为您找到与美国银行体系的类型相关的共25个结果:
英语四级机考分数分布:前70%(听力及听力中题型) 后30%(阅读),包括听力、写作、阅读、翻译四部分。
短篇新闻:共3篇,每篇包括2道MultipleChoice(简称MC)、2道跟读题。每篇长度:1分钟左右。MC中,其中一道是总体理解题,一道为细节题。需要学生某些熟悉新闻话题、时事的背景,比如猪流感、经济危机等。
中篇对话:共1篇,长度:3分钟,用原版语料,实际采访,可能当中的说话人带有不同地方的口音(美音/英音或其他英语国家口音等)。包括6道MC(2道总体理解题,4道细节题)、4道跟读题。总字数超过370个单词。
长篇视频:共1篇,长度:5分钟。包括6道MC(2道总体理解题,4道细节题)、10道复合听写题(听2遍,每空填2~4个词),10(截取视频中某段文字材料,给原文挖空10处,类似完形填空的模式进行MC)。其中,写作题和翻译题也包括在此篇视频中。
样题为一采访节目,一女人在和一男主持人谈论如何在各个不同的国家保持健康的方法。
先听第一遍,回答2道总体理解题
再听第二遍,回答4道细节题
浏览量:2
下载量:0
时间:
下面是读文网小编整理的美国银行业务办理指导,欢迎大家阅读!
A modern bank provides many services other than checking accounts. One of the most important of these is regular passbook savings.
If you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. First you would be asked to fill out a signature card. Then you would be given a passbook in which your initial deposit would be recorded. All deposits and withdrawals from your account are entered into your passbook. This means that the passbook contains an actual record of all transactions made and that you know the exact amount of savings you have at any one time. With a regular passbook savings account, you would be able to withdraw money whenever you needed it. All you would have to do is to fill out a withdrawal order and present it, along with your passbook, to the teller.
All banks pay interest on savings account. The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6 percent. Banks also pay interest at different times. But the majority of them pay semiannually -- that is, every six months. Suppose, for example, that on January 1, you deposited $1,000 in a bank that paid 4 1/2 percent interest semiannually. By July 1, you would have earned $ 22.50 interest. This interest would automatically be credited to your account; and if you left it in the bank, along with your original deposit, you would receive interest on $1,022.50 for the next six-month period. That is, your interest would be compounded.
现代银行提供除支票账户之外的许多业务,其中最重要的业务之一是定期存折储蓄账户。
如果你到银行开立储蓄账户,你会经历与申请支票账户所需的相同手续。首先,你需要填写印鉴卡。然后,你会得到一本记录起始存款金额的存折。账户上的所有存取款都记入存折。这就是说,存折记载一切交易的真实情况,而且你会随时了解到准确的账面存款余额。有了定期存折储蓄账户,无论你何时需要都能够取款。你需要做的事情就是填写取款单,然后将它和存折一起递交给银行出纳员。
所有银行对储蓄账户都要支付利息,各银行的利率也不一样,但变化范围通常在年利率4 1/2%到6%之间。各银行支付利息的时间也不一样,大多数都是半年,即每隔六个月付一次利息。例如,假定一月一日,你存了1,000美元,银行每隔半年按4 1/2%的利率支付利息,到七月一日你就会挣到22.50美元利息,这笔利息就会自动记到你的账上。如果你不支取,它将并入原有的存款,在以后的六个月里,你将得到按本金1,022.50美元计算的利息。也就是说,你的利息是按复利计算的。
浏览量:3
下载量:0
时间:
通知是上级对下级、组织对成员或平行单位之间部署工作、传达事情或召开会议等所使用的应用文。通知的写法有两种,一种是以布告形式贴出,把事情通知有关人员,如学生、观众等,通常不用称呼;另一种是以书信的形式,发给有关人员,次种通知写作形式同普通书信,只要写明通知的具体内容即可。通知要求言简意赅、措辞得当、时间及时。
例一:布告形式的通知:通常此类通知上方正中写Notice或NOTICE(通知),发出通知的的单位的具体名称可放在正文前,也可放在正文后,右下角处,发出通知的日期写在左下角处。例如:
书信形式的通知
Dear Examinee:
As you know, due to unfortunate circumstances, ETS was forced to cancel the scores of the Octorber 1992 TOEFL administration in the People's Republic of China. At that time, you were notified that you would be able to take another TOEFL without charge up through the October 1993 administration. You should be aware that the TOEFL program has a long standing policy of not refunding test fees when administrations are cancelled.
We apologize for any inconvenience that this may cause to you.
Russell Webster
Executive Director
TOEFL Program
Educational Testing Service
诸考生:
如你所知,很遗憾,教育考试服务处被迫取消1992年10月在中华人民共和国进行的托福考试成绩,当时,我方通知你直至1993年10月止,可免费参加在此期间的任何一次考试。你本应知道托福考试项目有一条长期有效的政策:当考试被取消时,之后的一次考试不再收取费用。
因此带给您的不便,深表歉意。
教育考试服务处,托福考试项目执行主任:
拉塞尔·韦伯斯特(签字)
NOTICE
All professors and associate professors are requested to meet in the college conference room on Saturday, August 18, at 2:00 p. m. to discuss questions of international academic exchanges.
May. 14, 2000
通知
本星期六(8月18日)下午二时,全体教授和副教授在学院会议室开会,讨论国际学术交流问题,请准时出席。
浏览量:3
下载量:0
时间:
下面是读文网小编整理的不同类型的自荐信范文, 希望对大家有帮助。
如何写不同类型的自荐信
Dear Mr Brown,
I am writing to enquire if you have any vacancies in your company. I enclose my CV for your information.
As you can see, I have had extensive vacation work experience in office environments, the retail sector and service industries, giving me varied skills and the ability to work with many different types of people. I believe I could fit easily into your team.
I am a conscientious person who works hard and pays attention to detail. I'm flexible, quick to pick up new skills and eager to learn from others. I also have lots of ideas and enthusiasm. I'm keen to work for a company with a great reputation and high profile like [insert company name].
I have excellent references and would be delighted to discuss any possible vacancy with you at your convenience. In case you do not have any suitable openings at the moment, I would be grateful if you would keep my CV on file for any future possibilities.
Yours sincerely
浏览量:2
下载量:0
时间:
在英语语言中,为了使语言简洁明了,重点突出或上下文紧密相连,可以省去某些句子成分而保持句子原意不变,这种语言现象称之为省略。现就英语中的种种省略现象分析如下:
1.省略主语
1)祈使句中的主语通常被省略 如:
(You) Open the door,please. 请开一下门。
2) 其它省略主语多限于现成的说法 如:
a) (I) Thank you for your help 谢谢你的帮助。
b) (It)Doesn’t matter.没关系。
2.省略主谓语或主谓语的一部分 如:
a) (There is) No smoking.禁止抽烟
b) (Is there)anything else ? 还有其他事吗 ?
c) (You come)This way please.请这边走。
d) (Will you) Have a smoke ? 抽烟吗 ?
3.省略宾语 如:
—Do you know Mr. Li ? 你认识李先生吗?— I don’t know (him.) 我不认识他
4.省略表语 如:
—Are you thirsty ? 你30岁了吗?Yes , I am (thirsty).是的,我是。
5.同时省略几个成分 如:
a) —Are you feeling better now? 你觉得好些了吗 ?—(I am feeling ) Much better (now) 好多了。
b) (I wish) Good luck (to you) .祝你好运/祝你顺利。
浏览量:2
下载量:0
时间:
摘录:也许你害怕失败,或者你不确定从哪里来要到哪里去。不管可能是什么问题,你应该承认这一点,并朝着让你的恐惧和不确定性的工作。你最终会是一个高效率的人,你一直以为你是。下面是读文网小编整理的双语阅读美文:你是什么类型的拖延者,欢迎大家阅读。
I don’t know what’s gotten into me the past few months, but I’ve shed my procrastinating persona completely.
我不知道过去这几个月在我身上发生了什么,但我已经完全摆脱我的拖延角色。
But, as a former chronic procrastinator, I’m definitely qualified to write about it for the Internet. And chances are, if you’re reading this, you’re probably procrastinating, yourself.
但是,作为一个前长期拖延者,我绝对有资格把它写在互联网上。机会是,如果你正在读这篇文章,你可能会是一个拖延者。
Since you’re here, you might as well learn something. Let’s get to the bottom of why we put obligations off and how we’ve made procrastinating an art form.
既然你来了,你还不如学习一些东西。让我们来进入底部把我们的义务关闭,看看我们如何使拖延形成一种艺术。
If you’re currently putting off a major task, whether it be for school, work, or your personal life, you’re probably not just lazy. After all, you’re taking the time to read this, and not just staring into space. However, you are more than likely hesitant to take the next step in whatever process you’re procrastinating.
如果您目前推迟了一项重大任务,无论是学校,工作或个人生活,你可能不只是懒惰。毕竟,你花时间阅读这封信的时候,而不是只盯着进入太空。但是,在这个过程中你更可能犹豫不决,你正在拖延下一步。
Maybe you’re scared of failure, or maybe you’re unsure of where to go from where you are. Whatever the issue may be, you should acknowledge it, and work toward getting over your fears and uncertainties. You’ll end up being the productive person you always thought you were.
也许你害怕失败,或者你不确定从哪里来要到哪里去。不管可能是什么问题,你应该承认这一点,并朝着让你的恐惧和不确定性的工作。你最终会是一个高效率的人,你一直以为你是。
There’s more than one way to duck a task. I used to wait until the last minute and would scramble to get all my duties finished on time.
有不止一种方法来躲避任务。我等到最后一分钟,就手忙脚乱地尽我的职责按时完成任务。
Some people simply haven’t made a plan or are indecisive about how to tackle a project. Even perfectionists can end up procrastinating if they’re afraid they won’t do an exemplary job.
有些人根本就没有做一个计划或犹豫不决有关如何解决一个项目。即使是完美主义者也可能拖延到结束,如果他们害怕,他们不会做一个示范性的工作。
Whatever the case is, you’re not alone: everyone does it at some point. I can’t help you get over it, but I can help you reach the root of your procrastination。
无论是哪种情况,你并不孤单:每个人都在某些时候。我不能帮你克服它,但我可以帮助你找到你的拖延的根源。
浏览量:3
下载量:0
时间:
以下是小编整理的一些各类型作文的写作格式及模板,希望对英语学习者有帮助。
问题解决型模板一 | 问题解决型模板二 | 问题解决型模板三 |
TOPIC | TOPIC | TOPIC |
①With the ___ of ___, _____. | ① There has been a discussion | ① Nowadays, there is a growing |
② So it is of great importance for | recently about ________. | concern on ________. |
us to ____. | ② It is true to the present situation | ② It is certain that _____. |
③ On one hand, _____. | that ______. | ③ However, ________ |
④ On the other hand, _______. | ③ But _______. | |
⑤ However, we have figured out | ④ As is known to all, there are many | ④ It will cause many serious results if ________. |
many ways to _______. | ways __________. | ⑤ Firstly, _______. |
⑥ Firstly, _____. | ⑤ First of all, ________. | ⑥ Secondly, ________ |
⑦ So long as _________. | ⑥ Furthermore, ________. | ⑦ Finally, _________. |
⑧ Secondly, ________ | ⑦ Last but not least, _________ | |
⑨ Thirdly, _____. | ||
⑩ In fact, ________. | ⑧ So it is high time for us to _____. | ⑧ In spite of all these, there are still many ways _________. |
11. That is because ______. | ⑨ That is because _______. | ⑨ First of all, _______. |
12. In a word, ________. | ⑩ Secondly, _____. | ⑩ In addition, _________. |
11. Thirdly, _________. | 11. Thirdly, _______. | |
12. In conclusion, _________ | 12. Only in this way, _________. |
[写作模板]问题解决型-----对某一问题/话题进行分析,找出解决办法,表达自己的看法. | ||
第一段:Nowadays,we have to face a problem that…(问题) | ||
/Nowadays,more and more people are concerned about the problem…(问题) | ||
/It is important for us to…(问题). | ||
For instance_____________________(例一) | ||
First,_________________________(原因一). | ||
Moreover,_____________________(例二) | ||
Second,_______________________(原因二) | ||
第二段:People have figured out many ways to solve the problem. | ||
/Confronted with…(问题)we should take a series of effective measures to cope with the situation. | ||
Firstly,________________________(解决方法一) | ||
Secondly,______________________(解决方法二) | ||
第三段:1)Personally,I believe that_______________(我的方法) | ||
/To me,I am taking two ways to solve the problem of…(问题) | ||
One of them is ________________________(我的方法) | ||
The other way is_______________________(方法二) | ||
By now ways have been working perfectly and efficient1y…(结果) | ||
2) In conclusion/In a word/To sum up/In summary/Obviously/It’s clear that…/It’s no doubt that….#p#副标题#e# |
现象解释型作文模板 | ||
现象解释型模板一 | 现象解释型模板二 | 现象解释型模板三 |
TOPIC | TOPIC | TOPIC |
①Recently, _____________. | ①As is known to all, _________. | ①Nowadays, _________. |
②What amazes us most is _____. | ②___ seem to get accustomed | ②For one thing, _____. |
③It is true that ___________. | to_____. | ③For another, _____________ |
③In fact, __________. | ④It is obvious that ________. | |
④There are many reasons | ④The reasons of _______ lie in | ⑤Many remarkable factors |
explaining ____. | several aspects. | contribute to __________ |
⑤The main reason is ________. | ⑤ Firstly, ______. | ⑥First of all, _______. |
⑥What is more, ____________. | ⑥ Secondly, _________. | ⑦In addition, _________. |
⑦Thirdly, ______________. | ⑦ Thirdly, ________. | ⑧Finally, _________. |
⑧As a result, _____________. | ⑧ Finally, _________ | |
⑨Considering all these, ___. | ⑨As a matter of fact, _______. | ⑨As to me, ________ |
⑩For one thing, _________. | ⑩On the one hand, _____. | ⑩As we know, _________. |
11. For another, _____________. | 11. On the other hand, ______. | 11. Besides, _________ |
12. In conclusion, ___________. | 12. Therefore, __________. | 12. In a word, ___________. |
现象解释型叙事类模板 | 现象解释型图表类模板一 | 现象解释型图表类模板二 |
TOPIC | TOPIC | TOPIC |
① It so happened that _____. | ① As is clearly shown in the | ① The table/graph/figure/chart |
② Just at the moment, _____. | chart/table/figure/ graph, ______. | shows that ___________. |
③ It impressed me most | ② Especially_______. | ② It is self-evident that _____. |
because____. | ③ There are three reasons for _______. | ③ Three possible reasons |
contribute to _________. | ||
④ What happened was _______. | ④ To begin with, _______. | ④ One reason is that ____. |
⑤ At first, _______. | ⑤ In addition, ________. | ⑤ Another reason is that _______. |
⑥ Almost at the same time, | ⑥ For example,_________. | ⑥ For instance, __________. |
_______. | ⑦ Last but not least, _________ | ⑦ What’s more, _________. |
⑦ What’s more, ________. | ⑧ In short, __________. | ⑧ As a result, _________. |
⑧ As a result, _________. | ||
⑨ As I understand, ________. | ⑨ As far as I am concerned/As for me/For my part, ___________. | ⑨ However, in my opinion,_____. |
⑩ On the one hand, _______. | ⑩ On one hand, ___________. | ⑩ For one thing,_________. |
11. On the other hand, ______. | 11. On the other hand, ________. | 11. For the other thing, _________. |
12. Therefore, ___________. | 12. In brief, ___________. | 12.To sum up, In conclusion, ____. |
对比论述型作文模板 | |||||||||||||||||||||||||||||
对比论述型模板一 | 对比论述型模板二 | 对比论述型模板三 | |||||||||||||||||||||||||||
TOPIC | TOPIC | TOPIC | |||||||||||||||||||||||||||
①There is a heated debate over __. | ① Recently, we may hear quite | ① Different people will offer quite | |||||||||||||||||||||||||||
②It is commonly accepted that __. | different opinions ___________. | different ideas __________. | |||||||||||||||||||||||||||
③In contrast, others _______. | ② Most people take it for granted that ______. | ② Many people assert ________. | |||||||||||||||||||||||||||
③However, others hold __________. | ③ However, others believe _____. | ||||||||||||||||||||||||||||
④ Those who hold the first opinion suggest __________. | ④ A dominant idea is that _______. | ④ Some may proclaim ________. | |||||||||||||||||||||||||||
⑤ In their view, ________. | ⑤ In this view, _______. | ⑤ They maintain such as idea | |||||||||||||||||||||||||||
⑥ However, others think _____. | ⑥ Nevertheless, the objectors think | because _______. | |||||||||||||||||||||||||||
⑦ They argue that _______. | ____. | ⑥ In contrast, the objectors think | |||||||||||||||||||||||||||
⑦ They argue that _______. | ____. | ||||||||||||||||||||||||||||
⑦ They argue that ________. | |||||||||||||||||||||||||||||
⑧ Considering one after another, I | ⑧ As to me, I prefer _________ | ⑧ As far as I am concerned, I agree to _________. | |||||||||||||||||||||||||||
stand on the side of ____. | ⑨ On the one hand, _______. | ⑨ First, _______. | |||||||||||||||||||||||||||
⑨ First of all, _________. | ⑩ On the other hand, ________. | ⑩ Second, ________. | |||||||||||||||||||||||||||
⑩ Further more, ______. | 11. Therefore, __________. | 11. Last but not least, ________. | |||||||||||||||||||||||||||
11. Thirdly, ________. | 12. In conclusion, ____________. | 12. In a word, __________. | |||||||||||||||||||||||||||
12. Therefore, ___________ | |||||||||||||||||||||||||||||
[写作模板]对比选择型---不同观点对比---列举理由---然后自己的观点. | |||||||||||||||||||||||||||||
第一段:Some people tend to think that_________________________(观点一)
|
对立观点式
A.有人认为X 是好事,赞成X, 为什么?
B.有人认为X 是坏事, 反对X,为什么?
C.我的看法。
Some people are in favor of the idea of doing X.
They point out the fact that _______________________支持X 的第一个原因。
They also argue that _____________________________支持X 的另一个原因。
However, other people stand on a different ground.
They consider it harmful to do X.
They firmly point out that ________________________反对X 的第一个理由。
An example can give the details of this argument: ________________一个例子。
There is some truth in both arguments.
But I think the advantages of X overweigh the disadvantages.
In addition to the above-mentioned negative effects it might bring about, X also may X 的有一个坏处。
批驳观点式
A.一个错误观点。
B. 我不同意。
Many people argue that ____________________错误观点。
By saying that, they mean _________________对这个观点的进一步解释。
An example they have presented is that _______一个例子。
(According to a survey performed by X on a group of Y, almost 80% of them ________赞成
这个错误观点或者受到这个错误观点的影响)。
There might be some element of truth in these people’s belief.
But if we consider it in depth, we will feel no reservation to conclude that _______与错误观
点相反的观点。
There are a number of reasons behind my belief.
浏览量:2
下载量:0
时间:
学英语,听力越来越重要,怎样有效地提高听力,尤其是考试听力的效果是学习者非常关心的问题。以下是小编为大家整理的听力的试题类型及考试技巧,希望能帮助大家提高英语听力水平。
听短对话。考生在处理广播调试声音后,即可“扫描”短对话中的选项。据此展望第1个短对话可能出现的话题。
短对话只听1遍;其他两大题,各听2遍,耗时约20—30分钟。
考生在“扫描”时,预先知道该题涉及骑自行车;其中可能涉及骑车的时间,也可能是涉及一次具体的骑车活动。
这种“超前”浏览选项的本领可以培养,有的考生可以提前“扫描”3~5题,并保留一定印象。
[注]听短对话时切忌走神。万一走神,比如说第4题没听清楚,你的本能反应是想再听,想回忆——但根本不可能,所以此刻只好猜题。猜题还有1/4的希望;反思的话,不巧把第5题也给漏掉!
听短文。听短文时要学会“记要”(takingnotes)。记要有两类,一是用符号记下关键信息(如数量大小、时间顺序等);一是用具体文字记。这是因为短文耗时长,有人会“前听后忘记”。另外一个决窍是“超前”浏览短篇的选项。如:
考生一扫描就意识到该题指全文中心思想,并立即分辨出问题要么问理由(针对why),要么讲过程(针对how)。
听长对话。听长对话也应该有个“超前”扫描,先对对话话题有个印象。在对话进行时要注意“细节”(detail)和“关键词” (keywords),必要时也得作“记要”:用铅笔,在试卷边(testpapermargin)记一下。
浏览量:2
下载量:0
时间:
摘要:和食物有关的习惯可以反映出一个人性格脾气和行为趋势。看看你是属于哪种吃饭类型,从而解读自己的个性特征吧!
The Slow Eater
After everyone else has finished their meal, you'll find this person plodding along, eating one little bite at a time. When sitting down at the table, the slow eater takes his or her sweet time -- and is always the last person to finish the meal.
慢食者
大家都吃完饭了,你会发觉这人还在慢吞吞地进食,每次就吃一小口。慢食者坐下吃饭时,尽享美好时光——也总是最后一个吃完的人。
Slow eaters are usually people who like to be in control and know how to appreciate life. They also tend to be confident and even-keeled. There are some real health perks to being a slow eater. Slow eating has been shown to be associated with decreased energy intake, increased satiety, and higher pleasantness ratings of meals.
慢食者通常喜欢把控,也知道如何感激生活。他们通常自信满满、四平八稳。当个慢食者真真切切有益健康。据悉,慢食者能量摄入少、更容易满足,对菜肴评价也更高。
The Fast Eater
快食者
There's a good chance you or someone else in your family fits the description of the fast eater -- and if you grew up with a fast eater, you probably developed a habit of fighting for seconds. This person tends to barrel through meals, cleaning the plate before the rest of the table has finished even half of their meal.
很有可能在你家,你自己或者其他人就符合快食者的形象描述——而且,要是你和一个快食者一起长大,你估计已经养成了吃饭争分夺秒的习惯。这个人通常就餐时囫囵吞枣、匆匆下饭,同桌人饮食饭菜一半还没吃完,他就已经净盘了。
Away from the table, fast eaters tend to be ambitious, goal-oriented and open to new experiences, but they may also have a tendency to be impatient.
餐桌之外,快食者更有可能雄心勃勃,目标明确,乐于经历新事物,但他们也通常容易急不可耐。
The Adventurer
冒险者
The adventurous eater is always looking for the next gastronomic adventure. When it comes to food -- and probably other areas of life -- this person is a thrill-seeker and a risk-taker.
冒险型食客总是在寻求下一场美食历险。论及食物,或者生活中其他领域,这样的人寻求刺激、承担风险。
Being an adventurous eater shows one's openness to trying new things outside of one's comfort zone.
当个冒险食客,显示出一个人乐于尝试新事物,敢于迈出自己的舒适地带。
The Picky Eater
挑食者
This person may never have grown out of their childhood likes and dislikes, or the tendency to turn up his or her nose at an unfamiliar cuisine. This eater can often be found asking a waiter if the dish can be served without sauce or with dressing on the side.
这类人或许从来就没有走出孩童时代的喜好,容易对不熟悉的菜肴嗤之以鼻。常常会看见这样的食客问服务员这菜可不可以不加酱料就端上来,或者把调味料加在一边。
Research on 'food neophobia' -- the reluctance to try new foods -- shows that it is related to certain personality traits, including sensation seeking, anxiety, and neuroticism. Those high in food neophobia appear to associate many avoided foods with a sense of disgust.
“新食物恐惧症”——即不乐意尝试新食物是研究发现:这和特定的性格特征有关,如寻求感官刺激、易焦虑和神经过敏等。新食物恐惧症高发人群易于把规避的食物和嫌恶联系在一起。
The Isolationist
孤立主义食客
The isolationist, one of the more unusual eating types, approaches the plate methodically, eating one food item in its entirety before moving on to the next.
孤立主义者是更为鲜见的饮食类型,有条不紊地进食,完全吃完一种食物才接着吃下一种。
This behavior conveys a task-oriented personality versus a multi-tasking individual. Also, it conveys a disciplined and border-line stubborn tendency to complete one task before moving on to another.
这种行为习惯体现了任务为导向的性格,而非多任务作业的个体性格。此外,这体现出纪律严明、界限分明、执拗固执的行为趋向,得完成了一项任务后才能继续下一项任务。
浏览量:2
下载量:0
时间:
相信很多同学都已经进入紧张的英语六级备考当中了,下面小编为考生们整理了常考的大学英语六级作文常考类型,供各位考生参考。
通过对2000年之后的历年真题进行概括和总结,不难发现六级作文总体上包括解释现象型、解决问题型、说明利弊型和对比选择型。下面对这些作文类型逐一进行介绍。
解决问题型作文,要求考生根据考试题目中所反映或提到的问题,提出解决问题的方案或应对措施。此类作文重在考查学生解决问题的能力,因此写作时一定要具体详细地说明解决问题的方法。
1. 写作提纲
(1) 阐述问题
(2) 描述原因
(3) 给出解决途径
2. 历年考题
2008.12 How to Improve Students’ Mental Health?
3. 模拟演练
How to Prevent Drink Driving From Happening?
(1) 酒后驾驶已经成为危害公共安全的重要因素
(2) 如何最大限度地防止此类问题的发生
(3) 我的观点
专家支招
本文对于酒后驾驶这一社会热点问题进行了探讨,主要讨论如何防止此类问题的发生,是一篇需要提出解决方案的论说文,写作时应围绕提纲进行构思:① 第一段提出酒后驾驶现象及其危害,第二段提出自己的解决方案,第三段总结自己的想法。② 写作时应当注意措辞准确、结构条理、正确使用衔接句。
How to Prevent Drink Driving From Happening?
Recently, there have been tremendous reports on accidents caused by drink driving andcontroversial sentences of criminals. ①The miserable tragedies have demonstrated that drinkdriving has become a serious problem harmful to the public security. ②Therefore, somethingmust be done to prevent such things from happening.
③ First of all, corresponding laws and regulations should be made to clarify the definitionand penalties of drink driving, so that the fear of punishment may pull drivers away fromalcohol. Secondly, the administrations and media should actively promote the modification ofso-called ④ “wine culture” to avoid compelled drinking, in order that the drivers may say “no”to the toast proposals. Last but not least, the inspections and monitors of the government andthe society should be reinforced to immediately identify drunk drivers and prevent driversfrom drinking.
In conclusion, it is the responsibility of everybody to reduce drink driving to the minimum. ⑤ Only when the problem is efficiently controlled can we live more safely and comfortably.
Analysis
① demonstrate常用于阐明现象,引出主旨。
② 提出观点,something must be done也可以用we should take measures代替。
③ 提出建议。corresponding laws and regulations, pull...away from均适用于解决问题类作文。用alcohol指代饮酒以避免重复。
④ wine culture“酒文化”,有中国特色的固定表达。
⑤ Only位于句首时主句采用部分倒装语序,注意从句采用正常语序。
举一反三
Recently, there have been tremendous reports on accidents caused by drink driving andcontroversial sentences of criminals.
a. Recently, it has been tremendously reported that there are lots of accidents caused bydrink driving and controversial sentences of criminals.
b. Recently, many reports are released on accidents caused by drink driving andcontroversial sentences of criminals.
浏览量:3
下载量:0
时间:
小编为大家整理了英国的银行体系中英对照,希望对你有帮助哦!
In the United Kingdom, financial institutions are categorized into two ma]or groups: the Recognized Banks and the Licensed Deposit Institutions. The criteria for each category are determined by the Bank of England~——the Central Bank. The Bank of England will consider the size of the institution, its management and also the number of participants who effectively direct the business, before decisions are made on the status of the financial institutions who apply for bank licenses in the United Kingdom.
Let us look at the Recognized Banks.
These banks provide a wide range of highly specialized banking services. According to the Banking Act 1979. "Recognized Banks" must satisfy the Bank of England of their high reputation and of their integrity, management and financial prudence. The wide range of services include: i. the acceptance of sight and time deposits); ii. loan and overdraft facilities; iii. foreign currency exchange and documentary credits and collections~; iv. financial advice for corporations and individuals; v. investment management and arrangements for the purchase and sale of securities.
As for Licensed Deposits institutions, they only provide a limited range of services. The prime services are still based on the acceptance of deposits from the public although they are not required to satisfy the rules laid down for Recognized Banks. To obtain a license, the institution must satisfy the Bank of England's requirement that all directors, controllers or managers of the institution must be an appropriate and proper person to hold that position and to conduce banking business in a proper manner.
Let us now look at the major types of financial intermediaries~ in the United Kingdom.
To begin with, we shall examine the role of the Clearing Banks. These are the dominating financial intermediaries in retail banking business~ in the United Kingdom. They handle the clearing functions of banks, and are responsible for most of the country' s cash distribution and money transfer functions, which include cheque payment services and also electronic fund transfers, etc.; The retail branch network of these banks is extensive with over 10,000 branches all over the country.
Another type of financial intermediaries in the United Kingdom are discount houses. Discount houses provide a primary channel through which the Bank of England operates in the discount market to implement its monetary policy. Because of their easy access to the money market, discount houses act as market-maker in bills since they are the major underwriters of the weekly issuers of the Treasury bills of the Bank of England. Therefore, discount houses not only provide short-term funds for the government, they provide a channel for banks to adjust their portfolio holdings, i.e., their liquidity positions.
The third type of financial intermediaries in the UK are the merchant banks~ and acceptance houses. Originally developed to handle businesses connection with trade, these merchant banks later expanded into foreign trade, foreign exchange and also bullion dealers. Many of the merchant banks are also acceptance houses. Indeed, their functions have now expanded considerably into major overseas operations, specializing in company financial advice, takeovers and mergers, underwritings which include the provision of additional capital through share floatation.
Finally, we should look at foreign banks in England. As a major international financial centre, London has acted as a magnet to over 450 foreign banks, which have set up representative offices, branches, or subsidiary companies. Business focus on these foreign banks cover foreign currency dealings, international finance deals to foreign companies and governments, trade finance services to business.
Notes
1.The Recognized Banks 认可银行,在英国特指可以全面经营银行业务的银行。认可银行要受到很严格的要求,凡达不到认可标准的机构均不得使用银行名称或字样,包括不得使用“投资银行”等字样。
2.The Licensed Deposit Banks 持牌存款银行,在英国特指一些业务范围受到一定限制,规模较小的银行机构。
3.The Bank of England 英格兰银行,英国的中央银行,创立于1694年,公认为全世界中央银行的鼻祖。
4.Sight and time deposits 活期和定期存款(参见Section 3)。
5.overdraft 透支,指银行客户在一定条件下和一定范围内可以超过自己帐户存款的余额用款,实为银行对客户的一种信贷便利。
6.collections 托收,指债权人委托银行向债务人收款的一种结算方式(参见Section 6)。
7.financial intermediaries 金融中介(机构),指作为放款者与借款者中间人的金融机构。金融中介的作用在于促进信贷活动,有利于评估借款者的信誉,以减少放款风险,降低资金成本。金融中介可分为存款性和非存款性两类。
8.the Clearing Banks 清算银行,在英国是零售银行的主要组成部分,包括伦敦清算银行、苏格兰清算银行和北爱尔兰银行。清算,是指银行间为结清债权债务关系而进行的一系列活动。
9.retail banking business 零售银行业务(与批发银行业务相对应),主要指对单独的客户的业务,如存款、放款、结算等。
10.discount houses 贴现商号,是英国金融制度中的独特事物。贴现行在英格兰银行与清算银行之间处于中心地位,主要通过贴现与再贴现传导英格兰的货币政策及英格兰银行对银行的管制。
11.discount market 贴现市场,在英国由贴现行作为市场主体,是英格兰银行实施货币政策的主要场所之一。
12.Discount houses provide a primary channel through which the Bank of England operates in the discount market to implement its monetary policy 贴现行为英格兰银行提供了一个在贴现市场上进行操作,实施货币政策的渠道。
13.market—maker 市场制造者,指一家金融机构或一个经纪人就一种货币或证券进行又买又卖的交易活动,保证其它交易者时刻都能找到交易对手。l羞南8
14.Merchant banks 商人银行,指经营部分银行业务的金融机构,主要办理承兑和经营一般业务,对国夕L的工程项目提供长期信贷和发放国外贷款。在60年代以后,还办理外汇交易,为客户保管证券,替一些基金会从事投资等。商人银行大部分存在于伦敦及一些英联邦国家。
15.cceptance houses 票据承兑银行,指专门从事承兑汇票业务或在其他人的票据上背 书业务的一种金融机构。
16.underwriting (证券)承销,指承销商从发行公司或政府实体买下新发行的债券,再 把这些债券直接或通过交易商售给公众,即实际承担了发行风险。这一过程中,承销商赚的 支付给发行者的价格和公众发售价格之间的价差,即承销价差。
参考资料
英国的银行体系
英国是世界上金融业最发达的国家之一。伦敦是英国的金融中心,也是世界上主要的国 际金融中心之一。伦敦的金融地位形成于英镑作为主要的国际储备货币的年代,而在二战后 随着英国经济地位的下降受到了削弱,但从本世纪七十年代以来随着美元危机和欧洲货币市 场的兴起,伦敦的金融中心地位又重新得到了恢复。
伦敦的优势在于具有相对稳定的.金融体系和政治环境,对国际银行业控制的相对自由,大批拥有丰富的专业知识和技能的银行家及不同层次的各种专业人材,优良的基础设施和通讯网络,在语言、时区及地理位置上的优越性等等。
除上述优势外,英国的银行体系也具有其自身的特点,下面我们分别加以介绍。
一、中央银行——英格兰银行
英格兰银行是英国的中央银行。1694年根据国王特准法成立,它是英国第一家注册的有限公司性质的股份银行。此时的英格兰银行并不是专门的中央银行,它同其它的私人银行一样,也办理一般的存放款业务。直到1833年,英国国会规定只有英格兰银行发行的钞票才具有无限法偿,从而奠定了英格兰银行作为英国中央银行的基础。1946年2月,英国政府颁布新的《英格兰银行法》,将英格兰银行的全部股本收归国有,从此,英格兰银行成为国有化的中央银行。
英格兰银行受政府财政部控制,为政府机构。英格兰银行在发表自身的观点上有一定的 独立性,是金融界中具有权威的代言人。英格兰银行除了依照银行法执行对银行业的监管之 外,还承担·了对金融市场的管理职能。英格兰银行在鼓励行业自律,尤其是在保险和证券业务中发挥了重要的作用。此外,英格兰银行还承担了管理英国的债务和外汇储备职能、管理和发行纸币及铸币的职能及政府的银行的职能,同时对政府的经济和货币政策提供顾问。
80年代以来调整后的英格兰银行的管理机构分为三大部分:(1)金融结构和监管,有银行监督处、金融结构和制度处。(2)政策和市场,有工业金融处、统计处、经济处、金边债券处、货币市场处、外汇处、地区处和国际处。(3)经营和服务,有营业部、注册处、印刷厂和工商服务部。
二、英国的银行机构
英国的所有的银行机构必须有英格兰银行的批准才可以吸收存款,一些特定的活动需要特殊的业务执照,但对不同的机构的活动没有很明确的限制。英国的银行机构主要可分为以下几种:
1.零售银行(Retail Banks)。在英国,清算银行是零售银行业务和货币传送活动的主要机构。这些银行属于英国最大的银行之列,同时也是英国最主要的国际性银行。
英国的清算银行主要分布于英格兰和威尔士,这些银行主要包括巴克莱银行(Barclays Bank)、国民西敏寺银行(National Westminster Bank)、米德兰银行(Midland Bank)、劳埃德银行(Lloyds Bank)、苏格兰皇家银行集团(Royal Bank of Scotland Group)、TSB集团等。另外,Girobank是由邮政局建立的提供一般性活期存款及货币运送服务的银行,也属于零售银行。
2.承兑行(Accepting Houses)。这些机构是属于承兑业协会的具有悠久历史的商人银行。其传统的业务是进行贸易融资,提供较大比例的承兑工具。现阶段虽然受到了银行业的激烈竞争,但其发行的票据仍可以在英格兰银行进行贴现。现在承兑行的业务已经扩大到企业融资、投资管理、贷款及银团业务领域。
3.商人银行(Merchant Banks)。商人银行的业务起源于十八世纪的欧洲商业活动。最初的业务是为商人的票据进行承兑,而后逐渐从原来的贸易融资服务发展到为政府和企业提供长期的资金以及其它专业性的服务和咨询。在英国,从事这类业务的金融机构称为商人银行,它具有向企业和政府提供专业性的服务和咨询的职能,而很少运用自身资本,类似于美国的投资银行。但是英国的商人银行具有一定的吸收存款的职能,可以归类为存款机构。
商人银行业务的发展与贸易和资本市场的发展有苞密切的联系。商人银行的业务大体包括短期和中期资金融通、长期融资、投资管理、经纪服务及其它新兴服务。与传统的商业银行相比,商人银行对市场的依赖性更强。
商人银行发展至今,主要有以下几种存在形式:一是商业银行通过兼并、购买、参股或建立附属公司拥有商人银行,这类方式现在较为普遍;二是独立的商人银行;三是全能性银行直接经营商人银行业务。
4.贴现行(Discount Houses)。贴现行构成了伦敦贴现市场协会。它由一些指定的银行的货币交易部门组成,从事高度专业化的银行业务,其主要业务包括:承销英格兰银行每周财政部票据的出售;进行英镑短期金融工具的交易,如政府票据、银行票据、商业票据、英镑存款证以及短期政府债券等;向英格兰银行进行追索(因英格兰银行为弥补短期资金的不足可以从贴现行购买票据或进行直接贷款)。
5.外国银行。从上一世纪开始,大量的欧美国家银行便在伦敦金融城里建立了自己的业务机构,使伦敦成为了国际性的金融中心。目前,在伦敦的外国银行大约有540家,包括外国银行和国际性合作银行的分行及其附属机构。
6.其他金融机构。其他金融机构包括建筑业协会(接收存款、为住房建设和购买提供融资)、融资公司(提供消费信贷)以及国民储蓄银行等等。
浏览量:2
下载量:0
时间:
公司是指一般以营利为目的,从事商业经营活动或某些目的而成立的组织。接下来小编为大家整理了公司的类型,希望对你有帮助哦!
A company is an organization which operates a business in one of these forms: A business which is owned by a single individual who is entitled to all of the profits
and assumes all liabilities of the business is called a sole proprietorship. When two or more parties share the profits and liabilities of a company it is called a
partnership. Partnerships usually are "limited partnerships" in which a managing partner runs the day-to-
day business while the limited partners are not involved in management decisions and enjoy limited liability. Sole proprietorships and partnerships usually
adopt a company name known as a DBA or "doing business as" that company name. As business grows, the principals might want to apply for a corporate charter.
The corporation formed in this process is considered to be a separate individual by law and usually provides certain tax relief, expense deductions, and liability
protection to the principals involved. Corporations may be privately or publicly owned.
公司是经营某项业务的组织,它有两种形式:一种是个人所有,这个人拥有全部资产并承担所有债务。如果有两个或更多的团体共同分享公司的利润并承担义务,这样的公司被称作合伙。合伙企业通常是"有限合伙",也就是合伙人执行每天的经营不参与管理决策并承担有限义务。独资和合伙企业通常使用所有人之外的名称作为公司的名字。随着业务发展,公司负责人就会申请一个公司章程。在制定公司章程的过程中,公司被看作是独立的法人,负责人通常会有一些税务减免,费用削减和债务保护。公司可以是私有制或共有制。
浏览量:2
下载量:0
时间:
英国是世界上金融业最发达的国家之一。伦敦是英国的金融中心,也是世界上主要的国 际金融中心之一。接下来小编为大家整理英国的银行体系介绍,希望对你有帮助哦!
In the United Kingdom, financial institutions are categorized into two ma]or groups: the Recognized Banks and the Licensed Deposit Institutions. The criteria for each category are determined by the Bank of England~——the Central Bank. The Bank of England will consider the size of the institution, its management and also the number of participants who effectively direct the business, before decisions are made on the status of the financial institutions who apply for bank licenses in the United Kingdom.
Let us look at the Recognized Banks.
These banks provide a wide range of highly specialized banking services. According to the Banking Act 1979. "Recognized Banks" must satisfy the Bank of England of their high reputation and of their integrity, management and financial prudence. The wide range of services include: i. the acceptance of sight and time deposits); ii. loan and overdraft facilities; iii. foreign currency exchange and documentary credits and collections~; iv. financial advice for corporations and individuals; v. investment management and arrangements for the purchase and sale of securities.
As for Licensed Deposits institutions, they only provide a limited range of services. The prime services are still based on the acceptance of deposits from the public although they are not required to satisfy the rules laid down for Recognized Banks. To obtain a license, the institution must satisfy the Bank of England's requirement that all directors, controllers or managers of the institution must be an appropriate and proper person to hold that position and to conduce banking business in a proper manner.
Let us now look at the major types of financial intermediaries~ in the United Kingdom.
To begin with, we shall examine the role of the Clearing Banks. These are the dominating financial intermediaries in retail banking business~ in the United Kingdom. They handle the clearing functions of banks, and are responsible for most of the country' s cash distribution and money transfer functions, which include cheque payment services and also electronic fund transfers, etc.; The retail branch network of these banks is extensive with over 10,000 branches all over the country.
Another type of financial intermediaries in the United Kingdom are discount houses. Discount houses provide a primary channel through which the Bank of England operates in the discount market to implement its monetary policy. Because of their easy access to the money market, discount houses act as market-maker in bills since they are the major underwriters of the weekly issuers of the Treasury bills of the Bank of England. Therefore, discount houses not only provide short-term funds for the government, they provide a channel for banks to adjust their portfolio holdings, i.e., their liquidity positions.
The third type of financial intermediaries in the UK are the merchant banks~ and acceptance houses. Originally developed to handle businesses connection with trade, these merchant banks later expanded into foreign trade, foreign exchange and also bullion dealers. Many of the merchant banks are also acceptance houses. Indeed, their functions have now expanded considerably into major overseas operations, specializing in company financial advice, takeovers and mergers, underwritings which include the provision of additional capital through share floatation.
Finally, we should look at foreign banks in England. As a major international financial centre, London has acted as a magnet to over 450 foreign banks, which have set up representative offices, branches, or subsidiary companies. Business focus on these foreign banks cover foreign currency dealings, international finance deals to foreign companies and governments, trade finance services to business.
英国是世界上金融业最发达的国家之一。伦敦是英国的金融中心,也是世界上主要的国 际金融中心之一。伦敦的金融地位形成于英镑作为主要的国际储备货币的年代,而在二战后 随着英国经济地位的下降受到了削弱,但从本世纪七十年代以来随着美元危机和欧洲货币市 场的兴起,伦敦的金融中心地位又重新得到了恢复。
伦敦的优势在于具有相对稳定的.金融体系和政治环境,对国际银行业控制的相对自由,大批拥有丰富的专业知识和技能的银行家及不同层次的各种专业人材,优良的基础设施和通讯网络,在语言、时区及地理位置上的优越性等等。
除上述优势外,英国的银行体系也具有其自身的特点,下面我们分别加以介绍。
一、中央银行——英格兰银行
英格兰银行是英国的中央银行。1694年根据国王特准法成立,它是英国第一家注册的有限公司性质的股份银行。此时的英格兰银行并不是专门的中央银行,它同其它的私人银行一样,也办理一般的存放款业务。直到1833年,英国国会规定只有英格兰银行发行的钞票才具有无限法偿,从而奠定了英格兰银行作为英国中央银行的基础。1946年2月,英国政府颁布新的《英格兰银行法》,将英格兰银行的全部股本收归国有,从此,英格兰银行成为国有化的中央银行。
英格兰银行受政府财政部控制,为政府机构。英格兰银行在发表自身的观点上有一定的 独立性,是金融界中具有权威的代言人。英格兰银行除了依照银行法执行对银行业的监管之 外,还承担·了对金融市场的管理职能。英格兰银行在鼓励行业自律,尤其是在保险和证券业务中发挥了重要的作用。此外,英格兰银行还承担了管理英国的债务和外汇储备职能、管理和发行纸币及铸币的职能及政府的银行的职能,同时对政府的经济和货币政策提供顾问。
80年代以来调整后的英格兰银行的管理机构分为三大部分:(1)金融结构和监管,有银行监督处、金融结构和制度处。(2)政策和市场,有工业金融处、统计处、经济处、金边债券处、货币市场处、外汇处、地区处和国际处。(3)经营和服务,有营业部、注册处、印刷厂和工商服务部。
二、英国的银行机构
英国的所有的银行机构必须有英格兰银行的批准才可以吸收存款,一些特定的活动需要特殊的业务执照,但对不同的机构的活动没有很明确的限制。英国的银行机构主要可分为以下几种:
1.零售银行(Retail Banks)。在英国,清算银行是零售银行业务和货币传送活动的主要机构。这些银行属于英国最大的银行之列,同时也是英国最主要的国际性银行。
英国的清算银行主要分布于英格兰和威尔士,这些银行主要包括巴克莱银行(Barclays Bank)、国民西敏寺银行(National Westminster Bank)、米德兰银行(Midland Bank)、劳埃德银行(Lloyds Bank)、苏格兰皇家银行集团(Royal Bank of Scotland Group)、TSB集团等。另外,Girobank是由邮政局建立的提供一般性活期存款及货币运送服务的银行,也属于零售银行。
2.承兑行(Accepting Houses)。这些机构是属于承兑业协会的具有悠久历史的商人银行。其传统的业务是进行贸易融资,提供较大比例的承兑工具。现阶段虽然受到了银行业的激烈竞争,但其发行的票据仍可以在英格兰银行进行贴现。现在承兑行的业务已经扩大到企业融资、投资管理、贷款及银团业务领域。
3.商人银行(Merchant Banks)。商人银行的业务起源于十八世纪的欧洲商业活动。最初的业务是为商人的票据进行承兑,而后逐渐从原来的贸易融资服务发展到为政府和企业提供长期的资金以及其它专业性的服务和咨询。在英国,从事这类业务的金融机构称为商人银行,它具有向企业和政府提供专业性的服务和咨询的职能,而很少运用自身资本,类似于美国的投资银行。但是英国的商人银行具有一定的吸收存款的职能,可以归类为存款机构。
商人银行业务的发展与贸易和资本市场的发展有苞密切的联系。商人银行的业务大体包括短期和中期资金融通、长期融资、投资管理、经纪服务及其它新兴服务。与传统的商业银行相比,商人银行对市场的依赖性更强。
商人银行发展至今,主要有以下几种存在形式:一是商业银行通过兼并、购买、参股或建立附属公司拥有商人银行,这类方式现在较为普遍;二是独立的商人银行;三是全能性银行直接经营商人银行业务。
4.贴现行(Discount Houses)。贴现行构成了伦敦贴现市场协会。它由一些指定的银行的货币交易部门组成,从事高度专业化的银行业务,其主要业务包括:承销英格兰银行每周财政部票据的出售;进行英镑短期金融工具的交易,如政府票据、银行票据、商业票据、英镑存款证以及短期政府债券等;向英格兰银行进行追索(因英格兰银行为弥补短期资金的不足可以从贴现行购买票据或进行直接贷款)。
5.外国银行。从上一世纪开始,大量的欧美国家银行便在伦敦金融城里建立了自己的业务机构,使伦敦成为了国际性的金融中心。目前,在伦敦的外国银行大约有540家,包括外国银行和国际性合作银行的分行及其附属机构。
6.其他金融机构。其他金融机构包括建筑业协会(接收存款、为住房建设和购买提供融资)、融资公司(提供消费信贷)以及国民储蓄银行等等。
浏览量:3
下载量:0
时间:
银行账户有两种这主要类型,往来账户和存款账户。接下来读文网小编为大家整理了银行账户的主要类型英文介绍,欢迎大家阅读!
A current account (also called a cheque account) is a convenient and safe method of handling money. Your salary can go straight into your account, and these days more and more people are paid by direct credit instead of in cash. Direct credit means that your employer, or anyone else who wishes to pay you money, can pay the money straight out of their account into yours. Cheques, postal orders and money orders (including International Money Orders) can be paid direct to your account also.
往来账户(也叫支票账户)用于管理资金非常的方便,而且安全。你的薪金可以直接划到你的账户上,最近,越来越多的客户不用现金支付,而是直接入账。直接入账是指你的老板,或任何其他人要付款给你,可以将货币直接从他的账户上支付到你的账户上。支票、邮局汇款单和汇票(包括国际汇票)也可以直接支付到你的账户上。
You can pay your bills by cheque in shops, hotels, airports, restaurants and other places (but not in taxes, for example). You can pay regular bills by direct debit from your account. These regular bills include insurance premiums, rent, rates and hire purchase installments. These regular bills must be for sums of money where the amount remains the same every month during a certain period.
客户可以在商店、旅馆、机场、饭店及其他地方(也有例外,如出租车)用支票支付账单,也可以从你的账户上直接划款,定期支付账单。这些定期账单必须用来支付货币总额,并可以在一段时期内,每个月支付相同的金额。
You can tell your bank, for example, to pay Monarch Insurance Co. £10 per month on the 21st of every month from now until further notice. The bank will pay this automatically, by banker's order (also called standing order) or direct debit. You don't have to post the cheque to Monarch Insurance Co.; you don't have to travel to their office.
例如,客户可以要求银行从现在起在每个月的21号,按月向摩纳卡保险公司支付10美元,直到通知止付时为止。该行可以用本票(也叫约期付款委托书),或以直接贷记的方式自动支付这笔款项。这样客户就不用向摩纳卡保险公司寄送支票;也不用来回跑了。
With a current account you have the advantage of a cheque book service, which means that you don't have the risk of carrying large amounts of cash with you. You also know where your money goes and where it comes from, because you get a regular statement from your bank, showing debit and credit entries (or payments and receipts respectively), and the balance. Nowadays banks in the UK do not return your cheque with each statement, so it is advisable to keep a record of transactions on the counterfoil or stub.
有了往来账户,客户就可以享受到支票簿服务的便利,也就是说,客户用不着随身携带大量现金,避免了风险。客户还可以了解到款项的去向和来源,因为你可以定期收到银行的对账单,对账单表明借记和贷记的金额(或分别显示收、支金额),以及余额。目前,英国银行在发送对账单时不附支票,因此,保存好每笔交易记录的支票存根或票根是明智的。
浏览量:2
下载量:0
时间:
类型,指由各特殊的事物或现象抽出来的共通点;在 .NET 框架中,类型(type)又被称作组件(component)。通常情况下,应用程序既包括我们自己创建的类型,也包括微软和其他一些组织创建的类型。那么你知道类型用英语怎么说吗?下面来学习一下吧。
显存类型 DDR III ; GDDRIII ; Memory Type ; DDR SDRAM
核心类型 Sandy Bridge ; Arrandale ; Trinity ; Penryn
音乐类型 music genre ; Pop ; Genre ; K-POP
工作类型 Job Category ; type of work ; job type ; Working Line
对象类型 Object Type ; lob ; object variable ; N/A java.lang.Throwable
档案类型 rar ; AVI ; wmv ; RMVB
引用类型 reference type ; Instance Type ; AnyRef ; Warpper
匿名类型 Anonymous Types ; Anonymouse Type ; IV ; Nominal Anonymous Type
基本类型 primitive type ; fundamental type ; base type ; Basic type
浏览量:2
下载量:0
时间:
浏览量:2
下载量:0
时间:
在高考前多读读高考万能句子是非常有必要的,下面小编就跟你分享高考英语场用类型句子,希望对你有用。
1. It was not until midnight that he finished his task.
2. Not until he came back from abroad was I able to see him again.
3. The harder you work, the greater progress you will make.
4. He walked around the house, gun in hand.
5. May you be in good health!
6. Wish you a pleasant journey back home!
7. The professor was a humorous man with big nose and deep-set eyes.
8. What surprised me most was his imagination and patience.
9. He lay on the grass, with his eyes looking at the sky and his hands under his head.
10. Sitting under the tree are Mr. Green and his first teacher.
11. On the wall hang two pictures of famous scientists.
12. Looking back upon those past years, he couldn’t help feeling very proud.
13. No sooner(Hardly) had he arrived at the theatre than(when) the play started.
14. Young as he is, he has learned advanced mathematics.
15. How I regret the hours wasted in the woods and fields!
16. There stands a beautiful vase in the corner of the room.
17. Ten miles north of the town lies a paper factory.
18. There goes the bell.
19. Nowhere has the world ever seen such a bird as here.
20. It is no use crying for help.
21. If only I had been your student in the middle school!
22. It is believed that such a thing will not happen again.
23. Only when he explained did I realize the reason for this.
24. "He works particularly hard.” "So he does, and so do you.”
25. Not only Alice but also Jane and Mary are tired of having one examination after another.
26. Such was Albert Einstein, a simple person of great achievements
浏览量:4
下载量:0
时间:
英国的教育体系经过几百年的沿革,相当的完善和复杂,这里就有它的英文版介绍。下面读文网小编为大家带来英国教育体系英文简介,希望对你有所帮助!
英国教育体系总体来说分为三个阶段: 义务教育(Compulsory Education),延续教育(Further Education)和高等教育(Higher Education)。
一、义务教育 (Compulsory Education)
英国的学生从四岁开始接受义务教育,享受全免费的国家福利,学校甚至还提供免费的午餐,所有的家长必须把自己的孩子送到学校读书。小学教育一般持续到11岁,然后进入中学。英国的中学不分初中高中,从中一(Form 1)到中五(Form 5)共五年的时间。
二、延续教育(Further Education)
延续教育是英国教育体系中最有特色也最精彩的部分,它是继小学(Primary)中学(Secondary)教育之后的“第三级教育”(Tertiary)。为进入高等教育或者就业打下基础。也是中国的高中学生留学英国的关键阶段。一般来说接受延续教育的学生介于16和18岁之间。它分为两种体系:学业路线(Academic Route)和职业路线(Vocational Route)。学业路线着重于培养学术研究方面的人才,职业路线则结合社会各层面的职业需要,培养在各种行业中具有专门技能和知识的人才。这两种体系在英国受到同等的重视。
三、高等教育(Higher Education)
顾名思义,高等教育是英国教育体系中的高级阶段,它包括:
本科(Bachelor Degree)
研究生(Master Degree)
博士生(Doctorial Degree)
高级国家文凭(HND-Higher National Diploma)。
高等教育通常都是由大学(University)提供,但许多学院(College)也提供Bachelor和HND课程。
看了英国教育体系英文版介绍这篇文章
浏览量:34
下载量:0
时间: