为您找到与银行英语的百科相关的共200个结果:
全世界最好的银行是哪间?下面是读文网小编整理的英语百科小知识,欢迎大家阅读!
Trying to work out which banks are the world's best is a bit like awarding the prize for prettiest war-torn village. It is a title that carries little kudos. It is also likely to prompt further shelling. Winners of industry awards in the past three years include Ken Lewis, the chief executive of Bank of America, for banker of the year (2008); Société Générale for its risk management; and Angelo Mozilo of Countrywide. a failed mortgage lender, for a "lifetime of achievement".
想要评出哪家银行是世界上最好的,有点像从饱受战争蹂躏的村庄中评选出最美的村庄,这是一个并不光彩的头衔,也可能引发对企业的刨根问底。在过去三年间,金融行业的优胜者包括美国银行的首席执行宫肯·刘易斯,获评为2008年银行家,法国兴业银行因其风险管理获奖,以及失败了的破产抵押人,美国国家金融服务公司的安吉罗·莫奇罗,因终身成就而获奖。
Still, the question is becoming more pertinent. After months of indiscriminate fear, widespread losses and government hand-holding, the banking industry is gradually stabilising. Money markets are steadily calming. American banks that got a clean bill of health in this month's stress tests are queuing up to repay government money. A first wave of escapees is likely to include Goldman Sachs, Morgan Stanley and JPMorgan Chase. Those banks that emerge from this crisis with reputations and franchises strengthened will find it increasingly easy to raise funds, win clients, attract employees and buy assets.
然而,问题变得越来越集中。经过几个月的无所不在的恐惧,广泛的损失以及政府调控后,银行业正在逐步企稳。金融市场正逐渐恢复平静。美国的一些银行经过了这个月的压力测试,表明其财务状况良好,正在排队等候偿还政府的贷款。第一波的幸存者可能包括包括高盛、摩根斯坦利和摩根大通公司。在危机中脱颖而出的这些公司,声望和政府的特殊照顾都有所加强,这些公司筹集资金、赢得客户、吸纳人才,以及购买资产会比以前容易。
However the pack is shuffled, a few names keep resurfacing-in America, Goldman Sachs and JPMorgan Chase; and in Europe, Credit Suisse, Deutsche, BNP, Barclays and Santander. They can be whittled down further. In Europe, concerns over what lies on the balance-sheets of Deutsche and Barclays are ebbing but are not gone. The British bank's willingness to consider a sale of BGI, its asset -management arm, suggests worries over capital. Both banks still have lots of legacy assets, many of them tucked in the banking book.
银行业正在洗牌,一些公司将继续其荣耀一-美国的高盛和摩根大通公司、欧洲的瑞士信贷集团、德国德意志银行、法国巴黎银行、英国巴克莱银行,以及西班牙桑坦德银行。这些名字未来可能会减少。在欧洲,人们对德国德意志银行和英国巴克莱银行资产负债表的担忧正在减少,但却没有消失。英国银行正考虑卖掉BGI,其资产管理的左膀右臂,也表明对资产情况非常焦虑。这两个银行都有很多遗产资产,这些资产来自开户人的存折。
In America, Goldman still has legions of admirers. It has posted losses of less than $8 billion to date, a performance not nearly as bad as those of its direct peers. Its focus on risk management is a template for others to follow. But its renewed swagger should not conceal the fact that it needed to convert into a bank-holding company in order to survive the market storm-nor the questions that hang over its future earnings in a re-regulated industry.
在美国,高盛公司仍然备受倾慕。到目前为止,高盛公司公布了只有不到80亿美元的损失,表现比其它同行要好守些。高盛专注与风险管理的凰念是其他银行学习的样板。然而这些成绩不能掩盖这样的事实:它需要成为银行持股公司,以便躲过市场风暴——银行业的再规范也为其未来盈利带来了重重疑问。
That leaves Credit Suisse and JPMorgan Chase to take the grand prizes. Credit Suisse has had its share of misbaps during the crisis but it was quick to scale down its balance-sheet, has plotted a credible strategy for its investment bank and pulled well ahead of U8S, its main rival inwealth management. As for JPMorgan Chase, it has kept a tight rein on risk, managed capital well and acquired sensibly. None of this is much comfort for weary Swiss and American taxpayers, of course. Well-run or not, both banks present the problem of being far too important to fail.
瑞士信贷银行和摩根大通拔 得头筹。瑞士信贷银行在这场危机中虽然有些损失,但它迅速对资产进行减值准备,为投资银行标明信用对策,并遥遥领先于其资产管理方面的主要对手瑞士联合银行。至于摩根大通公司,它严格控制风险,对资本管理得当,且投资理性。这两家银行对萎靡的美国和瑞士纳税人心存警惕。不论经营情况如何,两家银行的问题是都太重要而不能倒闭。
浏览量:2
下载量:0
时间:
小编为大家整理了国外常用银行英语,希望对你有帮助哦!
Cash Card(现金卡):可以从银行或ATM机提取现金
Cheque Guarantee Card (支票保证卡):在你使用支票时,商家会要求你出示此卡,作为支付的保证。支票保证卡上注明了担保的金额,也就是每次可开支票的最高限额。
Debit Card(借记卡):使用此卡可以直接在商店里消费,费用会通过银行的结算系统,直接从你的帐号上扣除。
实际上以上三卡通常会合并成一卡,包含了上述功能,使用起来十分方便。
Credit card(信用卡):如你的资信较好,经申请并审核后,银行可能会提供信用卡。信用卡允许你先花后付,你会定期收到上一个月的帐单,要求你安排付款事宜。
Current Account(现金帐户):用于存(Deposit),取(Withdraw),日常开支,通常利息较低或没有利息。
Saving Account(存款帐户);有利息,通常不能用于支付支票,有时支取需要提前通知。
Overdraft(透支):透支是不准许的,如你确实需要透支,建议你提前与银行协商,有的银行会同意学生在一定金额和时间内无偿透支,但通常你需要为透支的金额支付利息。为避免这种情况出现,建议你经常查看现金帐户中的余额(Balance),提前将预期的花费从存款帐户转入现金帐户。
浏览量:2
下载量:0
时间:
小编为大家整理了银行英语储蓄存款利息口语,希望对你有帮助哦!
interest rate 利率
simple interest 单利
compound interest 复利
legal interest 法定利息
prime rate 优待利率
payable interest 应付利息
lending rate 贷款利率
usury 高利贷
the subsidy rate for value-preserved savings 保值储蓄补贴率
浏览量:3
下载量:0
时间:
如果你要到银行柜台办理业务,那一定要跟柜台工作人员有所交流。接下来小编为大家整理了银行柜台英语对话,希望对你有帮助哦!
Clerk: How much cash do you plan to deposit in your account?
职员:您有多少钱要存入呢?
Customer: I want to deposit 300 yuan in my account.
顾客:我想在我的户头上存300元。
Customer: Please tell me the procedure for opening a savings account.
顾客:请告诉我开个储蓄帐户需要什么手续。
Clerk: Please fill in the depositing form, the sum of money,your name, address and professional unit.
职员:请填张存款单,写明数额、姓名,地址和工作单位。
Clerk: Please fill in your name, the number of the certificate and your telephone.
职员:请写上您的姓名、证件号码和联系方式。
Clerk: Words and figures differ.
职员:您填写的文字与数字不符。
Clerk: Signatures differ.
职员:您的签名有误。
Clerk: keep your receipt please.
职员:请收好单据.
Clerk: Here is your passbook. Please bring it back when you deposit or withdraw money any time you like.
职员:这是您的存折,以后存取款时请带来。
Clerk: Keep the passbook (magcard) well and inform us whenever you lose it.
职员:请保管好存折(银行卡),若遗失请告诉我们。
Customer: Thank you very much..
顾客:非常感谢。
Clerk: Not at all.
职员:不客气。
浏览量:4
下载量:0
时间:
小编为大家整理银行储蓄柜常用英语,希望对你有帮助哦!
1.Thank you
2.We'll glad to receive any suggestions to help us improve our service
3.Goodbye
4.Don't mention it (Not at all)
5.Hope to see you again
6.Welcome to use Peony Credit Card
7.Welcome to use ATM
8.Sorry
9.Please line up
10.Please wait a moment
11.Good morning(Good afternoon )
12.Please
13.Hello
14.Welcome
15.Welcome to deposit in ICBC
16.Demand(current)deposit
17.Demand(current)bankbook
18.Rate for current deposit
19.Time(fixed)deposit
20.Interest Rate for fixed deposit
21.Certificates of deposit
22.Flexible maturity deposit
23.Transferable certificate of large amount time deposit
24.Withdrawal form
25.The exchange rate for U.S.dollars
26.Termination of a deposit
27.Date due
28.Automatic teller machine(ATM)
29.The detailed list of interest
30.Peony Credit Card
31.Exchange U.S.dollars for Renminbi
32.What can I do for you?
33.May I help you?
34.We are open for business form 8:00 a.m to 6:00 p.m with no break at noon
35.We are open for business all week including Saturday and Sunday
36.I'd like to deposit(withdraw)
37.Which type of deposit do you prefer,time deposit or current deposit?
38.I prefer time deposit(current deposit)
39.Is it your first time to deposit here?I am going to open an account for you.
40.How long would you like to deposit for?
41.Pardon,I do not understand,Could you give me more details.
42.OK.The term of fixed deposit ranges form three month to five years,including three months,six months,one year,two years,three years and five years. The longer the term the higher the interest rate.
43.Partdon.
44.Could you fill in this slip in ink please.
45.You have made a mistake here,Please fill it in again
46.Opening an account is free of charge, but you have to deposit 10 yuan as your initial deposit.
47.The current deposit can be withdrown at any ICBC savings office in this city,It's convenient for you
48.We also have flexible maturity deposit. The interest rate is sixty percent of the interest rate for the time deposit
49.Excuse me,how much do you want to withdraw?
50.Please use Arabic figures
51.Please fill in your address here
52.Please enter your code number.
53.There is somrthing wrong,Please enter your code number again.
54.You've made a mistake in counting. Do it again please
55.Please wait a minute .I will calculate it again
56.Please keep the chip
57.Here are your money and deposit book.
58.Please hand back your chip
59.Please count the cash (your money)
60.Here is your book (certificate)。
61.Please wait a moment , I will do it for you as soon as possible
62.The computer isn't working now. Please go to another savings office or come again tomorrow
63.Please wait a moment, we are checking it
64.Sorry, since there is no power, we can only serve you manually.
65.Sorry for keeping you waiting.
66.I'm sorry you had to come several times.
67.Everything is in order.
68.I have lost my bankbook, what should I do?
69.You can report the loss of the bankbook.
70.Do you remember the account name and number, maturity, amount and code number.
71.Please show your I.D card
72.My name is Jenny Lee, but I don't
remember anything the details
73.Please try to remember the details.
74.It's for the safety of your deposit
75.Would you please leave your telephone number.
76.Please bring this application form to collect new bankbook or money in 7 days.
77.I can reissue a new bankbook for you,but we must deduct ten yuan handling charges.
78.I am going to apply for a Peony Credit Card
79.You can apply for it in the ICBC
Peony Credit Card Department. The address is Beijing Road NO.8
80.Please wait a moment. The amount you are withdrawing exceeds one thousand yuan,so I have to ask authorization form the credit card issuing center
浏览量:3
下载量:0
时间:
牡丹信用卡是中国工商银行(含中国工商银行相关分支机构)发行,并给予持卡人一定信用额度,持卡人可在信用额度内先支付后还款,具有消费、转账结算、存取现金等功能的信用支付工具。接下来小编为大家整理了银行询问牡丹卡英语会话,希望对你有帮助哦!
A:What benefits do the Peony Credit Card have for personal cardholders?
B:You can purchase first and pay later.
A:Is that so?
B:Yes.In our city's downtown area,almost all big and middle-sized department stores,supermarkets,hotels and restaurants offer the installment payment service for Peony Card members. As a cardholder, you can make your choice according to your needs.
A:How could I do when there is no funds in my card?
B:Don't worry about it.There is minimum debit amount which may be outstanding on your Peony Card for purchase use.
A:Then,how much can I overdraw from my personal ordinary card?
B:5,000 to 20,000 yuan price range are available for you to choose.
A:That's enough.
B:Get a Peony Card as soon.
A:牡丹信用卡对个人有什么好处呢?
B:您可以先购物后付款。
A:是这样吗?
B:是的。在城区,几乎所有大中型的商场、超市,宾馆饭店都为牡丹卡成员提供分期付款服务。作为持卡人,您可以根据需要选择。
A:如果卡上没钱该怎么办呢?
B:不必担心。您卡上有最低信用额度供您购物。
A:那么我的这张普通卡能透支多少钱呢?
B:商品金额5,000元至20,000元供您选择。
A:这就够了。
B:赶紧办一张牡丹信用卡片。
浏览量:2
下载量:0
时间:
银行家是以银行业为主业的企业家,银行家的别称为:资本家,投资家。银行家就是指善于把孕育中的商业眼光变成商业现实的人。那么你知道银行家用英语怎么说吗?下面来学习一下吧。
money changer
浏览量:2
下载量:0
时间:
银行卡是由商业银行等金融机构及邮政储汇机构向社会发行的具有消费信用、转账结算、存取现金等全部或部分功能的信用支付工具。那么你知道银行卡用英语怎么说吗?下面来学习一下吧。
英国银行卡协会 UK Cards Association
银行卡用途说明 Brief explanation of card usage
美洲银行卡 BankAmericard ; bank americard
使用银行卡支付 Using a bank card payments
银行卡交易明细 Bank card transaction details schedule ;
银行卡组织 Banknet ; bankcard association
银行卡支付系统 Bank Card Payment System
银行卡密码 Bank card password ; Bank cards
浏览量:2
下载量:0
时间:
银行是依法成立的经营货币信贷业务的金融机构。银行是商品货币经济发展到一定阶段的产物。银行是金融机构之一,那么你知道银行用英语怎么说吗?下面来学习一下吧。
banking house
浏览量:3
下载量:0
时间:
下面读文网小编为大家带来金融英语银行业务情景对话,欢迎大家阅读!
A:Good morning ,welcome to Bank of the USA. How may I help you today?
早晨好,欢迎来到美国银行,我能为你做点什么?
B:Hi,I need to transfer some money to another account. It’s urgent.
你好,我需要将钱转到另一个账号,很紧急。
A:Okay, have you made a wire transfer at our bank before?
好的,你以前在我们银行电汇过吗?
B:No. I’ve never made a transfer before.
没有,我早先没转过。
A:It’s alright, I will take you through the procedure. Are you transferring funds to acompany or an individual account?
好吧,我会指导你如何办手续,你是将钱转到另一个公司账户还是个人账户?
B:A company account. I need to pay a bill.
公司账户,我需要付钱。
A:Okay, I’ll need the name of the company and their bank routing number as well as theirbank’s address and phone number.
好的,我要知道公司的名字和开户号还有他们的银行地址和手机号。
B:I have all the information in this folder.
文件里有所有信息。
A:Well. You’ve come prepared. I have all the necessary materials so we can go ahead andmake the transfer right now. It’s a simple transaction, and we can process it today.
看来你已经准备好了,你已经有必须的材料,现在我们就能转账。这是个简单的手续,我们今天就能办理。
B:Oh, that’s such a relief. I didn’t want the payment to be overdue. Thank you so much.
那让我感到了些宽慰。我不想付款付晚了,非常感谢谢谢。
A:It’s my pleasure.
为你服务是我的荣幸。
以上就是读文网小编为大家带来的金融英语银行业务情景对话,希望对大家的学习有所帮助!
浏览量:3
下载量:0
时间:
下面读文网小编为大家带来金融英语办理银行业务情景对话,欢迎大家阅读!
A:Good morning, may I help you?
早上好,请问有什么可以帮您?
B:Hello, I want to remit one thousand Yuan to Magnolia Company.
你好,我想给马诺丽亚公司汇一千元钱。
A:Please fill out this form, please.
请您填一下这张表格。
B:OK. Do I put on Magnolia Company for the receiver?
好的。在收款人一项写马诺丽亚公司吗?
A:Yes. You must put on its name and full address.
是的。您必须填写它的名称和完整地址。
B:OK, I see. Here you are. Is that OK now?
好的,知道了。给你。这样行吗?
A:Let me check. Yes. Your one thousand remittance, please.
我看看,可以了。请给我您的一千元汇款。
B:Here you are. What is the rate?
这就是。请问手续费率是多少?
A:This rate is one percent. That will be 10 Yuan.
是百分之一。就是十元。
B:OK, when will this remittance arrive?
好的。这些汇款什么时候能到?
A:Generally it will arrive within a week.
一般来说,一周之内就会到。
B:That's good. Is there anything else?
好的。还有别的什么事情吗?
A:No. That's all. You have to take good care of this copy of this transfer order.
不,没有了。您得保管好这张汇款单。
B:Thanks, I will.
谢谢,我会的。
以上就是读文网小编为大家带来的金融英语办理银行业务情景对话,希望对大家的学习有所帮助!
浏览量:4
下载量:0
时间:
英语单词是学英语的基础,多记忆背诵才能学好英语。下面读文网小编为大家带来银行金融必备英语单词,欢迎大家学习!
issuingbank, opening bank 开证银行
advisingbank, notifying bank 通知银行
negotiationbank 议付银行
confirmingbank 保兑银行
payingbank 付款银行
domesticbank 国内银行
overseasbank 国外银行
unincorporatedbank 钱庄
trusteesavings bank 信托储蓄银行
trustcompany 信托公司
financialtrust 金融信托公司
unittrust 信托投资公司
creditunion 合作银行
creditbureau 商业兴信所
浏览量:3
下载量:0
时间:
商业银行是一个以营利为目的,以多种金融负债筹集资金,多种金融资产为经营对象,具有信用创造功能的金融机构。主要业务范围包括吸收公众、企业及机构的存款、发放贷款、票据贴现及中间业务等。那么你知道商业银行用英语怎么说吗?接下来跟着读文网小编来学习一下吧。
南洋商业银行 Nanyang Commercial Bank
北京市商业银行 Beijing City Commercial Bank
国有独资商业银行 wholly state-owned commercial banks
商业银行法 Law of Commercial Banks
商业银行实务 Practice of Business Bank
商业银行管理 Commercial Banking Management
浏览量:3
下载量:0
时间:
网上银行指银行通过信息网络提供的金融服务,包括传统银行业务和因信息技术应用带来的新兴业务。通过Internet向客户提供开户、查询、对帐、行内转帐、跨行转账、信贷、网上证劵等服务。那么你知道网上银行用英语怎么说吗?接下来跟着读文网小编来学习一下吧。
internet bank
浏览量:2
下载量:0
时间:
随着网络以及计算机,手机应用的发展,移动银行的概念与人们的生活更加贴近。那么你知道移动银行用英语怎么说吗?下面跟着读文网小编一起来学习一下吧。
浅谈移动银行 Discussion on Mobile Bank
移动银行概述 Mobile Banking Summarization
移动电子银行 mobile e-bank
移动网络银行 Mobile Banking System
浏览量:3
下载量:0
时间:
招商银行,是中国第一家完全由企业法人持股的股份制商业银行,简称招行。由香港招商局集团有限公司创办,是中国内地规模第六大的银行、香港中资金融股的八行五保之一。那么你知道招商银行用英语怎么说吗?接下来跟着读文网小编来学习一下吧。
中国招商银行 China Merchants Bank
招商银行存款 China Merchants Bank Deposit
中国招商银行行长 China Merchants Bank President
浏览量:2
下载量:0
时间:
中国农业银行是中国大型上市银行,中国五大银行之一,其总行设在北京。那么你知道中国农业银行用英语怎么说吗?下面和读文网小编一起来学习一下中国农业银行的英语知识吧。
中国农业银行账号
Agricultural Bank of China account
浏览量:2
下载量:0
时间:
中国银行全称是中国银行股份有限公司,是五大国有商业银行之一。作为中国国际化和多元化程度最高的银行,在中国内地、香港、澳门、台湾及37个国家为客户提供全面的金融服务。那么你知道中国银行用英语怎么说吗?下面和读文网小编一起来学习一下中国银行的英语说法吧。
中国银行上海分行 shanghai branch of bank of china
中国银行大楼 Bank of China Tower
浏览量:2
下载量:0
时间: