下面是读文网小编整理的精选情景会话，以供大家学习参考。

Can I help you, Miss?

小姐，我可以为你服务吗?

Yes, I'd like to open an account.

是的，我想开个账户。

Certainly Miss. What kind of account would you want?

当然可以，小姐。你要开哪种账户?

I'm not too sure. But I need an account for which I can withdraw my money anytime I like and get some interest on it as well.

我不是很确定。但是我需要一个我可以随时取款同时又能获得一些利息的账户。

Well. I think a current account will be to your satisfaction. You can make withdraws from the bank and the ATMs anytime you like.

好的。我想活期存款账户可以满足你的要求。任何时候你想要，你都可以从银行和自动取款机取款。

That's great! But what's the annual interest rate for this kind of account?

那太好了!但是这种账户每年的利息率是多少?

At present the rate is 1.8 percent a year.

目前利率是一年1.8%。

Good. I think I'll open a current account please.

好的。我想我会开一个活期存款账户。

Ok. Please fill out this application form.

好的。请填这张申请表。

Yes. Name, address, phone number, that's it. Will 100 dollars be enough to open this account?

好的。姓名，地址，电话号码，就这样。100美元够开这种账户吗?

Yes, of course.

是的，当然够。

Here you are.

给你。

Fine. Wait a moment, please. Here is your bankbook, Miss.

好的。请稍等。小姐，这是你的银行存折。

Thank you for your help.

谢谢你的帮忙。

You are welcome.

不客气。

活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。按其存取款方式，活期储蓄存款又可分为活期存折存款、活期支票存款、定活两便存款、借记卡及通知存款等。下面是读文网小编整理的关于活期存折和储蓄存款的介绍，欢迎大家阅读！

The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit or withdrawal. According to the different methods of deposit or withdrawal, there are four types of savings deposits: current passbook deposit, current check deposit, time-demand optional deposit, debit card deposit and notice deposit, etc.

活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。按其存取款方式，活期储蓄存款又可分为活期存折存款、活期支票存款、定活两便存款、借记卡及通知存款等。

II. Service Features 业务特点

Current passbook deposit is the most fundamental and conventional method of bank deposits. A client may make deposits or withdrawals at any time. For its free and flexible use of funds, the current passbook deposit is taken as the basis of clients' financial asset managements.活期存折储蓄存款是银行最基本、常用的存款方式，客户可随时存取款，自由、灵活调动资金，是客户进行各项理财活动的基础。

《学习拉》英语栏目收录了英美人日常生活中经常说到、用到的最实用的有关日常生活会话句子、短语，满足你的需求。

John Smith is opening a personal checking account at the National City Bank .

约翰·史密斯正在国家城市银行开立个人支票帐户。

Clerk:May I help you ,sir?

职员：我能为您做什么，先生?

Smith :Yes,please .I'd like to open a personal checking account .

史密斯：谢谢!我想开立一个个人支票帐户。

C;Yes,sir .Do you want a regular or a special checking account ?

职员：好的，先生。您想开立普通的还是特殊的支票帐户?

S:I'm not sure what the difference is .

史密斯：我不太清楚它们有什么区别。

C:Special accounts are more economical if you think you'll write fewer than 15 checks each month .

职员：如果您认为您每月开支票少于15张，那么特殊帐户更为经济。

S:I probably won't write many ,just a few checks each month for shopping and paying some bills.

史密斯：我可能不会开那么多张支票，一个月只需几张支票买东西和支付一些帐单就可以了。

C:I think the special account will be best ,then .

职员：我想那您最好是使用特殊支票，

There's no minimum balance required and the service charge is only 20 cents for each check you write .

它没有最小存款余额的限制，而且您开出的每张支票只收取20美分手续费。

S:Yes,I think that's what I need.Can I open the account with this check ?It's my payroll check from my company .

史密斯：好的，我看这正是我所需要的。我可以开这种支票账户吗?这是我所在公司的工资支票。

C:Yes,of course .We'll take your payroll check for $237.00 as your initial deposit .

职员：当然可以，我们将把您的工资237美元作为您的第一笔存款。

Will you please fill out this signature card with your name,address,and occupation ?

请您在这张签名卡片上填写您的姓名、住址和职业。

I'll get a receipt and a checkbook for you while you're completing these forms.

您填写这张卡片时，我来为您准备收据和支票。

S:Can I get my name printed on the checks?

史密斯：可以把我的姓名印在支票上吗?

C;Yes,of course .We offer free personalized checks to all our customers .

职员：当然可以，我们对这里所有顾客免费提供个人支票。

If you would like your address printed on your checks,too,we can do that for a nominal charge .

如果您愿意把您的住址也印在支票上，我们可以照办，为此需收取少许费用。

S:I think I'll just take the free ones.I can always write my address on the checks myself .

史密斯：看来我还选择免费支票，自己把住址写在支票上吧。

下面是读文网小编整理的银行英语情景口语对话：企业账户存款， 希望对大家有帮助。

A:Xiao Wang, could you tell me something about the group account deposit service?

B:It refers to the deposit business offered to the level-one account of group companies.

A:What's it for?

B:Group companies can perform flexible arrangement of funds among their subsidiaries by collecting from and appropriating into the accounts.

A:小王，您能说说集团账户存款业务是怎么回事吗?

B:它是指集团总公司一级账户的存款业务。

A:它有什么用呢?

B:集团总公司通过集团一级账户资金的上收和下拨，在其子公司之间进行资金的灵活调剂。

A:I see. The purpose is to strengthen the centralized management and increase the efficiency of funds.

B:That's it. At present,a lot of group companies are worried about their group account management.And this account is an outlet.

A:You're right. That's what we wanted.

B:Will you try one?

A:我明白了。这种业务的目的是加强资金的集中管理，提高资金使用效率。

B:正是。目前，许多集团公司为它们的账户管理而烦恼，因此就出现了这种存款业务。

A:您说得对，这正是我们所需要的。

B:办一个?

2

A:Xiao Wang,has your corporation opened the network settlement service in our bank?

B:Not yet.What's it?

A:Well.To make full use of the advanced settlement network and the advantage of the entire banking system, our bank provides such network settlement services for large enterprises and corporations as internal fund transfer,account inquiry,agency clearing and so on.

B:What are the requirements of it?

A:It's very simple.You just make a network settlement agreement with our bank,that's all.

B:What benefits would we receive from it?

A:Head offices of your group corporations may realize prompt integrated fund transfer and centralized allocation.It is good for internal supervision and administration.

B:Great. Will you transact one for our corporation as soon as possible?

A:Yes, I will.

A:小王，你们公司在我行开办网络结算业务了吗?

B:还没有。它是什么业务呢?

A:嗯。我行充分利用先进的结算网络，发挥全行整体功能，为大企业集团提供网络结算服务，办理企业集团系统内的资金汇划、账户查询、代理收付等业务。

B:开办这项业务有哪些条件吗?

A:很简单，贵公司只要与我行签定网络结算协议即可。

B:能得到什么好处吗?

A:贵公司集团总部可以实现资金的统一汇划，集中调拨，有利于集团自身的内部监督与管理。

B:太好了。尽快给我们公司开办这项业务好吗?

A:好的。

导语：活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。按其存取款方式，活期储蓄存款又可分为活期存折存款、活期支票存款、定活两便存款、借记卡及通知存款等。下面是读文网小编整理的银行英语理论：活期存折、储蓄存款，欢迎大家阅读！

III. Functions功能

1.To apply for supportive electronic debit card with which you may handle such banking services as withdrawal and transfer on an ATM, and consumption at the specially engaged shops;申办与之配套的电子借记卡，可在ATM机上办理取款及转账等银行业务，可在特约商户购物消费;

2.To handle salary payment service on agency;办理代发薪服务;

3.To apply for telephone banking service;申请电话银行服务;

4.To make an automatic banking.通存通兑。

A client with a current passbook deposit account may handle the deposit or the withdrawal at any savings office with the passbook.

客户只要开立活期储蓄存款账户，便可以持存折在任一银行储蓄网点办理存取款业务。

IV. Procedures for Account Opening开户手续

1.A deposit passbook may be issued to you and a debit card may be applied for at the same time at any savings office after you fill out a deposit slip and deposit a certain amount of cash(1 RMB yuan at least)

在各银行任一分支机构填写存款凭条，存入一定数额现金(起存1元人民币)，即可获得活期储蓄存折并可同时申请借记卡。

2.At the time of account opening, the client may choose the method of withdrawal by password or with a passbook. If the method of withdrawal by password is chosen, the client shall put on the spot a six-digit password into your savings account. The password is put in through the password processor on the counter and is unknown to any other person including the teller. The password is the key with which you may make withdrawals and you must keep it in mind and not leak it to others.开户时可选择凭密码取款或凭存折取款方式，如选择凭密码取款方式，客户须当场选择一个6位数字输入作为该活期储蓄账户的密码，在柜台上的密码器上输入，包括银行经办人员在内的其他人都无法知道密码。密码相当于您取款的一把钥匙，必须牢记，不可泄露他人。

下面是读文网小编为大家带来关于新开账户的银行英语口语，欢迎大家阅读!

What kind of account did you have in your mind?

你想开哪种帐户?

Do you like to open a current account?

你想开一个活期存款帐户吗?

A deposit or current account?

定期还是活期?

Please tell me how you would like to deposit your money.

请告诉我你想存何种户头?

There's a service charge for the checking account but no charge for the savings.

支票户头要收服务费，现金户头不收。

Our minimum deposit for a savings account is 100 dollars.

我们储蓄存款的最低存款额是100美圆。

Five yuan is the minimum original deposit.

最低起存款额是5元。

You can open a savings account at any time with an initial deposit of 50 dollars.

你可随时以50美圆的起存额开立储蓄帐户。

Even one yuan is all right.

甚至一元也可以起存。

Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.

这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。

I should like to open a current account.

我想开一个活期存款帐户。

I need a checking account so that I can pay my bill.

我需开个支票帐户，这样就能付帐。

We'd like to know how we open a checking-savings account.

我们想知道如何开一个支票储蓄帐户。

I have a checking account here.

我在这里有一个支票存款帐户。

I think I'd like a deposit account.

我想要开个定期存款帐户。

Can I open a current account here?

我能否在这儿开个活期存款帐户?

I want to open a deposit account with you.

我要开个储蓄帐户。

I'd like to open a deposit account with you.

我想在你们这儿开个定期存款帐户。

Could you tell me the difference between a savings account and a checking account?

请告诉我储蓄存款与支票存款的区别好吗?

Please tell me the procedure for opening a savings account.

请告诉我开个储蓄帐户需要什么手续。

Will 100 yuan be enough for a minimum deposit?

100元作最低存款额够吗?

I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.

我想知道开一个支票帐户200元存款是否够。

Could you tell me how to operate this account?

请告诉我如何经管这个帐户好吗?

Is there any minimum for the first deposit?

第一次储蓄有最低限额吗?

How much does each account cost?

每个帐户要花多少钱?

下面是读文网小编为大家带来银行英语双语阅读：活期存折和储蓄存款，欢迎大家学习!

The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit or withdrawal. According to the different methods of deposit or withdrawal, there are four types of savings deposits: current passbook deposit, current check deposit, time-demand optional deposit, debit card deposit and notice deposit, etc.

活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。按其存取款方式，活期储蓄存款又可分为活期存折存款、活期支票存款、定活两便存款、借记卡及通知存款等。

II. Service Features业务特点

Current passbook deposit is the most fundamental and conventional method of bank deposits. A client may make deposits or withdrawals at any time. For its free and flexible use of funds, the current passbook deposit is taken as the basis of clients’ financial asset managements.活期存折储蓄存款是银行最基本、常用的存款方式，客户可随时存取款，自由、灵活调动资金，是客户进行各项理财活动的基础。

活期账户在银行是最常见的账户，资金由客户交纳，客户也可以要求老板以银行贷记划款单的方式把他的工资或薪金划入账内。接下来小编为大家整理了什么是活期账户，希望对你有帮助哦!

This is the most popular kind of account in a bank. Funds are paid in by the customer, who may also ask his employer to pay his wages or salary direct into the account by means of a bank giro credit. The customer is usually issued with a cheque book although some customers use their accounts solely for the payment of standing orders or direct debits. Funds may be withdrawn on demand either by drawing cash by cheque at the branch where the account is maintained or by writing cheques in favour of another person.

活期账户在银行是最常见的账户，资金由客户交纳，客户也可以要求老板以银行贷记划款单的方式把他的工资或薪金划入账内。虽然有些客户只是把账户以约期付款授权书或以直接借记方式作办理付款之用，但客户一般还是用支票付款。资金可以随时提取,或者在账户行用支票提款,或者签发支票给别人。

Current accounts should always be maintained in credit unless overdraft arrangements have been previously made.These arrangements will include an agreed “limit” on the account beyond which the customer should not draw.

活期账户应一直保持贷方余额，除非预先作了透支安排。这些安排包括账面上双方商定的“限额”，提款时不得超过这个限额。

Interest is calculated on the amount of overdraft on a daily basis and charged to the account half-yearly, at a rate based on the percentage over the bank's base rate. Where facilities for an overdraft are granted, the bank may also make a special charge for arranging them and committing the bank's money, whether the facilities are used or not. Security may be required to back an overdrawn account.

利息是根据银行基准利率加上百分点，按逐日的透支金额计算，每半年借记账户。凡是授权透支，不管是否使用，银行对安排透支与资金的承诺也可以收取特别费用。透支的账户可能要求提供担保。

Interest is not paid by banks when a current account is in credit. Instead, charges are made on the basis of the number of transactions passing through the account. If any charges are to be made they are debited either quarterly or half-yearly.

活期账户有贷方余额时，银行不支付利息。相反，银行还要根据该账户办理业务的笔数收取费用。如果收取费用，这些费用按季度或半年借记账户。

Most banks do not charge for payments into the accounts but operate a charge for debits such as cheques paid, standing orders and direct debits. The cost of these items is calculated quarterly or haft-yearly by the bank's computer and against this is set off “notional” rate of interest on the customer's average credit balance during the period. Where the “notional” interest exceeds the cost of the debit items no charge is made, although no interest is credited to the account.

大多数银行对划入账户的款项不收费用，但对借记的款项，如付款支票、按期付款和直接借记要加收费用。这些项目的费用由银行的计算机按季度或半年计算一次，按照该期间内客户平均贷方余额的“名义上”的利率抵消这些费用。尽管账户上没有贷记利息，但凡是“名义上”的利率超过借记项目的费用，就不收取费用。

Nowadays all the major banks either publish their scale of charges or will explain them to a customer or potential customer on request.

如今，所有的银行都公布收费标准，或者向客户说明收费标准，或者有潜在客户询问时予以说明。

Current account holders are entitled to make use of most services of the bank.

往来账户的客户享有办理银行大部分服务项目的权利。

英语写作对于提高我们的英语能力十分重要，那么你想知道a picnic这篇的英语作文要怎么写吗?下面读文网小编为大家带来a picnic英语作文范文，欢迎大家学习!

a picnic英语作文1

It was a sunny day.We decided to have a picnic outside the city.In the morning,we took an early bus to Nanhui.It was quite a colorful world.There were green trees,orange leaves,red peach blossoms.At noon,we reached the place,we sat by the river bank and took out a lot of things,such as bread,orange juice,apples,cakes,eggs and so on.But all of a sudden,it began to rain.Unluckily there was no shelter nearby.We had to take a bus to go back home in a hurry.

What an unforgettable picnic it was!

饮食健康很重要，那么以a healthy diet为题的英语作文到底要怎么写呢?下面读文网小编为大家整理a healthy diet英语作文篇篇范文，希望对你有所帮助!

a healthy diet英语作文篇1

Last night, I ate a lot of food, such as KTC and ice cream, before I slept, I ate some cold food in the fridge. At midnight, I felt my stomach hurt badly, my family was woke up, they sent me to the hospital. After seeing the doctor, he told me that I had eaten too much food, what’s more, the food was not healthy, so it hurt my stomach. Since then, I realized that I should not eat the rubbish food often, I should keep the healthy diet. Now my diet is regular, I won’t take in much food before sleeping, my body is becoming healthy. In the morning, I eat an egg and make sure I take in enough vitamins. Even when I see the rubbish food is tempting, I take no hesitation to say no to them. I am so proud of myself.

昨晚，我吃了很多事物，比如肯德基和冰淇淋，在睡觉前，我吃了一些在冰箱里面的冷食物。半夜里，我觉得胃疼得厉害，我的家人被吵醒了，他们把我送到了医院。看过了医生以后，医生告诉我吃了太多的东西，而且，吃的都是不健康的食物，因此我的胃才会那么疼。打从那时起，我意识到自己不能经常吃垃圾食品，我应该保持健康的饮食。现在我的饮食很健康，我不会在睡觉前吃很多东西，我的身体变得健康。早上，我吃了一个鸡蛋，确保我吸收足够的营养。即使当我看到很诱惑的垃圾食品时，我也毫不犹豫地说不。我为自己感到自豪。

>>>下一页更多精彩“a healthy diet英语作文”

#p#副标题#e#

如今人工智能影响着我们生活的方方面面，知道以人工智能影响生活为题的英语作文要怎么写吗?下面读文网小编为大家整理人工智能影响生活英语作文，希望对你有所帮助!

人工智能影响生活英语作文篇1

How artificial intelligence changes our life

Artificial intelligence is developing quicker than before. I believe one day, artificial intelligence will be one of the most important concepts likes mobile, car and house. The artificial intelligence may change our life.Firstly, may be we need't do housework any more. The robot can wash the dishes, clean the floor and even help us make the bed. Secondly, the artificial intelligence could be a search website like google, baidu. When we have any trouble, just ask it the question and it will give you the suitable answer. Thirdly, we will not come to school only stay at home to learn from the robot. Fourly, the artificial intelligence will be used as the war, which makes the world become more dangerous than before and this is the outcoming as well. Finally, I guess may be the artificial intelligence can make love with human and help them deliver child.I think the era of artificial intelligence will come sooner and later.

2023年成人高考专升本英语真题及答案(详解)

成人高考，作为一项国家级的大型考试，承载着无数考生的梦想和期望。经过一上午努力奋斗，2023年10月份成人高考英语科目已经考完，下面小编为大家整理了2023年成人高考专升本英语真题及答案，这些都是由考生回忆整理的，仅供参考!

成人高考英语好不好考

成人高考英语是必考科目，相对四级英语来说，成考英语的难度要低一些，介于三级到四级之间。很多成考生都没有长期的学习英语，所以刚开始学习难度可能会比较大，但是不用担心，只要坚持学习一段时间，慢慢的我们的学习能力就会加强的。

学习英语尽量开口说，就算记生词也是。把握正确念法，才能帮助记住一个单词。多找文章大声朗诵。成考英语学习没有捷径，学会学习，才能更好地提高复习效率。成人高考属于成人教育的一种，考生几乎都是在职人士，国家自然会有所考量，作为国家选拔人才的一种方式，成人高考采用宽进严出的方式，考试难度并不大。

人教PEP版三年级上册英语电子课本教材(完整版)

人教版PEP版的教材设计更加科学，提倡“以话为主，以书为辅”的教学理念，更侧重实践，让学生在实践中学习，而人教版则更侧重说说，让学生在许多练习中掌握英语的基本知识和技能。以下是小编为大家收集的关于人教PEP版三年级上册英语电子课本教材的相关内容，供大家参考！

三年级英语上册课本内容是什么

问候和自我介绍：在第一部分，学生学习如何用英语问候和进行自我介绍，包括基本的问候语、介绍自己和问候他人的常见语句。

数字和颜色：在这个单元，学生们学会用英语数数和描述颜色，课程包括数数1到100，如何描述颜色以及练习颜色相关的游戏和绘画活动。

家庭和朋友：在这个单元中，学生们学习介绍自己的家庭成员和朋友。

人教PEP版小学3年级英语上册(电子课本)

人教版PEP版的教材设计更加科学，提倡“以话为主，以书为辅”的教学理念，更侧重实践，让学生在实践中学习，而人教版则更侧重说说，让学生在许多练习中掌握英语的基本知识和技能。以下是小编为大家收集的关于人教PEP版小学3年级英语上册的相关内容，供大家参考！

小学三年级英语语法知识点

(1) 祈使句有两种类型，一种是以动词原形开头，在动词原形之前加do (但只限于省略第二人称主语的句子)。

Take this seat.

Do be careful.

否定结构：

Don't move.

Don't be late.

(2) 第二种祈使句以let开头。

Let 的反意疑问句

a、 Let's 包括说话者

Let's have another try，shall we / shan't we?

= Shall we have another try?

b、Let us 不包括说话者

Let us have another try，will you / won't you?

= Will you please let us have another try?

否定结构：

Let's not talk of that matter.

Let us not talk of that matter.

义务教育教科书北师大版英语(三年级起点)三年级上册高清

义务教育教科书·英语(三年级起点)三年级上册是人民教育出版社出版的，为了帮助 大家更好的学习。以下是小编为大家收集的关于义务教育教科书北师大版英语(三年级起点)三年级上册的相关内容，供大家参考!

北师大版义务教育教科书

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考研英语2024备考复习技巧

考研英语分为英语一，英语二。考研英语一和英语二的题型都有英语知识运用、阅读理解和写作。以下是小编为大家收集的关于考研英语2024备考复习技巧的相关内容，供大家参考!

考研英语二考试时间分配

1、考研英语二的总考试时长是180分钟。

2、第一部分的20个选择题，可以安排20分钟。

3、第二部分的A节安排75分钟，B节安排25分钟。预计总时长是100分钟。

4、第三部分的英译汉，安排20分钟。

5、第四部分的Part A安排15分钟，Part B安排25分钟。预计总时长是40分钟。

硕士研究生考研英语完型填空题及答案(2024)

为了让考研的同学更高效地复习考研英语，小编考研频道已经整理出了2024年考研英语完型填空试题和答案。如果你正在准备考研，不妨了解一下这些资料，希望它们能对你的备考有所帮助。

考研考点怎么分配

考研的考场分配根据考生的所在地以及报考学校等进行安排，在职人员考研时，考场一般都会分配在户籍所在地或工作单位所在地。

考研报考同一学校的考生理论上是分配在一个考点，甚至是同一考场的。考研报考同一学校的相同专业和不同专业是一起考试的。因为考研的考点、考场分配是实行统一管理，采取统一分配的原则，便于管理。

考研考场还有另外的分配方法，是划分考研的考场、考点时先按照各省、各市进行统一划分，然后是按照学校进行划分，再次是按照专业进行划分。

总之就是考研考场怎么分配对于考生的影响不大，考生只需要按照准考证所指示的前往指定考点进行考试即可，并且携带相关证件。