我你希望怎样支款。
Fill our a withdrawal form, please.
请填写取款单。
The letter of credit is exhausted.
信用证上的款子已提清。
The letter at Counter 6 will pay you against your number slip.
六号柜台的出纳员将根据你的号码牌付给你钱。
Useful Words and Phrases
to close an account, to clear an account 结清
to draw money 取款
drawing-out slip 取款单
the number slip 号码牌
a withdrawal form 取款单
to fill in the receipt in duplicate 一式两份填这张收据
teller, cashier 出纳员
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银行是依法成立的经营货币信贷业务的金融机构,是商品货币经济发展到一定阶段的产物。那么你想知道全球著名的银行都有哪些吗?下面是读文网小编为大家带来世界100家著名银行英文名称,欢迎大家阅读!
1. Citibank 花旗银行(美国)
2. Dai-Ichi Kangyo Bank 第一劝业银行(日本)
3. Fuji Bank 富士银行(日本)
4. Sumitomo Bank住友银行(日本)
5. Mitsubishi Bank三菱银行(日本)
6. Banque Nationalede Pairs巴黎国民银行(法国)
7. Sanwa Bank三和银行(日本)
8. Credit Agricole农业信贷银行(法国)
9. Bank of America美洲银行(美国)
10. Credit Lyonnais里昂信贷银行(法国)
11. Norinchukin Bank农业储金银行(日本)
12. National Westminster国民西敏士银行(英国)
13. Industrial Bank of Japan日本兴业银行(日本)
14. Societe Generale兴业银行(法国)
15. Deutsche Bank德意志银行(德国)
16. Barclays Bank巴克莱银行(英国)
17. Tokai Bank东海银行(日本)
18. Mitsui Bank三井银行(日本)
19. Chase Manhattan Bank大通曼哈顿银行(美国)
20. Midland Bank米兰银行(英国)
21. Mitsubishi trust and Banking三菱信托银行(日本)
22. Sumitomo Trust and Banking 住友信托银行(日本)
23. Long Term Credit Bank of Japan日本长期信用银行(日本)
24. Band of Tokyo东京银行(日本)
25. Dresdner Bank德累斯顿银行(德国)
26. Taiyo Kobe Bank太阳神户银行(日本)
27. Manufacturers Hanvor Trust汉华实业银行(美国)
28. Mitsui Trust and Banking三井信托银行(日本)
29. Compagnie Financiere de Paribas巴黎巴银行(法国)
30. Hongkong and Shanghai Banking汇丰银行(英国)
31. J.P.Morgan摩根银行(美国)
32. Royal Bank of Canada加拿大皇家银行(加拿大)
33. Union Bank of Switzerland瑞士联合银行(瑞士)
34. Daiwa Bank大和银行(日本)
35. Lloyds Bank劳埃德银行(英国)
36. Yasuda Trust & Banking安田信托银行(日本)
37. Swiss Bank Corp瑞士银行(瑞士)
38. Deutsche Landesbank德意志地方银行(德国)
39. Banca Nazionale del La-voro国民劳动银行(意大利)
40. Bank of Mantreal蒙特利尔银行(加拿大)
41. Bank of China中国银行(中国)
42. Commerzbank商业银行(德国)
43. Chemical (New York) Bank化学银行(美国)
44. Banco do Brasil巴西银行(巴西)
45. Bayerische Vereinsbank巴伐利亚联合银行(德国)
46. Canadian Imperial Bank of Commerce加拿大帝国商业银行(加拿大)
47. Security Pacific安全太平洋银行(美国)
48. Algemene Bank Nederland荷兰通用银行(荷兰)
49. Nippon Credit Bank日本信贷银行(日本)
50. Amsterdam-Rotterdam Bank阿鹿银行(荷兰)
51. Kyowa Bank协和银行(日本)
52. Bankers Trust银行家信托公司(美国)
53. First Interstate Bancorp第一州际银行(美国)
54. Toyo Trust & Banking东洋信托银行(日本)
55. Rabobank农业合作社中央银行(荷兰)
56. Banca Commerciale Italiana意大利商业银行(意大利)
57. Bayerische Hypothekenaund Wechsel巴伐利亚抵押汇兑银行(德国)
58. Saitama Bank琦玉银行(日本)
59. Istituto Bancario Sanpalol di Torino都灵圣保罗银行(意大利)
60. Bank of Nova Scotia诺伐斯科西亚银行(加拿大)
61. Credit suisse瑞士信贷银行(瑞士)
62. Bayerische Landesbank巴伐利亚州银行(德国)
63. Deutsche Gemossenschalts Bank德意志合作银行(德国)
64. Stand-Chartered Bank标准麦加利银行(英国)
65. Generale de Banque通用银行(比利时)
66. Monte dei pascht di Siena西雅那银行(意大利)
67. Cassa di Risparmio Delle Paovincie Lombarde伦巴第省储蓄银行(意大利)
68. Banco di Roma罗马银行(意大利)
69. First Chicago芝加哥第一银行(美国)
70. Norddentsche Landesbank北德意志州银行(德国)
71. Credit Italiano意大利信贷银行(意大利)
72. Shoko Chukin Bank工商组合中央金库(日本)
73. Hokkaido Takushoku Bank北海道拓殖银行(日本)
74. CIC Group工商信贷集团(法国)
75. Toronto Dominion Bank多伦多自治领银行(加拿大)
76. Bank of Yokohama横滨银行(日本)
77. Rafidain Bank拉菲丁银行(伊拉克)
78. Banque Indosuez东方汇理苏伊士银行(法国)
79. Bank Melli Iran伊郎国民银行(伊郎)
80. Westpac Banking西太平洋银行公司(澳大利亚)
81. Zenshinren Bank合作银行(日本)
82. State Bank of India印度国家银行(印度)
83. Mellon Bank梅隆银行(美国)
84. Group des Banque Popalaries大众银行集团(法国)
85. Banco di Napoli那坡里银行(意大利)
86. Continental Lllinois Bank大陆伊利诺斯银行(美国)
87. Wells Fargo Bank威尔士法戈银行(美国)
88. Chuo Trust & Banking中央信托银行(日本)
89. Bank of Boston波士顿银行(美国)
90. Australia & New Zealand Banking Group澳新银行集团(澳大利亚)
91. Bank fur Gemeinwirischaft公共经济银行(德国)
92. BBI Bank Brussels Lambert布鲁塞尔朗贝银行(比利时)
93. Nederlandsche Middenstandsbank荷兰密登斯坦银行(荷兰)
94. First Bank System第一银行系统(美国)
95. Krediet Bank信贷银行(比利时)
96. Hessische Landesbank黑森地方汇划中心(德国)
97. Creditanstalt Bankverein联合信贷银行(奥地利)
98. Banque Francaise de Commerce法国商业银行(法国)
99. Credit Communal de Belgique比利时公共信贷银行(比利时)
100. Banco Central中央银行(西班牙)
看了世界100家著名银行英文名这篇文章
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下面读文网小编为大家带来金融双语阅读:德意志银行出售华夏银行股份,希望大家喜欢!
Deutsche Bank is to sell its stake in the Chinese lender Hua Xia for up to ¢3.7bn as Germany’s biggest bank steps up efforts to strengthen its balance sheet under John Cryan. 德意志银行(Deutsche Bank)将出售其在中资的华夏银行(Hua Xia)所持股份,回笼至多37亿欧元。在约翰·克赖恩(John Cryan)领导下,这家德国最大银行正加紧努力,加强其资产负债表。
Regulators around the world have been pushing global banks like Deutsche to hold more capital to avoid a repeat of the 2008 financial crisis. The German bank historically operated with higher debt levels than most rivals. 全球监管机构一直在迫使德意志银行之类的全球银行持有更多资本,以避免重演2008年的金融危机。这家德国银行传统上债务水平高于多数竞争对手。
Mr Cryan, who succeeded Anshu Jain as co-chief executive of Deutsche in July, has made bolstering the bank’s capital position a vital part of his five-year turnround plan. He has already said that Deutsche, which is on course to make a big loss this year, will pay no dividends for 2015 or 2016. 克赖恩于今年7月接替安舒·贾恩(Anshu Jain)出任德意志银行联席首席执行官。他把提升该行资本状况列为自己五年扭亏为盈计划的关键部分。他已表示,今年将面临高额亏损的德意志银行,可能在2015年或2016年不会派发股息。
Deutsche said that the sale of Hua Xia to China’s PICC Property and Casualty Company, for between Rmb23bn and Rmb25.7bn (¢3.2bn-¢3.6bn), would bolster its core tier one capital ratio — a key measure of financial strength — by 30 to 40 basis points. 德意志银行表示,将所持华夏银行股份以230亿至257亿元人民币(合32亿至36亿欧元)出售给中国财险公司(PICC Property and Casualty Company),会把该行核心一级资本率(这是有关财务实力的关键指标)提升30到40个基点。
At the end of September, Deutsche’s ratio stood at 11.5 per cent, which is comfortably above regulators’ minimum requirements. However, with tighter capital rules starting to bite, and a number of legal concerns hanging over the bank, some analysts fear the ratio could come under pressure. 9月底,德意志银行核心一级资本率为11.5%,大大高于监管机构的最低要求。不过,由于更严格的资本规定将开始生效,以及该行面临的多个法律方面的顾虑,一些分析师担心这一比率可能面临压力。
Mr Cryan said that “China remains a key growth market” for Deutsche but insisted that “now is the right time for us to sell this investment”. 克赖恩表示,对德意志银行来说,“中国依然是一个重要的增长市场”,不过他坚称“现在是我们出售这项投资的正确时机”。
Deutsche first bought into Hua Xia in 2006, at a time when many western lenders were keen to get access to the growth potential of the Chinese market. In the following years, it built up a 19.99 per cent stake, as well as taking two seats on the Chinese lender’s board, and setting up a credit card joint venture with the Chinese bank. 德意志银行最初于2006年买入华夏银行股份。当时,许多西方银行都急于利用中国市场的增长潜力。在随后几年内,该行增持至19.99%的股份,还在这家中资银行的董事会拥有了两个席位,并与这家中资银行成立了一家信用卡合资企业。
However, as Chinese regulators prevented foreign investors from owning more than 20 per cent in Chinese banks, the stake in Hua Xia came to be seen non-strategic by Deutsche’s leadership. 不过,由于中国监管机构不允许外国投资者在中资银行持股超过20%,该行所持的华夏银行股份被其领导层视为不具有战略意义。
Jürgen Fitschen, Mr Cryan’s outgoing co-chief executive, hinted in September that a sale could be on the cards, saying that Deutsche would have to work out how to allocate its capital as efficiently as possible in the face of China’s restrictions on foreign ownership. Deutsche subsequently wrote down the stake by ¢649m, in part to account for the possibility of a sale. 克赖恩即将离任的联席首席执行官尤尔根·菲茨岑(Jürgen Fitschen)今年9月曾暗示,该行可能出售这笔股份。当时他表示,面对中国对外资持股比例的限制,德意志银行将不得不想办法尽可能高效率地配置其资本。在那之后,德意志银行曾对这些股份减记6.49亿欧元,这部分是为了计入出售股份的可能性。
Deutsche’s decision to offload its stake in Hua Xia follows a number of other western disposals in China. In January, the Spanish bank BBVA sold a ¢1.5bn stake in China Citic Bank Corp. 在德意志银行决定脱手其华夏银行股份之前,多家其他西方银行也已在中国出售各自的投资。今年1月,西班牙对外银行(BBVA)曾出售其持有的15亿欧元的中信银行(China Citic Bank Corp)股份。
A series of US lenders have also departed, including Bank of America, and Goldman Sachs, which sold out of China Construction Bank and Industrial and Commercial Bank of China, respectively in 2013. 还有多家美国银行也已撤离,其中包括美国银行(Bank of America)和高盛银行(Goldman Sachs)。两者在2013年分别全部出售其持有的中国建设银行(China Construction Bank)和中国工商银行(ICBC)股份。
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很多人都对人民币很感兴趣。他们视其为一个可观的未来增长市场。对(银行)来说,尽早在这一市场立足并让投资者熟悉自己的信誉,是一个明智的选择。下面读文网小编为大家带来金融财经双语阅读:《西方银行增加发行人民币债券》,希望大家喜欢!
Western banks are issuing more renminbi-denominated bonds in moves to gain an early foothold in a nascent but potentially large capital market.
西方国家的银行正在发行更多人民币计价债券,目的是为了在一个新兴但潜在巨大的资本市场尽早获得一席立足之地。
Renminbi-denominated bonds from European banks have totalled $2.7bn so far in 2015, five times more than over the full year in 2014 and far above any previous year, according to data from Dealogic.
数据提供商Dealogic的数据显示,2015年迄今欧洲各银行发行的人民币计价债券总计27亿美元,是2014年全年的5倍多,且远高于以往任何一年。
Increased issuance from global lenders is one of the latest steps in the renminbi’s progress to internationalisation.
全球银行加大发债是人民币在国际化方面的最新进展之一。
Christoph Hittmair, global head of financial institutions debt capital markets at HSBC, said: “The renminbi is a currency that a lot of people are very interested in. They see it as a significant future growth market. For them [banks], it’s a good idea to establish their name early in that market and get investors familiar with that credit.”
汇丰(HSBC)金融机构债务资本市场全球主管克里斯托夫`特梅尔(Christoph Hittmair)说:“很多人都对人民币很感兴趣。他们视其为一个可观的未来增长市场。对它们(银行)来说,尽早在这一市场立足并让投资者熟悉自己的信誉,是一个好主意。”
Growing levels of issuance are echoed across the western banking world, with Australian and US banks also selling more renminbi-denominated debt in 2015.
不断提升的发债水平在整个西方银行业都有所体现,澳大利亚和美国的银行2015年也发售了更多人民币计价债券。
Overall sales of offshore renminbi-denominated, or dim sum, bonds have been quiet this year as onshore Chinese issuers have looked to tap into a booming equity market for funding.
今年,离岸人民币计价债券(俗称“点心债券”)的整体销售表现平平,原因是中国在岸发行方试图利用股票牛市进行融资。
Four rate cuts from the People’s Bank of China have also helped lower domestic borrowing costs.
中国央行的4次降息也帮助降低了国内借款成本。
But regulatory pressures — which have played a big role in bank issuance — are encouraging foreign banks to look to the renminbi market to issue bonds that also count as regulatory capital.
但是,在银行发债中扮演了重要角色的监管压力,正在鼓励外资银行到人民币市场发行同样被视为监管资本的债券。
“What we’ve seen this year is an increased ability to issue a wider range of bond structures, such as tier 2,” Mr Hittmair said.
希特梅尔说:“今年,我们看到了发行更多债券结构(如二级)的能力的提升。”
Non-China banks were able to do this on the back of stronger appetite, according to Andrew Carmichael, partner at Linklaters: “At the moment, interest rates are so low, investors are looking for yield and will take higher risk products. A [non-Chinese] bank can look at this and say OK, I can do a tier 2 deal and I get effectively cheap capital. It’s the beginning. It should become a relatively normal thing. If the market is there, European banks will borrow.”
年利达律师事务所(Linklaters)合伙人安德鲁`迈克尔(Andrew Carmichael)认为,非中资银行能够这样做,因为市场胃口较大。他说:“目前,利率如此之低,投资者正在寻找收益,他们将接受风险较高的产品。一家(非中资)银行看到这一点,然后说,好啊,我可以做一个二级交易,得到实际上廉价的资本。这是一个开始。这应该变成相对平常的一件事。只要有市场,欧洲的银行就会借款。”
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下面读文网小编为大家带来金融英语银行双语阅读,欢迎大家学习!
The Commercial Banking System Today in the United States
Several of the characteristics of American banking just discussed carry over into today's commercial banking system. Prominent among these is the dual-chartering system; that is, we continue to have commercial bank charters issued at two different levels of government. National banks receive their charters from the Comptroller of Currency~. Any national bank must have somewhere in its corporate title the word "national". Thus, for example, "Wells Fargo Bank, National Association" indicates that this bank has a federal charter. All national banks must be members of the Federal Reserve System.
Most banks, however, receive their charters from the appropriate agency of their respective state. They are under the supervision of their state's banking authority. However, state-chartered commercial banks may elect to become members of the Federal Reserve System, but this not mandatory for them as it is for national banks. If state-chartered banks~ elect membership in the Federal Reserve System, they come under the supervision of two banking authorities, state and national.
Thus, the American commercial banking system is comprised of two types of banks: the member banks of the Federal Reserve System which are national banks and those state-chartered banks electing membership; and nonmember state-chartered banks. Today' s banking system in the United States is comprised of more than 14,000 individual banks. Of this number, well under 50 percent are member banks of the Federal Reserve System——only 5,788 commercial banks out of a total of 14,633, or roughly 40 percent. These member banks, however, commanded the largest share of commercial banks resources, about three-fourths as of June 30, 1976. They held over three-fourths of deposits subject to check, $202,144 million as of the same date, which represented some 67 percent of our total money supply.
Although the national banks did~ continue a considerable advance in American commercial banking development, they also brought with them disadvantages. Their improvements included the establishment of a safe, uniform currency and a reduction in the number of commercial bank failures through strengthening due to more conservative standards of regulation and examination. There also developed a measure of correspondent banking relations through the provision for regarding, deposits in reserve city and central reserve city banks as reserves. But this last feature also was the System's greatest weakness. The National Bank System provided for the concentration go existing reserves into the city banks, but no provision was made for the creation of new reserves when necessary.
In our discussion, these two characteristics of present-day commercial banks will be in the forefront of much of our analysis: First, commercial banks create deposit liabilities against themselves, instead of note issue as the early banks did; and second, commercial banks today hold a wide variety of earning assets, not just short-term, self-liquidating loans~. One thing, however, continues to be just as true today as it was in the days of the banker: creation of money occurs when two opposite transactions take place simultaneously between the commercial bank and the customer~ The commercial bank increases its debt to the customer, and the customer puts himself into debt to the bank by the same amount. This simultaneous exchange of liabilities is significant because one of the debts created——the demand deposit liability——is money while the other-the loan——earns income for the bank.
From Money and Banking
NOTES
1.dual chartering system 双轨(银行)注册制,指商业银行既可以在联邦注册,也可在各州注册。这一制度为美国所特有。
2.National banks 国民银行,在美国指在联邦注册的商业银行。
3.ComptrollerofCurrency壬塑生生里宣(隶属于财政部),是美国金融监管职能部门之一,与美联储共同承担金融业的监管职能。
4.Federal Reserve System 联邦储备体系,即美国的中央银行(体系),通常可简称为美联储。
5.state-chartered banks 在州注册的商业银行,通常称为州立银行。
6.moneysupply 货币供应,包括货币供应量和货币供给行为两方面内容,是指银行系统通过其资金运用向社会注入货币的数量以及相应的行为过程。
7.Although the national banks did …did在此处表示强调,可译为“确实”。
8.correspondent banking 代理行业务,指某一银行委托其它银行代为办理某些业务的关系。
9.note issue 指中央银行制度建立之前,各商业银行自己发行银行券的业务活动。
10.self-liquidating loans 自我清偿贷款,指商业银行向有物资保证且清偿力较高的企业发放的短期贷款。
参考资料:
美国的银行体系
自1782年美国第一家银行——北美银行(Bank.fNorthAmerica)成立以来,美国金融业经过长达200多年的发展,目前已形成了一个以商业银行为主,包括中央银行、储蓄机构、投资银行和政府专业性银行在内的庞大体系。
一、美国的联邦储备体系(Federal Reserve System)
联邦储备体系,即美国的中央银行。它是根据1913年12月23日美国总统威尔逊签署的联邦储备法而建.立起来的,简称联储(FED)。
联储的组成包括以下几部分:(1)联邦储备银行。联邦储备银行共有12家,分别设在波士顿、纽约、费城、克利夫兰、里土满、亚特兰大、芝加哥、圣·路易斯、明尼阿波利斯、堪萨斯、达拉斯和旧金山。它们在各自负责的地区执行中央银行的职能。除以上12家联邦储备银行外,凡根据联邦法律在联邦注册成立的国民银行都必须参加联邦储备体系,成为成员银行。其他根据各州法律在州政府注册成立的银行,如符合条件并愿意参加联邦储备体系的,则可自愿申请加入。(2)联邦储备委员会。联邦储备委员会(FRB)设在首都华盛顿,由7名理事组成,负责管理整个联邦储备体系。理事会成员和主席均由总统任命。该委员会负责制定有关法律规则并监督其实施,制定和审查批准储备金要求、存款最高利率及贴现率等。(3)联邦公开市场委员会。联邦公开市场委员会负责制定联储的短期货币政策,由12名成员组成,包括联储委员会理事及部分联储银行行长。该委员会所制定的货币政策通过设在纽约联储银行的公开市场桌(Open Market Desk),在一个称之为“公开市场帐户”的特殊帐户买卖美国政府和联邦机构的债券及承兑银行票据来实现。(4)联邦咨询委员会。联邦咨询委员会由每个联邦储备区选派一名成员组成,是一个政策咨询和建议机构。
美国联邦储备体系的特点在于:(1)联储体系不是由联邦政府控制,而是由12个地区联储银行和联储委员会共同执行中央银行职能。(2)联储体系由成员银行共同拥有,而不是由联邦政府所有,其性质是私有的,具有很强的独立性,在制定和执行货币政策时不需要得到政府和国会的批准。
二、美国的商业银行体系
商业银行是美国银行体系的中坚力量。多年来,美国的商业银行体系形成了其独特的形式,主要有以下几方面特点: .
1.双轨银行制度
按对商业银行的管血体制划分,美国的商业银行可分为在联邦政府注册的国民银行和在州政府注册的州立银行两种,这就是美国独特的双轨银行制度。国民银行必须是联邦储备体系的成员银行,受财政部货币总监、联储和联邦存款保险公司的监督管理。州银行则不一定要参加联储及联邦存款保险公司。
长期以来,美国的商业银行总数一直保持在1万家以上。其中国民银行占50%左右。但国民银行中有许多是实力雄厚的大银行,如花旗银行(City Bank)、大通银行(Chase Manhattan Bank)、美洲银行(Bank of American)等等。这些银行也是美国主要的国际性大银行。
2.单一银行制度
单一银行制度是在三十年代世界性经济危机后在美国实行的,其目的是为了保证银行经营的安全性。单一银行制度的内容是不允许银行跨州设立分支机构,同时商业银行也不能经营投资银行业务。因此美国商业银行的经营无论是在地域范围还是业务范围上都受到很大限制。
80年代以来,金融自由化的浪潮遍及全球,美国的单一银行制度也受到了很大冲击,商业银行纷纷要求放松这方面的限制以适应日趋激烈'的竞争,有关法律已有所松动,美国商业银行的经营的自由度正在逐步扩大。
3.联邦存款保险公司
美国的联邦存款保险公司是根据1933年的银行法令建立起来的。根据有关法律规定,各银行要向联邦存款保险公司缴纳保险基金,而联邦存款保险公司有责任在投保银行倒闭时保证存款人的财产不致受到损失。此外,该公司还拥有检查监督的权力,成为会员银行的后盾。
三、其他金融机构
除商业银行外,美国还有其他一些金融机构,主要有以下几类:
1.储蓄机构。储蓄机构不是银行,但是能够向商业银行一样吸收存款,并把它作为主要资金来源。储蓄机构的资金原来主要投资于消费领域,但自80年代以来,大量转向其他领域。
储蓄机构主要可分为三类:(1)储贷机构。储贷机构是在联邦或州注册的金融机构,按照法律规定,这些机构的贷款必须大部分用于住房抵押贷款,其管理机构为联邦住宅贷款银行董事会和联邦储蓄和贷款保险公司。储贷机构又可分为合作社和股份公司两种形式。(2)互助储蓄银行。互助储蓄银行是由存款者所拥有的合作存款金融机构。其管理由一个受托人委员会(理事会)任命的管理人员负责。互助储蓄银行的资产主要投放于抵押贷款和抵押贷款证券上,也有相当比重投放于政府证券、公司债券和其他贷款上。(3)信用社。信用社为非盈利性酌合作金融机构,为会员提供个人贷款等银行服务。信用社由会员选出董事会,其他管理人员则由董事会任命。信用社成员必须由有一定联系的人员(如同一公司工作的员工)组成。
2.投资机构。美国的投资机构主要包括以下几类:(1)投资银行公司。美国的投资银行业十分发达,有许多世界著名的投资公司,如美林公司、摩根·斯坦利公司、所罗门兄弟公司等。投资银行公司的基本业务有四类:承购包瘸薪发行证券;经纪和交易;资金管理;其他收费业务。(2)证券经纪与交易公司。这些公司的资产以短期存款和证券、证券信贷(向客户提供购买证券的信贷)和公司股票为主。这些公司又可分为经纪公司和交易公司两种类型。(3)货币市场合作基金,也称货币市场基金,是一种合作基金形式的投资公司,其股票不在市场挂牌,在证券与交易委员会注册。(4)其他投资公司,包括固定信托投资公司、封闭式基金和小企业开发公司等。
3.保险公司。保险公司服务的基本作用是在计划和活动方面给企业和个人提供更高的确定性。为了提供保险,保险公司要持有大量资产。这些资产的持有和现金的流人与流出使保险公司能够起到把资金从一个部门转移到另一个部门的作用,因此也属于金融机构的范畴。保险公司按照业务性质可分为人寿保险公司和财产保险公司两类;按照组织形式又可分为股份公司和合作公司。
除此以外,美国的金融机构还包括财务公司、抵押贷款公司、房地产投资信托公司、金融服务公司等,这些金融机构在美国的金融体系中同样发挥着重要作用。
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银行是以存款、贷款、电汇、储蓄等业务,承担信用中介的金融机构。其主要的业务范围有吸收公众存款、发放贷款以及办理票据贴现等。接下来小编为大家整理了世界各国主要银行中英文对照,希望对你有帮助哦!
花旗银行 Citibank 美国
大和银行 Daiwa Bank 日本
富士银行 Fuji Bank 日本
阿比国民银行 Abbey National 英国
巴克莱银行 Barclays Bank PLC. 英国
巴黎国民银行 Banque Nationale de Paris 法国
巴西银行 Banco Do Brasil 巴西
大通曼哈顿银行 Chase Manhattan Bank 美国
德累斯顿银行 Dresdner Bank 德国
德意志银行 Deutsche Bank 德国
第一劝业银行 Dai-Ichi Kangyo Bank 日本
第一洲际银行 First Interstate Bancorp 美国
东海银行 Tokai Bank 日本
东京银行 Bank of Tokyo 日本
都灵圣保罗银行 Istituto Bancario SanPaolo Di Torino 意大利
多伦多自治领银行 Toronto-Dominion Bank 加拿大
国民劳动银行 Banca Nazionale del Lavoro 意大利
国民西敏寺银行 National Westminster Bank PLC. 英国
荷兰农业合作社中央银行 Cooperatieve Centrale Raifferssen-Boerenleenbank 荷兰
荷兰通用银行 Algemene Bank Nederland 荷兰
汉华实业银行 Manufacturers Hanover Corp. 美国
汇丰银行 Hongkong and Shanghai Banking Corp. 香港
加拿大帝国商业银行 Canadian Imperial Bank of Commerce 加拿大
加拿大皇家银行 Royal Bank of Canada 加拿大
劳埃德银行 Lloyds Bank PLC. 英国
里昂信贷银行 Credit Lyonnais 法国
伦巴省储蓄银行 Cassa Di Risparmio Delle Provincie Lombarde 意大利
梅隆国民银行 Mellon National Corp. 美国
美洲银行(全称"美洲银行国民信托储蓄会") Bank America Corp( "Bank of America National Trust and Savings Associations") 美国
米兰银行 Midland Bank 英国
纽约银行家信托公司 Bankers Trust New York Corp. 美国
农业信贷国民银行 de Caisse Nationale Credit Agricole 法国
日本兴业银行 Industrial Bank of Japan 日本
瑞士联合银行 Union Bank of Switzerland 瑞士
瑞士信贷银行 Credit Suisse 瑞士
瑞士银行公司 Swiss Bank Corp. 瑞士
三和银行 Sanwa Bank 日本
三井银行 Mitsui Bank 日本
三菱银行 Mitsubishi Bank 日本
太平洋安全银行 Security Pacific Corp 美国
西德意志地方银行 Westdeutsche Landesbank Girozentrale 德国
西太平洋银行公司 Westpac Banking Corp. 澳大利亚
西亚那银行 Monte Dei Paschi Di Siena 意大利
意大利商业银行 Banca Commerciale Italiana 意大利
意大利信贷银行 Credito Italiano 意大利
芝加哥第一国民银行 First Chicago Corp. 美国
中国银行 Bank of China 中国
住友信托银行 Sumitomo Trust & Banking 日本
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金融就是对现有资源进行重新整合之后,实现价值和利润的等效流通。接下来小编为大家整理了金融常用语中英文对照,希望对你有帮助哦!
1. 出口信贷: export credit
2. 贷款质量: loan quality
3. 贷款质量五级分类办法: the five-category assets classification for bank loans
4. 防范和化解金融风险: take precautions against and reduce financial risks
5. 防洪工程: flood-prevention project
6. 不良贷款: non-performing loan
7. 层层转包和违法分包: mutlti-level contracting and illegal subcontracting
8. 城乡信用社: credit cooperative in both urban and rural areas
9. 城镇居民最低生活保障: a minimum standard of living for city residents
10. 城镇职工医疗保障制度: the system of medical insurance for urban workers
11. 素质教育 :Quality Education
12. EQ:分两种,一种为教育商数Educational quotient,另一种情感商数Emotional quotient
13. 保险业: the insurance industry
14. 保证重点指出: ensure funding for priority areas
15. 补发拖欠的养老金: clear up pension payments in arrears
16. 非法外汇交易 : illegal foreign exchange transaction
17. 非贸易收汇: foreign exchange earnings through nontrade channels
18. 非银行金融机构: non-bank financial institutions
19. 费改税: transform administrative fees into taxes
20. 跟踪审计: foolow-up auditing
21. 工程监理制度: the monitoring system for projects
22. 国有资产安全: the safety of state-owned assets
23. 过度开垦 : excess reclamation
24. 合同管理制度: the contract system for governing projects
25. 积极的财政政策 : pro-active fiscal policy
26. 基本生活费: basic allowance
27. 解除劳动关系: sever labor relation
28. 金融监管责任制: the responsibility system for financial supervision
29. 经济安全: economic security
30. 靠扩大财政赤字搞建设: to increase the deficit to spend more on development
31. 扩大国内需求 : the expansion of domestic demand
32. 拉动经济增长: fuel economic growth
33. 粮食仓库: grain depot
34. 粮食收购企业: grain collection and storage enterprise
35. 粮食收购资金实行封闭运行: closed operation of grain purchase funds
36. 粮食销售市场: grain sales market
37. 劣质工程: shoddy engineering
38. 乱收费、乱摊派、乱罚款: arbitrary charges, fund-raising, quotas and fines
39. 骗汇、逃汇、套汇: obtain foreign currency under false pretenses, not turn over foreign owed to the government and illegal arbitrage
40. 融资渠道: financing channels
41. 商业信贷原则: the principles for commercial credit
42. 社会保险机构: social security institution
43. 失业保险金: unemployment insurance benefits
44. 偷税、骗税、逃税、抗税: tax evasion, tax fraud and refusal to pay taxes
45. 外汇收支: foreign exchange revenue and spending
46. 安居工程: housing project for low-income urban residents
47. 信息化: information-based; informationization
48. 智力密集型: concentration of brain power; knowledge-intensive
49. 外资企业: overseas-funded enterprises
50. 下岗职工: laid-off workers
51. 分流: reposition of redundant personnel
52. 素质教育: education for all-round development
53. 豆腐渣工程: jerry-built projects
54. 社会治安情况: law-and-order situation
55. 民族国家: nation state
56. “台独”: “independence of Taiwan”
57. 台湾当局: Taiwan authorities
58. 台湾同胞 : Taiwan compatriots
59. 台湾是中国领土不可分割的一部分:Taiwan is an inalienable part of the Chinese territory.
60. 西部大开发 : Development of the West Regions
61. 可持续性发展: sustainable development
62. 风险投资 : risk investment
63. 通货紧缩 : deflation
64. 扩大内需 : to expand domestic demand
65. 计算机辅助教学: computer-assisted instruction ( CAI )
66. 网络空间: cyberspace
67. 虚拟现实: virtual reality
68. 网民 : netizen ( net citizen )
69. 电脑犯罪 : computer crime
70. 电子商务: the e-business
71. 网上购物 : shopping online
72. 应试教育: exam-oriented education
73. 学生减负 : to reduce study load
74. “厄尔尼诺”:(EL Nino)
75. “拉尼娜”:(La Nina)
76. “智商”:(IQ)
77. “情商”:(EQ)
78. “第三产业”:(third/tertiary industry,service sector,third sequence of enterprises)
79.“第四产业”:(quaternary/information industry)
80.“军嫂”:(military spouse)
81.“峰会”(香港译“极峰会议”)“:summit(conference)
82.“克隆”:clone
84.“摇头丸”:dancing outreach
85.“传销”:multi level marketing
86.“(计算机)2000年问题”:Y2K problem(y for year, k for kilo or thousand)
87.“白皮书”:white paper(不是white cover book)
88.“傻瓜相机”:Instamatic(商标名,焦距、镜头均固定,被称为foolproof相机);
89.“白条”:IOU note(IOU:债款、债务,由I owe you 的读音缩略转义而来)
90.“巡回招聘”:milk round(一种招聘毕业生的方式,大公司走访各大学及学院,向求职者介绍本公司情况并与报名者晤谈)。
91.“减员增效”:increase efficiency by downsizing staff;
92.“抓大放小”:manage large enterprises well while ease control over small ones;
93.“市政府要办的X件实事”:x major projects that should be given top priority as designated on the municipal government's working agenda;
94.“两个基本点”:two focal points,two of the major points of the line set by
the 13th Congress of the CPC,I.e.upholding the four cardinal principles and the policies reform,opening to the outside world and invigorating domestic economy.
95.“投资热点”:a region attractive to investors,a muchsought piece of hand,popular investment spot
96.“移动电话”:本系cellular(有时简作cel)或mobile(tele)phone
97.“三角债”:chain debts或debt chains
98.“拳头产品”:knockout product
99.“投诉热线”:dial-a-cheat confidential hotline(打电话告诉一件欺诈事件)
100.“三通”的现译文three links:link of trade,travel and post
101.“外资”:overseas investments
102.“开放”:open to the outside world
103.“联防”:community/teampolicing(一种由警察和辖区居民共同参与的治安管理)
104.“三陪服务”:escort services(陪伴服务)。
105.“五讲四美”:five stresses and four points of beauty
106.“暴利”:excessive/extravagant/exorbitant/sudden huge profit (windfall profit也好)
107.“暴发户”:upstart,parvenu,noov(e),nouveau riche(new rich), jumped-up people(口语)
108.“快餐”:snack(food),quick meal,fast(food,meal),takeaway, carryout, MRE(meals ready to eat) “一次(性/用)”
109.一次处理:single/primary treatment;
110.一次污染:primary pollution;
111.一次冻透:straight;freez-ing;
112.一次空气:fresh/primary air;
113.一次爆破:onepull;
114.一次付清: pay in full;
115.一次消费:one-time-consumption;
116.一次误差:first-order error;
117.一次成像照片:a Polaroid picture;
118.一次偿还信贷: non-in-stallment;
119.一次性杯子:sanitary cup;
120.一次性筷子:disposable chopsticks;
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下面读文网小编为大家带来金融英语银行业务情景对话,欢迎大家阅读!
A:Good morning ,welcome to Bank of the USA. How may I help you today?
早晨好,欢迎来到美国银行,我能为你做点什么?
B:Hi,I need to transfer some money to another account. It’s urgent.
你好,我需要将钱转到另一个账号,很紧急。
A:Okay, have you made a wire transfer at our bank before?
好的,你以前在我们银行电汇过吗?
B:No. I’ve never made a transfer before.
没有,我早先没转过。
A:It’s alright, I will take you through the procedure. Are you transferring funds to acompany or an individual account?
好吧,我会指导你如何办手续,你是将钱转到另一个公司账户还是个人账户?
B:A company account. I need to pay a bill.
公司账户,我需要付钱。
A:Okay, I’ll need the name of the company and their bank routing number as well as theirbank’s address and phone number.
好的,我要知道公司的名字和开户号还有他们的银行地址和手机号。
B:I have all the information in this folder.
文件里有所有信息。
A:Well. You’ve come prepared. I have all the necessary materials so we can go ahead andmake the transfer right now. It’s a simple transaction, and we can process it today.
看来你已经准备好了,你已经有必须的材料,现在我们就能转账。这是个简单的手续,我们今天就能办理。
B:Oh, that’s such a relief. I didn’t want the payment to be overdue. Thank you so much.
那让我感到了些宽慰。我不想付款付晚了,非常感谢谢谢。
A:It’s my pleasure.
为你服务是我的荣幸。
以上就是读文网小编为大家带来的金融英语银行业务情景对话,希望对大家的学习有所帮助!
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下面读文网小编为大家带来金融英语办理银行业务情景对话,欢迎大家阅读!
A:Good morning, may I help you?
早上好,请问有什么可以帮您?
B:Hello, I want to remit one thousand Yuan to Magnolia Company.
你好,我想给马诺丽亚公司汇一千元钱。
A:Please fill out this form, please.
请您填一下这张表格。
B:OK. Do I put on Magnolia Company for the receiver?
好的。在收款人一项写马诺丽亚公司吗?
A:Yes. You must put on its name and full address.
是的。您必须填写它的名称和完整地址。
B:OK, I see. Here you are. Is that OK now?
好的,知道了。给你。这样行吗?
A:Let me check. Yes. Your one thousand remittance, please.
我看看,可以了。请给我您的一千元汇款。
B:Here you are. What is the rate?
这就是。请问手续费率是多少?
A:This rate is one percent. That will be 10 Yuan.
是百分之一。就是十元。
B:OK, when will this remittance arrive?
好的。这些汇款什么时候能到?
A:Generally it will arrive within a week.
一般来说,一周之内就会到。
B:That's good. Is there anything else?
好的。还有别的什么事情吗?
A:No. That's all. You have to take good care of this copy of this transfer order.
不,没有了。您得保管好这张汇款单。
B:Thanks, I will.
谢谢,我会的。
以上就是读文网小编为大家带来的金融英语办理银行业务情景对话,希望对大家的学习有所帮助!
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英语单词是学英语的基础,多记忆背诵才能学好英语。下面读文网小编为大家带来银行金融必备英语单词,欢迎大家学习!
issuingbank, opening bank 开证银行
advisingbank, notifying bank 通知银行
negotiationbank 议付银行
confirmingbank 保兑银行
payingbank 付款银行
domesticbank 国内银行
overseasbank 国外银行
unincorporatedbank 钱庄
trusteesavings bank 信托储蓄银行
trustcompany 信托公司
financialtrust 金融信托公司
unittrust 信托投资公司
creditunion 合作银行
creditbureau 商业兴信所
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求职信是我们在求职过程中向用人单位展现自己能力的一种手段,那么金融机构的英文求职信要怎么写呢?下面是读文网小编为大家带来金融机构英文求职信范文,供大家参考学习!
dear leaders:
hello!
i am a professional international trade of guangdong xx university students willing to twenty years of accumulated knowledge and the ability of exercise contribute to your organization and can do my best for your company to contribute to the progress and development of all power. sincerely hope that your organization give me a chance!
i know, "opportunity only favors the prepared mind." in school, i seize every opportunity to learn all aspects of knowledge, ability to exercise all aspects of their own to make themselves towards the needs of modern society compound innovative talent development. my english to six, the computer through the national secondary, provincial secondary (excellent), and year after year scholarship. in the effort to learn the knowledge at the same time, i also range widely in philosophy, law, literature, economics and other fields, other than completing a professional course in the economic field and more, and a minor in business english, self-study a second foreign language --- - german.
college, never late and leave early, on time and complete their work independently and exams. university examinations, to ensure that all of the real. cet-6, although not qualified to state line, but i did not give up, you can not find work because of cheating employers. companies need to really was real material excellent quality products to gain market, products need to create smart and honest people. i think i have a cet-6 in oral and written, sensible businesses will not have a certificate and a growth potential of prospective employees turned away. good people eclectic enterprise applications, rules and regulations strictly!.
enclosed please find my resume, if any, opportunity to interview with you, i would be very grateful. even if you think i do not meet your conditions, i will continue to concern the development of your company, and yours the most sincere wishes.
sincerely,
salute
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