为您找到与英国银行英文相关的共200个结果:
每个国家都有它的银行体系,你知道英国的银行体系是怎样的吗?下面是读文网小编整理的英国的银行体系,以供大家学习参考。
These banks provide a wide range of highly specialized banking services. According to the Banking Act 1979. "Recognized Banks" must satisfy the Bank of England of their high reputation and of their integrity, management and financial prudence. The wide range of services include: i. the acceptance of sight and time deposits); ii. loan and overdraft facilities; iii. foreign currency exchange and documentary credits and collections~; iv. financial advice for corporations and individuals; v. investment management and arrangements for the purchase and sale of securities.
As for Licensed Deposits institutions, they only provide a limited range of services. The prime services are still based on the acceptance of deposits from the public although they are not required to satisfy the rules laid down for Recognized Banks. To obtain a license, the institution must satisfy the Bank of England's requirement that all directors, controllers or managers of the institution must be an appropriate and proper person to hold that position and to conduce banking business in a proper manner.
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在英格兰,写进法律的永久性公众假期一共是8天,而这8天中就有3天都是bank holiday。在这几天里,全英国的银行都休假,而其他很多与银行业相关的产业也随之关门大吉!
曾经看过一个小朋友画的世界地图:在地球上的各个区域写下他对那个地方的印象,而在欧洲大陆的位置写下的是这么一句话:不用上班天天喝下午茶的地方——的确,欧洲完善的社会福利一直被人津津乐道,但作为一个“外人”,第一次真正见识还是未免被雷到。
记得那是刚到英国不久的某一天,我要去超市补充口粮。走到Town Centre,居然发现偌大一个超市关门大吉。我定神一想,确定当日是正常工作日、并且是上班时间,那这关门又是个什么说法?
后来朋友告诉我,这一天是Bank Holiday,银行假期,正正经经的公众假期,和圣诞节、复活节等等其他假日一样是被写进法律条文的。而且最荒谬,银行假期一年还不止一天。在英格兰,写进法律的永久性公众假期一共是8天,而这8天中就有3天都是bank holiday。在这几天里,全国的银行都休假,而其他很多与银行业相关的产业也随之关门大吉,其中,就包括超市。
长这么大,听说过教师节、护士节,从来不觉得银行业有多么崇高、竟然要国家为他们单独设立假日,那么这个Bank Holiday是怎么来的呢?
Origins of bank holidays
Prior to 1834, the Bank of England observed about 33 saints' days and religious festivals as holidays, but in 1834, this was reduced to just four: 1 May, 1 November, Good Friday, and Christmas Day.
In 1871, Sir John Lubbock introduced the Bank Holidays Act, it introduced the concept of holidays with pay and designated four holidays in England, Wales and Northern Ireland, and five in Scotland. The move was such a popular one and there were even suggestions that August Bank Holiday should be called St Lubbock's day!
In the United Kingdom and Ireland a bank holiday is a public holiday, when banks and many other businesses are closed for the day.
Bank holidays are often assumed to be so called because they are days upon which banks are shut, but days that banks are shut aren't always bank holidays. For example: Good Friday and Christmas Day are not bank holidays, they are common law' holidays. The dates for bank holidays are set out in statute or are proclaimed by royal decree. In England and Wales a bank holiday tends automatically to be a public holiday, so the day is generally observed as a holiday.
也就是说,以前一到Bank Holiday全国所有的行业都休假。不过现在,也有很多行业,比如公共交通系统、博物馆、动物园等等照旧开放。其实说穿了,Bank Holiday就是国家想出来的名目,让全国人民都偷闲偷闲。再想想我国近年也多出了很多公众假期——端午、中秋——比用“银行”的名义放假实在好听多了,这就是文明古国的好处哇!
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在一大堆错误百出、英文表达低劣或平庸、毫无针对性和创造性的Resume中,你的那份若能让人眼睛一亮,成功的机率必将大增。下面是读文网小编整理的银行职员英文求职简历,欢迎大家阅读!
James Monroe
11 Crestwood Plaza
ST. Louis, MO 63126
Telephone No: 314-608-1120
Email id: monroejames@rediffmail.com
Skills and Knowledge
Conversant with all the technicalities, legal regulations, and standard operating practices employed by standard banks while dealing with customers
Excellent interpersonal and communication skills with good ability to understand the requirements of the customer and provide appropriate counsel
Experienced in dealing with all kinds of the customers
Able to identify the right candidate for the right position while interviewing them
Fine time management and team management skills
QUALIFICATIONS
Outstanding communication, presentation, and sales skills
Strong ability in personnel interviewing, training, and motivating Skilled in organization and office procedures
Ability to achieve immediate and long-term goals and meet operational deadlines
EXPERIENCE
Vice President with the Residential and Commercial Real Estate Development Section of Caesar Development Bank, St. Louis, Missouri from 2001 till date, where I efficiently handle the following responsibilities:
Planned successful marketing and advertising strategies targeting and developing new accounts, bringing more businesses and greater economic support to the city
Expanded customer base through a variety of effective sales techniques
Delivered convincing oral sales presentations to upper management of major companies
Effectively coordinated the hiring of subcontractors and monitored their performance
Consumer Banking Manager with the Regal Bank, St. Louis, Missouri from 1997 -2001, where I was promoted three times in four years and where I handled the following responsibilities:
Interviewed, trained, supervised, and evaluated up to 22 employees
Identified and resolved conflicts between public and bank, employees and management, clarifying work relationships and alleviating communication problems
As Secretary to Board of Directors attended monthly board meetings, took minutes, and handled all Board correspondence and directives
Initiated promotion of bank products utilizing various marketing and advertising methods
Other positions held: K-Mart, St. Louis, Missouri: Hired as Sales Clerk and promoted to Department Manager. Another Bank, St. Louis, Missouri: Hired as Window Teller and promoted to Vault Teller.
EDUCATION
St. Louis Business And Careers Institute, St. Louis, Missouri
Office Management Courses, XXXX-XXXX
Banking Courses, Seminars, Workshops American Institute of Banking Introduction to Supervision Commercial Loans Principles of Banking
First of America Corporation Building Retail Business Managing Retail Business Quality Service University
Other seminars and training classes on various banking issues
COMMUNITY INVOLVEMENT
Alpha Alpha Alpha Charitable Sorority, Past President, Vice President, and Secretary
Business Education Association, member American Business Club (AMBUCS), Sergeant-at-Arms, Past Secretary
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想知道银行柜员英语应聘信怎么写吗?读文网小编整理了英文求职信范文,希望对大家的求职有所帮助。
1、I think that I should probably make a good bookkeeper for you. 我想我可能成为贵公司的好簿记号。
2、I am confident that my experience and references will show you that I can fulfill the particular requirements of your bookkeeping position. 我想信我的经验和推荐人可以告诉您,我能够符合贵公司簿记员一职的特定需要。
3、I recently completed a course in filing at the Crosby School of Business. I am competent not only to install a filing system that will fulfill the needs of your organization, but I am also well qualified to operate it efficiently. 最近我在克洛斯比商业补习班读完一门档案处理的课程,我自信不仅可以设置一套档案人类系统符合您的要求,而且可以有效地操作。
4、I feel quite certain that as a result of the course in filing which I completed at the Crosby School of Business, I can install and operate efficiently a filing system for your organization. 我相信在克洛斯比商业实习班修完一门课后,我能够替贵公司设置并且操作一套档案分类系统。
第一句显得语气太弱,写信的人有点羞怯的样子。第二句有特殊风格,第三句太过自信,第四句,作者表示谦虚。从很多的求职信范本里面,我们都很难发现到有语气恶劣的。除非你的不是求职信而是恶搞信。
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想知道银行柜员的英语应聘信怎么写吗? 读文网小编整理了英文求职信范文,希望对大家的求职有所帮助。
Hello. The bank has been a good image in the social reputation, I am about to graduate, if there is a chance is willing to your company can effect a modest! My name is XXX, graduated from the China University of Mining and Technology, was studying financial management specialty. The following is my personal letter of introduction.
I to your bank for some basic understanding. As a newcomer students finish their studies, I have the confidence to accept the social test and the challenge from its own. During my college study hard, strict demands on themselves, respect for teachers, and actively participate in various activities organized by the school. On weekdays, and teachers and students live together in peace together. In English, passed Band Four six examination. I know, the bank clerk is the need to have a strong sense of responsibility, practice. Therefore, in school period, I tried a different practice and work. I do Secretary, did the promotion, has made the family, worked as a waitress, different occupation has given me a different experience let me gradually from a silly little girl into an independent thinking, problem solving skill and teamwork spirit. In order to remain invincible in the work, do a better job.
I hope to go to your bank to work, to learn the theory of combination of knowledge and practice, so that their life can have a qualitative leap. I believe that your bank is whole image, management mode, working atmosphere will be more attractive to me in my mind, is the pursuit of the ideals and goals.
We enclosed a copy of my resume, hope to be able to notice will have the opportunity to meet.
Sincerely yours
Salute
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汉语解释:英国,全称大不列颠及北爱尔兰联合王国(The United Kingdom of Great Britain and Northern Ireland),本土位于欧洲大陆西北面的不列颠群岛,被北海、英吉利海峡、凯尔特海、爱尔兰海和大西洋包围。其是由大不列颠岛上的英格兰、威尔士和苏格兰,爱尔兰岛东北部的北爱尔兰以及一系列附属岛屿共同组成的一个西欧岛国。想知道英国的英文怎么说吗?
英国[yīng guó]
Charles ruled England for 11 years.
因为有英国是一个岛国,英国有一个暖的冬天和冷的夏天。
England has a mild winter and a coll summer because it is an island country.
法国和英国争夺北美的竞赛,结果英国胜利。
The blackbirds contested with one another for nesting territory.
英国广播公司正在报道英国核工业概况。
The bbc is work on a profile of the british nuclear industry.
阿伯丁是英国油气工业的中心,还是英国唯一一个因油价过高而值得庆祝的地方。
But that does not mean that revving up output is a bad idea.
在许多方面,这种平静完全符合时宜。2006年,中国GDP排名一举超越一度占据统治地位的英国时,没有多少英国人因此而失眠。
In many ways this tranquillity is entirely appropriate.
1. He was confirmed as a member of the Church of England. 他领受了坚振礼,成为英国国教会的一员。
2. He was jailed for five years as an alleged British spy. 他被指控为英国间谍,入狱关押了5年。
3. She is a long way from being the richest person in Britain. 比起英国首富,她还差得远呢。
4. She was in rather a bad film about the Mau Mau. 她出演了一部关于茅茅运动(20世纪50年代肯尼亚基库尤人反抗英国殖民者的民族主义运动)的烂片。
5. He joined the second battalion of the Grenadier Guards. 他加入了英国近卫步兵第一团第二营。
6. Traditionally young Asians in Britain have gravitated towards medicine, law and engineering. 英国的亚裔年轻人通常被吸引到医学、法律及工程专业。
7. Mr Olaechea has British residency by virtue of his marriage. 奥拉伊奇先生通过结婚而取得在英国的永久居留权。
8. We definitely wanted to salvage some pride for British tennis. 我们当然想为英国网球挽回一些尊严。
9. Many of Britain's beaches fail to meet minimum standards of cleanliness. 英国许多海滩连最起码的卫生标准都达不倒。
10. After the pain of defeat passes, England have some thinking to do. 失败的痛苦过去以后,英国人应该认真反思一下。
11. The Foreign Office in London has expressed surprise at these allegations. 位于伦敦的英国外交部对这些说法表示惊讶.
12. Britain did not introduce compulsory primary education until 1880. 直到1880年,英国才开始实行初等义务教育。
13. This film is the first British animation sold to an American network. 这是第一部出售给美国电视网的英国动画片。
14. Britain has dropped from second to third place in the league. 英国在联赛中的排名从第二位降到了第三位。
15. Teddy clucked his tongue like a disapproving English matron. 特迪咂了咂舌头,活像个不以为然的英国女舍监。
16. She presents a monthly magazine programme on the BBC. 她在英国广播公司主持一个月刊节目。
17. In June 1942, the British 8th Army was in full retreat. 1942年6月,英国第八军全面撤退.
18. The RAF recognized him as an out-standingly able engineer. 英国皇家空军表彰他是一名非常能干的机械师。
19. At least three British golf courses are now owned by the Japanese. 现在英国至少有3家高尔夫球场为日本人所有。
20. In 1971, the 1p and 2p decimal coins were introduced in Britain. 英国于1971年开始使用十进制的1便士和2便士硬币。
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英语的学习,词汇量的积累很重要,有关银行方面的词汇你了解多少呢,今天读文网小编在这里为大家分享一些关于银行的英文单词,欢迎大家阅读!
I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
我想知道一下我是否能提取存款来支付天津购物的费用。
I want to withdraw 200 dollars from my deposit account.
我要从我的定期存款中支取200美圆。
I want to close my account with you.
我想结束在你们这儿的帐户。
I'd like to draw 100 yuan against this letter of credit.
我想从这份信用证上提款100元。
May I draw money against the letter of credit here?
我可以在这儿用这份信用证取钱吗?
Could you tell me my balance?
能否把存款结余金额告诉我?
Please let me know my balance.
请告诉我结余金额。
I think you can draw on this account by cheque in payment of goods.
我以为你可用支票提款支付购物费用。
Your balance at the bank is 300 yuan.
你在本行的结余是300元。
Your deposit is exhausted.
你的存款支净了。
Your letter of credit is used up.
你的信用证用完了。
Please tell me how you wish to draw your money.
请告诉我你希望怎样支款。
Fill our a withdrawal form, please.
请填写取款单。
The letter of credit is exhausted.
信用证上的款子已提清。
The letter at Counter 6 will pay you against your number slip.
六号柜台的出纳员将根据你的号码牌付给你钱。
Useful Words and Phrases
to close an account, to clear an account 结清
to draw money 取款
drawing-out slip 取款单
the number slip 号码牌
a withdrawal form 取款单
to fill in the receipt in duplicate 一式两份填这张收据
teller, cashier 出纳员
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银行是依法成立的经营货币信贷业务的金融机构,是商品货币经济发展到一定阶段的产物。那么你想知道全球著名的银行都有哪些吗?下面是读文网小编为大家带来世界100家著名银行英文名称,欢迎大家阅读!
1. Citibank 花旗银行(美国)
2. Dai-Ichi Kangyo Bank 第一劝业银行(日本)
3. Fuji Bank 富士银行(日本)
4. Sumitomo Bank住友银行(日本)
5. Mitsubishi Bank三菱银行(日本)
6. Banque Nationalede Pairs巴黎国民银行(法国)
7. Sanwa Bank三和银行(日本)
8. Credit Agricole农业信贷银行(法国)
9. Bank of America美洲银行(美国)
10. Credit Lyonnais里昂信贷银行(法国)
11. Norinchukin Bank农业储金银行(日本)
12. National Westminster国民西敏士银行(英国)
13. Industrial Bank of Japan日本兴业银行(日本)
14. Societe Generale兴业银行(法国)
15. Deutsche Bank德意志银行(德国)
16. Barclays Bank巴克莱银行(英国)
17. Tokai Bank东海银行(日本)
18. Mitsui Bank三井银行(日本)
19. Chase Manhattan Bank大通曼哈顿银行(美国)
20. Midland Bank米兰银行(英国)
21. Mitsubishi trust and Banking三菱信托银行(日本)
22. Sumitomo Trust and Banking 住友信托银行(日本)
23. Long Term Credit Bank of Japan日本长期信用银行(日本)
24. Band of Tokyo东京银行(日本)
25. Dresdner Bank德累斯顿银行(德国)
26. Taiyo Kobe Bank太阳神户银行(日本)
27. Manufacturers Hanvor Trust汉华实业银行(美国)
28. Mitsui Trust and Banking三井信托银行(日本)
29. Compagnie Financiere de Paribas巴黎巴银行(法国)
30. Hongkong and Shanghai Banking汇丰银行(英国)
31. J.P.Morgan摩根银行(美国)
32. Royal Bank of Canada加拿大皇家银行(加拿大)
33. Union Bank of Switzerland瑞士联合银行(瑞士)
34. Daiwa Bank大和银行(日本)
35. Lloyds Bank劳埃德银行(英国)
36. Yasuda Trust & Banking安田信托银行(日本)
37. Swiss Bank Corp瑞士银行(瑞士)
38. Deutsche Landesbank德意志地方银行(德国)
39. Banca Nazionale del La-voro国民劳动银行(意大利)
40. Bank of Mantreal蒙特利尔银行(加拿大)
41. Bank of China中国银行(中国)
42. Commerzbank商业银行(德国)
43. Chemical (New York) Bank化学银行(美国)
44. Banco do Brasil巴西银行(巴西)
45. Bayerische Vereinsbank巴伐利亚联合银行(德国)
46. Canadian Imperial Bank of Commerce加拿大帝国商业银行(加拿大)
47. Security Pacific安全太平洋银行(美国)
48. Algemene Bank Nederland荷兰通用银行(荷兰)
49. Nippon Credit Bank日本信贷银行(日本)
50. Amsterdam-Rotterdam Bank阿鹿银行(荷兰)
51. Kyowa Bank协和银行(日本)
52. Bankers Trust银行家信托公司(美国)
53. First Interstate Bancorp第一州际银行(美国)
54. Toyo Trust & Banking东洋信托银行(日本)
55. Rabobank农业合作社中央银行(荷兰)
56. Banca Commerciale Italiana意大利商业银行(意大利)
57. Bayerische Hypothekenaund Wechsel巴伐利亚抵押汇兑银行(德国)
58. Saitama Bank琦玉银行(日本)
59. Istituto Bancario Sanpalol di Torino都灵圣保罗银行(意大利)
60. Bank of Nova Scotia诺伐斯科西亚银行(加拿大)
61. Credit suisse瑞士信贷银行(瑞士)
62. Bayerische Landesbank巴伐利亚州银行(德国)
63. Deutsche Gemossenschalts Bank德意志合作银行(德国)
64. Stand-Chartered Bank标准麦加利银行(英国)
65. Generale de Banque通用银行(比利时)
66. Monte dei pascht di Siena西雅那银行(意大利)
67. Cassa di Risparmio Delle Paovincie Lombarde伦巴第省储蓄银行(意大利)
68. Banco di Roma罗马银行(意大利)
69. First Chicago芝加哥第一银行(美国)
70. Norddentsche Landesbank北德意志州银行(德国)
71. Credit Italiano意大利信贷银行(意大利)
72. Shoko Chukin Bank工商组合中央金库(日本)
73. Hokkaido Takushoku Bank北海道拓殖银行(日本)
74. CIC Group工商信贷集团(法国)
75. Toronto Dominion Bank多伦多自治领银行(加拿大)
76. Bank of Yokohama横滨银行(日本)
77. Rafidain Bank拉菲丁银行(伊拉克)
78. Banque Indosuez东方汇理苏伊士银行(法国)
79. Bank Melli Iran伊郎国民银行(伊郎)
80. Westpac Banking西太平洋银行公司(澳大利亚)
81. Zenshinren Bank合作银行(日本)
82. State Bank of India印度国家银行(印度)
83. Mellon Bank梅隆银行(美国)
84. Group des Banque Popalaries大众银行集团(法国)
85. Banco di Napoli那坡里银行(意大利)
86. Continental Lllinois Bank大陆伊利诺斯银行(美国)
87. Wells Fargo Bank威尔士法戈银行(美国)
88. Chuo Trust & Banking中央信托银行(日本)
89. Bank of Boston波士顿银行(美国)
90. Australia & New Zealand Banking Group澳新银行集团(澳大利亚)
91. Bank fur Gemeinwirischaft公共经济银行(德国)
92. BBI Bank Brussels Lambert布鲁塞尔朗贝银行(比利时)
93. Nederlandsche Middenstandsbank荷兰密登斯坦银行(荷兰)
94. First Bank System第一银行系统(美国)
95. Krediet Bank信贷银行(比利时)
96. Hessische Landesbank黑森地方汇划中心(德国)
97. Creditanstalt Bankverein联合信贷银行(奥地利)
98. Banque Francaise de Commerce法国商业银行(法国)
99. Credit Communal de Belgique比利时公共信贷银行(比利时)
100. Banco Central中央银行(西班牙)
看了世界100家著名银行英文名这篇文章
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小编为大家整理了英国的银行体系中英对照,希望对你有帮助哦!
In the United Kingdom, financial institutions are categorized into two ma]or groups: the Recognized Banks and the Licensed Deposit Institutions. The criteria for each category are determined by the Bank of England~——the Central Bank. The Bank of England will consider the size of the institution, its management and also the number of participants who effectively direct the business, before decisions are made on the status of the financial institutions who apply for bank licenses in the United Kingdom.
Let us look at the Recognized Banks.
These banks provide a wide range of highly specialized banking services. According to the Banking Act 1979. "Recognized Banks" must satisfy the Bank of England of their high reputation and of their integrity, management and financial prudence. The wide range of services include: i. the acceptance of sight and time deposits); ii. loan and overdraft facilities; iii. foreign currency exchange and documentary credits and collections~; iv. financial advice for corporations and individuals; v. investment management and arrangements for the purchase and sale of securities.
As for Licensed Deposits institutions, they only provide a limited range of services. The prime services are still based on the acceptance of deposits from the public although they are not required to satisfy the rules laid down for Recognized Banks. To obtain a license, the institution must satisfy the Bank of England's requirement that all directors, controllers or managers of the institution must be an appropriate and proper person to hold that position and to conduce banking business in a proper manner.
Let us now look at the major types of financial intermediaries~ in the United Kingdom.
To begin with, we shall examine the role of the Clearing Banks. These are the dominating financial intermediaries in retail banking business~ in the United Kingdom. They handle the clearing functions of banks, and are responsible for most of the country' s cash distribution and money transfer functions, which include cheque payment services and also electronic fund transfers, etc.; The retail branch network of these banks is extensive with over 10,000 branches all over the country.
Another type of financial intermediaries in the United Kingdom are discount houses. Discount houses provide a primary channel through which the Bank of England operates in the discount market to implement its monetary policy. Because of their easy access to the money market, discount houses act as market-maker in bills since they are the major underwriters of the weekly issuers of the Treasury bills of the Bank of England. Therefore, discount houses not only provide short-term funds for the government, they provide a channel for banks to adjust their portfolio holdings, i.e., their liquidity positions.
The third type of financial intermediaries in the UK are the merchant banks~ and acceptance houses. Originally developed to handle businesses connection with trade, these merchant banks later expanded into foreign trade, foreign exchange and also bullion dealers. Many of the merchant banks are also acceptance houses. Indeed, their functions have now expanded considerably into major overseas operations, specializing in company financial advice, takeovers and mergers, underwritings which include the provision of additional capital through share floatation.
Finally, we should look at foreign banks in England. As a major international financial centre, London has acted as a magnet to over 450 foreign banks, which have set up representative offices, branches, or subsidiary companies. Business focus on these foreign banks cover foreign currency dealings, international finance deals to foreign companies and governments, trade finance services to business.
Notes
1.The Recognized Banks 认可银行,在英国特指可以全面经营银行业务的银行。认可银行要受到很严格的要求,凡达不到认可标准的机构均不得使用银行名称或字样,包括不得使用“投资银行”等字样。
2.The Licensed Deposit Banks 持牌存款银行,在英国特指一些业务范围受到一定限制,规模较小的银行机构。
3.The Bank of England 英格兰银行,英国的中央银行,创立于1694年,公认为全世界中央银行的鼻祖。
4.Sight and time deposits 活期和定期存款(参见Section 3)。
5.overdraft 透支,指银行客户在一定条件下和一定范围内可以超过自己帐户存款的余额用款,实为银行对客户的一种信贷便利。
6.collections 托收,指债权人委托银行向债务人收款的一种结算方式(参见Section 6)。
7.financial intermediaries 金融中介(机构),指作为放款者与借款者中间人的金融机构。金融中介的作用在于促进信贷活动,有利于评估借款者的信誉,以减少放款风险,降低资金成本。金融中介可分为存款性和非存款性两类。
8.the Clearing Banks 清算银行,在英国是零售银行的主要组成部分,包括伦敦清算银行、苏格兰清算银行和北爱尔兰银行。清算,是指银行间为结清债权债务关系而进行的一系列活动。
9.retail banking business 零售银行业务(与批发银行业务相对应),主要指对单独的客户的业务,如存款、放款、结算等。
10.discount houses 贴现商号,是英国金融制度中的独特事物。贴现行在英格兰银行与清算银行之间处于中心地位,主要通过贴现与再贴现传导英格兰的货币政策及英格兰银行对银行的管制。
11.discount market 贴现市场,在英国由贴现行作为市场主体,是英格兰银行实施货币政策的主要场所之一。
12.Discount houses provide a primary channel through which the Bank of England operates in the discount market to implement its monetary policy 贴现行为英格兰银行提供了一个在贴现市场上进行操作,实施货币政策的渠道。
13.market—maker 市场制造者,指一家金融机构或一个经纪人就一种货币或证券进行又买又卖的交易活动,保证其它交易者时刻都能找到交易对手。l羞南8
14.Merchant banks 商人银行,指经营部分银行业务的金融机构,主要办理承兑和经营一般业务,对国夕L的工程项目提供长期信贷和发放国外贷款。在60年代以后,还办理外汇交易,为客户保管证券,替一些基金会从事投资等。商人银行大部分存在于伦敦及一些英联邦国家。
15.cceptance houses 票据承兑银行,指专门从事承兑汇票业务或在其他人的票据上背 书业务的一种金融机构。
16.underwriting (证券)承销,指承销商从发行公司或政府实体买下新发行的债券,再 把这些债券直接或通过交易商售给公众,即实际承担了发行风险。这一过程中,承销商赚的 支付给发行者的价格和公众发售价格之间的价差,即承销价差。
参考资料
英国的银行体系
英国是世界上金融业最发达的国家之一。伦敦是英国的金融中心,也是世界上主要的国 际金融中心之一。伦敦的金融地位形成于英镑作为主要的国际储备货币的年代,而在二战后 随着英国经济地位的下降受到了削弱,但从本世纪七十年代以来随着美元危机和欧洲货币市 场的兴起,伦敦的金融中心地位又重新得到了恢复。
伦敦的优势在于具有相对稳定的.金融体系和政治环境,对国际银行业控制的相对自由,大批拥有丰富的专业知识和技能的银行家及不同层次的各种专业人材,优良的基础设施和通讯网络,在语言、时区及地理位置上的优越性等等。
除上述优势外,英国的银行体系也具有其自身的特点,下面我们分别加以介绍。
一、中央银行——英格兰银行
英格兰银行是英国的中央银行。1694年根据国王特准法成立,它是英国第一家注册的有限公司性质的股份银行。此时的英格兰银行并不是专门的中央银行,它同其它的私人银行一样,也办理一般的存放款业务。直到1833年,英国国会规定只有英格兰银行发行的钞票才具有无限法偿,从而奠定了英格兰银行作为英国中央银行的基础。1946年2月,英国政府颁布新的《英格兰银行法》,将英格兰银行的全部股本收归国有,从此,英格兰银行成为国有化的中央银行。
英格兰银行受政府财政部控制,为政府机构。英格兰银行在发表自身的观点上有一定的 独立性,是金融界中具有权威的代言人。英格兰银行除了依照银行法执行对银行业的监管之 外,还承担·了对金融市场的管理职能。英格兰银行在鼓励行业自律,尤其是在保险和证券业务中发挥了重要的作用。此外,英格兰银行还承担了管理英国的债务和外汇储备职能、管理和发行纸币及铸币的职能及政府的银行的职能,同时对政府的经济和货币政策提供顾问。
80年代以来调整后的英格兰银行的管理机构分为三大部分:(1)金融结构和监管,有银行监督处、金融结构和制度处。(2)政策和市场,有工业金融处、统计处、经济处、金边债券处、货币市场处、外汇处、地区处和国际处。(3)经营和服务,有营业部、注册处、印刷厂和工商服务部。
二、英国的银行机构
英国的所有的银行机构必须有英格兰银行的批准才可以吸收存款,一些特定的活动需要特殊的业务执照,但对不同的机构的活动没有很明确的限制。英国的银行机构主要可分为以下几种:
1.零售银行(Retail Banks)。在英国,清算银行是零售银行业务和货币传送活动的主要机构。这些银行属于英国最大的银行之列,同时也是英国最主要的国际性银行。
英国的清算银行主要分布于英格兰和威尔士,这些银行主要包括巴克莱银行(Barclays Bank)、国民西敏寺银行(National Westminster Bank)、米德兰银行(Midland Bank)、劳埃德银行(Lloyds Bank)、苏格兰皇家银行集团(Royal Bank of Scotland Group)、TSB集团等。另外,Girobank是由邮政局建立的提供一般性活期存款及货币运送服务的银行,也属于零售银行。
2.承兑行(Accepting Houses)。这些机构是属于承兑业协会的具有悠久历史的商人银行。其传统的业务是进行贸易融资,提供较大比例的承兑工具。现阶段虽然受到了银行业的激烈竞争,但其发行的票据仍可以在英格兰银行进行贴现。现在承兑行的业务已经扩大到企业融资、投资管理、贷款及银团业务领域。
3.商人银行(Merchant Banks)。商人银行的业务起源于十八世纪的欧洲商业活动。最初的业务是为商人的票据进行承兑,而后逐渐从原来的贸易融资服务发展到为政府和企业提供长期的资金以及其它专业性的服务和咨询。在英国,从事这类业务的金融机构称为商人银行,它具有向企业和政府提供专业性的服务和咨询的职能,而很少运用自身资本,类似于美国的投资银行。但是英国的商人银行具有一定的吸收存款的职能,可以归类为存款机构。
商人银行业务的发展与贸易和资本市场的发展有苞密切的联系。商人银行的业务大体包括短期和中期资金融通、长期融资、投资管理、经纪服务及其它新兴服务。与传统的商业银行相比,商人银行对市场的依赖性更强。
商人银行发展至今,主要有以下几种存在形式:一是商业银行通过兼并、购买、参股或建立附属公司拥有商人银行,这类方式现在较为普遍;二是独立的商人银行;三是全能性银行直接经营商人银行业务。
4.贴现行(Discount Houses)。贴现行构成了伦敦贴现市场协会。它由一些指定的银行的货币交易部门组成,从事高度专业化的银行业务,其主要业务包括:承销英格兰银行每周财政部票据的出售;进行英镑短期金融工具的交易,如政府票据、银行票据、商业票据、英镑存款证以及短期政府债券等;向英格兰银行进行追索(因英格兰银行为弥补短期资金的不足可以从贴现行购买票据或进行直接贷款)。
5.外国银行。从上一世纪开始,大量的欧美国家银行便在伦敦金融城里建立了自己的业务机构,使伦敦成为了国际性的金融中心。目前,在伦敦的外国银行大约有540家,包括外国银行和国际性合作银行的分行及其附属机构。
6.其他金融机构。其他金融机构包括建筑业协会(接收存款、为住房建设和购买提供融资)、融资公司(提供消费信贷)以及国民储蓄银行等等。
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银行是以存款、贷款、电汇、储蓄等业务,承担信用中介的金融机构。其主要的业务范围有吸收公众存款、发放贷款以及办理票据贴现等。接下来小编为大家整理了世界各国主要银行中英文对照,希望对你有帮助哦!
花旗银行 Citibank 美国
大和银行 Daiwa Bank 日本
富士银行 Fuji Bank 日本
阿比国民银行 Abbey National 英国
巴克莱银行 Barclays Bank PLC. 英国
巴黎国民银行 Banque Nationale de Paris 法国
巴西银行 Banco Do Brasil 巴西
大通曼哈顿银行 Chase Manhattan Bank 美国
德累斯顿银行 Dresdner Bank 德国
德意志银行 Deutsche Bank 德国
第一劝业银行 Dai-Ichi Kangyo Bank 日本
第一洲际银行 First Interstate Bancorp 美国
东海银行 Tokai Bank 日本
东京银行 Bank of Tokyo 日本
都灵圣保罗银行 Istituto Bancario SanPaolo Di Torino 意大利
多伦多自治领银行 Toronto-Dominion Bank 加拿大
国民劳动银行 Banca Nazionale del Lavoro 意大利
国民西敏寺银行 National Westminster Bank PLC. 英国
荷兰农业合作社中央银行 Cooperatieve Centrale Raifferssen-Boerenleenbank 荷兰
荷兰通用银行 Algemene Bank Nederland 荷兰
汉华实业银行 Manufacturers Hanover Corp. 美国
汇丰银行 Hongkong and Shanghai Banking Corp. 香港
加拿大帝国商业银行 Canadian Imperial Bank of Commerce 加拿大
加拿大皇家银行 Royal Bank of Canada 加拿大
劳埃德银行 Lloyds Bank PLC. 英国
里昂信贷银行 Credit Lyonnais 法国
伦巴省储蓄银行 Cassa Di Risparmio Delle Provincie Lombarde 意大利
梅隆国民银行 Mellon National Corp. 美国
美洲银行(全称"美洲银行国民信托储蓄会") Bank America Corp( "Bank of America National Trust and Savings Associations") 美国
米兰银行 Midland Bank 英国
纽约银行家信托公司 Bankers Trust New York Corp. 美国
农业信贷国民银行 de Caisse Nationale Credit Agricole 法国
日本兴业银行 Industrial Bank of Japan 日本
瑞士联合银行 Union Bank of Switzerland 瑞士
瑞士信贷银行 Credit Suisse 瑞士
瑞士银行公司 Swiss Bank Corp. 瑞士
三和银行 Sanwa Bank 日本
三井银行 Mitsui Bank 日本
三菱银行 Mitsubishi Bank 日本
太平洋安全银行 Security Pacific Corp 美国
西德意志地方银行 Westdeutsche Landesbank Girozentrale 德国
西太平洋银行公司 Westpac Banking Corp. 澳大利亚
西亚那银行 Monte Dei Paschi Di Siena 意大利
意大利商业银行 Banca Commerciale Italiana 意大利
意大利信贷银行 Credito Italiano 意大利
芝加哥第一国民银行 First Chicago Corp. 美国
中国银行 Bank of China 中国
住友信托银行 Sumitomo Trust & Banking 日本
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英国是世界上金融业最发达的国家之一。伦敦是英国的金融中心,也是世界上主要的国 际金融中心之一。接下来小编为大家整理英国的银行体系介绍,希望对你有帮助哦!
In the United Kingdom, financial institutions are categorized into two ma]or groups: the Recognized Banks and the Licensed Deposit Institutions. The criteria for each category are determined by the Bank of England~——the Central Bank. The Bank of England will consider the size of the institution, its management and also the number of participants who effectively direct the business, before decisions are made on the status of the financial institutions who apply for bank licenses in the United Kingdom.
Let us look at the Recognized Banks.
These banks provide a wide range of highly specialized banking services. According to the Banking Act 1979. "Recognized Banks" must satisfy the Bank of England of their high reputation and of their integrity, management and financial prudence. The wide range of services include: i. the acceptance of sight and time deposits); ii. loan and overdraft facilities; iii. foreign currency exchange and documentary credits and collections~; iv. financial advice for corporations and individuals; v. investment management and arrangements for the purchase and sale of securities.
As for Licensed Deposits institutions, they only provide a limited range of services. The prime services are still based on the acceptance of deposits from the public although they are not required to satisfy the rules laid down for Recognized Banks. To obtain a license, the institution must satisfy the Bank of England's requirement that all directors, controllers or managers of the institution must be an appropriate and proper person to hold that position and to conduce banking business in a proper manner.
Let us now look at the major types of financial intermediaries~ in the United Kingdom.
To begin with, we shall examine the role of the Clearing Banks. These are the dominating financial intermediaries in retail banking business~ in the United Kingdom. They handle the clearing functions of banks, and are responsible for most of the country' s cash distribution and money transfer functions, which include cheque payment services and also electronic fund transfers, etc.; The retail branch network of these banks is extensive with over 10,000 branches all over the country.
Another type of financial intermediaries in the United Kingdom are discount houses. Discount houses provide a primary channel through which the Bank of England operates in the discount market to implement its monetary policy. Because of their easy access to the money market, discount houses act as market-maker in bills since they are the major underwriters of the weekly issuers of the Treasury bills of the Bank of England. Therefore, discount houses not only provide short-term funds for the government, they provide a channel for banks to adjust their portfolio holdings, i.e., their liquidity positions.
The third type of financial intermediaries in the UK are the merchant banks~ and acceptance houses. Originally developed to handle businesses connection with trade, these merchant banks later expanded into foreign trade, foreign exchange and also bullion dealers. Many of the merchant banks are also acceptance houses. Indeed, their functions have now expanded considerably into major overseas operations, specializing in company financial advice, takeovers and mergers, underwritings which include the provision of additional capital through share floatation.
Finally, we should look at foreign banks in England. As a major international financial centre, London has acted as a magnet to over 450 foreign banks, which have set up representative offices, branches, or subsidiary companies. Business focus on these foreign banks cover foreign currency dealings, international finance deals to foreign companies and governments, trade finance services to business.
英国是世界上金融业最发达的国家之一。伦敦是英国的金融中心,也是世界上主要的国 际金融中心之一。伦敦的金融地位形成于英镑作为主要的国际储备货币的年代,而在二战后 随着英国经济地位的下降受到了削弱,但从本世纪七十年代以来随着美元危机和欧洲货币市 场的兴起,伦敦的金融中心地位又重新得到了恢复。
伦敦的优势在于具有相对稳定的.金融体系和政治环境,对国际银行业控制的相对自由,大批拥有丰富的专业知识和技能的银行家及不同层次的各种专业人材,优良的基础设施和通讯网络,在语言、时区及地理位置上的优越性等等。
除上述优势外,英国的银行体系也具有其自身的特点,下面我们分别加以介绍。
一、中央银行——英格兰银行
英格兰银行是英国的中央银行。1694年根据国王特准法成立,它是英国第一家注册的有限公司性质的股份银行。此时的英格兰银行并不是专门的中央银行,它同其它的私人银行一样,也办理一般的存放款业务。直到1833年,英国国会规定只有英格兰银行发行的钞票才具有无限法偿,从而奠定了英格兰银行作为英国中央银行的基础。1946年2月,英国政府颁布新的《英格兰银行法》,将英格兰银行的全部股本收归国有,从此,英格兰银行成为国有化的中央银行。
英格兰银行受政府财政部控制,为政府机构。英格兰银行在发表自身的观点上有一定的 独立性,是金融界中具有权威的代言人。英格兰银行除了依照银行法执行对银行业的监管之 外,还承担·了对金融市场的管理职能。英格兰银行在鼓励行业自律,尤其是在保险和证券业务中发挥了重要的作用。此外,英格兰银行还承担了管理英国的债务和外汇储备职能、管理和发行纸币及铸币的职能及政府的银行的职能,同时对政府的经济和货币政策提供顾问。
80年代以来调整后的英格兰银行的管理机构分为三大部分:(1)金融结构和监管,有银行监督处、金融结构和制度处。(2)政策和市场,有工业金融处、统计处、经济处、金边债券处、货币市场处、外汇处、地区处和国际处。(3)经营和服务,有营业部、注册处、印刷厂和工商服务部。
二、英国的银行机构
英国的所有的银行机构必须有英格兰银行的批准才可以吸收存款,一些特定的活动需要特殊的业务执照,但对不同的机构的活动没有很明确的限制。英国的银行机构主要可分为以下几种:
1.零售银行(Retail Banks)。在英国,清算银行是零售银行业务和货币传送活动的主要机构。这些银行属于英国最大的银行之列,同时也是英国最主要的国际性银行。
英国的清算银行主要分布于英格兰和威尔士,这些银行主要包括巴克莱银行(Barclays Bank)、国民西敏寺银行(National Westminster Bank)、米德兰银行(Midland Bank)、劳埃德银行(Lloyds Bank)、苏格兰皇家银行集团(Royal Bank of Scotland Group)、TSB集团等。另外,Girobank是由邮政局建立的提供一般性活期存款及货币运送服务的银行,也属于零售银行。
2.承兑行(Accepting Houses)。这些机构是属于承兑业协会的具有悠久历史的商人银行。其传统的业务是进行贸易融资,提供较大比例的承兑工具。现阶段虽然受到了银行业的激烈竞争,但其发行的票据仍可以在英格兰银行进行贴现。现在承兑行的业务已经扩大到企业融资、投资管理、贷款及银团业务领域。
3.商人银行(Merchant Banks)。商人银行的业务起源于十八世纪的欧洲商业活动。最初的业务是为商人的票据进行承兑,而后逐渐从原来的贸易融资服务发展到为政府和企业提供长期的资金以及其它专业性的服务和咨询。在英国,从事这类业务的金融机构称为商人银行,它具有向企业和政府提供专业性的服务和咨询的职能,而很少运用自身资本,类似于美国的投资银行。但是英国的商人银行具有一定的吸收存款的职能,可以归类为存款机构。
商人银行业务的发展与贸易和资本市场的发展有苞密切的联系。商人银行的业务大体包括短期和中期资金融通、长期融资、投资管理、经纪服务及其它新兴服务。与传统的商业银行相比,商人银行对市场的依赖性更强。
商人银行发展至今,主要有以下几种存在形式:一是商业银行通过兼并、购买、参股或建立附属公司拥有商人银行,这类方式现在较为普遍;二是独立的商人银行;三是全能性银行直接经营商人银行业务。
4.贴现行(Discount Houses)。贴现行构成了伦敦贴现市场协会。它由一些指定的银行的货币交易部门组成,从事高度专业化的银行业务,其主要业务包括:承销英格兰银行每周财政部票据的出售;进行英镑短期金融工具的交易,如政府票据、银行票据、商业票据、英镑存款证以及短期政府债券等;向英格兰银行进行追索(因英格兰银行为弥补短期资金的不足可以从贴现行购买票据或进行直接贷款)。
5.外国银行。从上一世纪开始,大量的欧美国家银行便在伦敦金融城里建立了自己的业务机构,使伦敦成为了国际性的金融中心。目前,在伦敦的外国银行大约有540家,包括外国银行和国际性合作银行的分行及其附属机构。
6.其他金融机构。其他金融机构包括建筑业协会(接收存款、为住房建设和购买提供融资)、融资公司(提供消费信贷)以及国民储蓄银行等等。
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英国的教育体系经过几百年的沿革,相当的完善和复杂,这里就有它的英文版介绍。下面读文网小编为大家带来英国教育体系英文简介,希望对你有所帮助!
英国教育体系总体来说分为三个阶段: 义务教育(Compulsory Education),延续教育(Further Education)和高等教育(Higher Education)。
一、义务教育 (Compulsory Education)
英国的学生从四岁开始接受义务教育,享受全免费的国家福利,学校甚至还提供免费的午餐,所有的家长必须把自己的孩子送到学校读书。小学教育一般持续到11岁,然后进入中学。英国的中学不分初中高中,从中一(Form 1)到中五(Form 5)共五年的时间。
二、延续教育(Further Education)
延续教育是英国教育体系中最有特色也最精彩的部分,它是继小学(Primary)中学(Secondary)教育之后的“第三级教育”(Tertiary)。为进入高等教育或者就业打下基础。也是中国的高中学生留学英国的关键阶段。一般来说接受延续教育的学生介于16和18岁之间。它分为两种体系:学业路线(Academic Route)和职业路线(Vocational Route)。学业路线着重于培养学术研究方面的人才,职业路线则结合社会各层面的职业需要,培养在各种行业中具有专门技能和知识的人才。这两种体系在英国受到同等的重视。
三、高等教育(Higher Education)
顾名思义,高等教育是英国教育体系中的高级阶段,它包括:
本科(Bachelor Degree)
研究生(Master Degree)
博士生(Doctorial Degree)
高级国家文凭(HND-Higher National Diploma)。
高等教育通常都是由大学(University)提供,但许多学院(College)也提供Bachelor和HND课程。
看了英国教育体系英文版介绍这篇文章
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可爱的熊猫是中国的国宝,深受很多人的喜爱,那么你知道熊猫的英文是什么吗?下面读文网小编为大家带来熊猫的英文表达和相关例句,欢迎大家一起学习。
1. It is well known that bamboo shoots are a panda's staple diet.
竹笋是熊猫的主要食物,这是人所共知的。
2. The only evidence of pandas was their tracks in the snow.
熊猫活动的唯一迹象是它们留在雪地上的足迹。
3. Many goods in China have the trademarks of a panda.
中国的许多商品都带有熊猫的商标.
4. Pandas have only one or two young at a birth.
熊猫每胎产仔一、二只.
5. The panda is native to West China.
熊猫产于中国西部.
6. The panda attracted many children.
那只熊猫吸引了不少孩子.
7. We had a panda as our mascot.
我们把熊猫作为吉详物.
8. Pandas are an endangered species.
熊猫是濒危物种。
9. Pandas like most to climb trees.
熊猫非常喜欢爬树.
10. So they became fewer and fewer.
因此熊猫越来越稀少.
11. There where pandas live, hunting is not allowed.
禁止在熊猫栖息地打猎.
12. The panda is a native of west China.
熊猫是中国西部的动物.
13. She has broken the panda to the show.
她训练那只熊猫惯于表演.
14. We saw three pandas in the zoo.
我们在动园里看到了三只熊猫.
15. Pandas bed down in the dense forest.
熊猫在密林中做窝.
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学习,是指通过阅读、听讲、思考、研究、实践等途径获得知识或技能的过程。那么你知道学习的英文是什么吗?下面读文网小编为大家带来学习的英文表达和相关例句,欢迎大家一起学习。
learn
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足球,有“世界第一运动”的美誉,是全球体育界最具影响力的单项体育运动。那么你知道足球的英文是什么吗?下面读文网小编为大家带来足球的英文表达和相关例句,欢迎大家学习。
soccer
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原始人发展出的图示和表意符号是如今现代字母的原型,比如楔形文字和象形文字。如今我们最常用的就是英语字母,那么你知道字母的英文是什么吗?下面读文网小编为大家带来字母的英文表达和相关例句,希望对你有所帮助。
Arabic alphabet;
阿拉伯字母
a capital letter;
大写字母
the English alphabet;
英语字母
the Chinese phonetic alphabet;
汉语拼音字母
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珍惜是指重视爱惜,如对待珠宝般爱惜。那么你知道珍惜的英文是什么吗?下面读文网小编为大家带来珍惜的英文表达和相关例句,希望对你有所帮助。
treasure
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月亮是环绕地球运行的一颗固态卫星,也是离地球最近的天体。那么你知道月亮的英文是什么吗?下面读文网小编为大家带来月亮的英文表达和相关例句,希望对你有所帮助。
1. In Norse mythology the moon is personified as male.
在斯堪的纳维亚神话里,月亮被赋予了男性身份。
2. The half moon is hidden behind some wispy clouds.
半轮月亮躲在淡淡的云彩之后。
3. Look at that moon. Is that beautiful or what?
看看那月亮,它真漂亮,不是吗?
4. The moon was casting a rainbow through the spray from the waterfall.
月亮在瀑布溅起的水雾上照出了一道彩虹。
5. The moon was waning, and each day it rose later.
月亮渐亏,每天出现的时间也越来越晚。
6. The moon shone, shedding a ghostly light on the fields.
月亮闪耀,田野上洒下幽幽的亮光。
7. The moon disappeared behind a cloud.
月亮消失在云后。
8. The moon was rising in the inky sky.
月亮升起在墨似的夜空中。
9. There will be no moon.
月亮不会出来了。
10. A dog suddenly howled, baying at the moon.
一只狗突然对着月亮狂吠不止。
11. The silvery globe of the moon hung in the sky.
银盘似的月亮悬挂在空中.
12. The moon finally peeped out from behind the clouds.
月亮终于从云层后面露了出来.
13. The sky was dark blue and clear when the moon came up.
月亮出来时,天空是深蓝色的,非常晴朗.
14. He looked at the moon and made the time to be midnight.
他看了看月亮,估计时间是半夜了.
15. The fog cleared away and the full moon appeared.
雾消散了,整个月亮出现了.
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