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下面是读文网小编整理的银行英语口语:储蓄存款利息,欢迎大家阅读!
What's the interest rate for the savings account?
储蓄存款的利率是多少?
Do you pay interest on this account?
这种存款付给利息吗?
Please tell me what the annual interest rate is.
请告诉我年利率是多少。
Interest is paid at the rate of 1% per annum at present.
目前每年的利率是1%。
It allows you to earn a little interest on your money.
这可使你从存款中获得一点利息。
The account carries interest of 4%.
该存款有4%的利息。
The interest is added to your account every year.
每年的利息都加到你的存款中。
The interest rate for the savings account is 4%.
储蓄存款的利率是4%。
It varies from time to time. At present it is 6%.
(年息)每个时期都不同,现在是六厘。
Useful Words and Phrases
interest rate 利率
simple interest 单利
compound interest 复利
legal interest 法定利息
prime rate 优待利率
payable interest 应付利息
lending rate 贷款利率
usury 高利贷
the subsidy rate for value-preserved savings 保值储蓄补贴率
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下面是读文网小编整理的金融英语口语:开立储蓄帐户,以供大家学习参考。
Henry Samson is asking a clerk at the First National Bank about opening a regular savings account.
亨利·萨姆森在第一国民银行向一个职员询问有关开立普通储蓄帐户事宜。
Clerk:May I help you ,sir?
职员:我能为您做些什么吗?先生?
Samson:Yes,please .I'd like to open a savings account .Can you give me some information?
萨姆森:谢谢,我想开立一个储蓄帐户。请您和我谈谈这方面的事,好吗?
C:Yes,I'd be happy to help you .We call our regular savings account plan passbook savings.
职员:好的,我很乐意为您服务。我们把我们的银行的普通储蓄帐户称为银行存折储蓄。
You may open an account in your name only ,or a joint account with your wife.
您可以只用您自己的名字开立帐户,也可以与您的妻子开立共同帐户。
There is no minimum balance ,and you may make deposits or withdrawals at any time .
我们这里没存款最小余额的限制,而且可随时存款或取款。
S:Do I earn interest on the account ?
萨姆森:我能从帐户上得到利息吗?
C:Yes,we pay the highest interest rate permitted for commercial banks .
职员:可以的。我们这里支付商业银行所允许的最高利率。
We credit the earned interest to your account automatically every quarter.
每个季度,我们会自动地把利息划入您的帐户的贷方。
S:Is it difficult to open an account?I mean ,do I have to be a regular customer of the bank?
萨姆森:开立一个帐户难吗?我是说,我必须是银行的老客户吗?
C:No ,sir.not at all.All that's necessary is to fill out this signature card and make your initial deposit .
职员:不,先生,完全不必。您所需要做的只是填写一下这张签名卡,并进行首次储蓄,
Even a dollar is enough to open the account .
甚至一美元就可开立一个帐户。
S:Let's see .You want my name,address,occupation ,date of birth and Social Security number .
萨姆森:让我看看这张卡片。你要我填上姓名、住址、职业、出生日期和社会保险号码。
What's this item here,"Mother's Maiden Name"?
母亲婚前姓名这一项是怎么回事?
C:We ask that for identification purposes ,sir .It's a code word we use to positively identify you in case you lose your passbook or there is some other need for positive identification .
职员:我们要求这一姓名是为人便于辨别身份,先生。这是一个暗语,万一您丢失了您的存折,我们可以用它来确切地辨别您的身份,或者由于某种需要,用以准确地辨认身份。
S:I see.Well,let me fill this out and I'll open an account.
萨姆森:我明白了,那我就填写这张卡片,然后开立一个帐户。
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活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。按其存取款方式,活期储蓄存款又可分为活期存折存款、活期支票存款、定活两便存款、借记卡及通知存款等。下面是读文网小编整理的关于活期存折和储蓄存款的介绍,欢迎大家阅读!
The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit or withdrawal. According to the different methods of deposit or withdrawal, there are four types of savings deposits: current passbook deposit, current check deposit, time-demand optional deposit, debit card deposit and notice deposit, etc.
活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。按其存取款方式,活期储蓄存款又可分为活期存折存款、活期支票存款、定活两便存款、借记卡及通知存款等。
Current passbook deposit is the most fundamental and conventional method of bank deposits. A client may make deposits or withdrawals at any time. For its free and flexible use of funds, the current passbook deposit is taken as the basis of clients' financial asset managements.活期存折储蓄存款是银行最基本、常用的存款方式,客户可随时存取款,自由、灵活调动资金,是客户进行各项理财活动的基础。
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下面是读文网小编整理的银行柜台关于存款的实用英语口语,以供大家学习参考。
银行英语口语-存款
How much do you want to deposit with us?
你想在我们这存多少?
How much do you wish to pay into your account?
你希望在你的户头上存多少?
How much money do you plan to keep in your account on a regular basis?
你计划在你的户头上定期存放多少钱?
How much cash do you plan to deposit in your account?
你有多少钱要存入呢?
I want to deposit 300 yuan in my account.
我想在我的户头上存300元。
I want to deposit these cheques in my account.
我想把这些支票存在我的户头上。
I'd like to pay 200 yuan into my deposit account.
我想在在我的定期存款户头上存200元。
I want to deposit my paycheck.
我想存入我的工资支票。
I'd like to know whether I can cash a cheque here.
我想知道我能否在这兑换支票。
Will you please cash this traveler's cheque?
请兑现这张旅行支票好吗?
I'd like to cash this money order.
我想兑现这张汇款单。
I want to cash the balance of a traveler's letter of credit.
我要把旅行信用证的结余兑现。
Will you please tell me whether you charge for cheques?
请告诉我兑换支票收手续费吗?
Could you tell me how much the checks cost?
请告诉我这些支票要花多少钱?
What if I overdraw?
如果透支了怎么办?
I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
我认为你可把钱存入银行,或留在银行暂保管起来。
Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
Please sign your name on the bottom line if you want to cash the check.
如果想兑支票,请在底线上签名。
Please write your account number on the back of the check.
请在支票背面写上你的帐号。
We honored the check as the overdraft was only 5 yuan.
我们承兑这张支票的透支额只有5元。
Please endorse the cheque.
请背签这张支票。
The traveler's checks cost 1.5% of the total amount of purchase.
旅行支票手续费是购买总额的1.5%。
Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
Each cheque you write will cost 2 dollars.
你每开一张支票将花2美圆。
Useful Words and Phrases
account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付
cheque,check 支票
cheque book 支票本
order cheque 记名支票
bearer cheque 不记名支票
crossed cheque 横线支票
blank cheque 空白支票
rubber cheque 空头支票
cheque stub, counterfoil 票根
cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票
outstanding cheque 未付支票
canceled cheque 已付支票
forged cheque 伪支票
Bandar's note 庄票,银票
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The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit and withdrawal. According to the different methods of deposit and withdrawal, there are five types of savings deposit: current passbook deposit, current check deposit, time-demand optional deposit, debit card deposit and notice deposit.
活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。按其存取款方式,活期储蓄存款又可分为活期存折存款、活期支票存款、定活两便存款、借记卡及通知存款等。
1.A Current All-In-One passbook may be issued to you and a debit card may be applied for at the same time at any savings office after you transact the deposit and deposit 50,000 RMB yuan in a lump sum.
1、客户在银行办理存款手续,一次性存入50,000元人民币,即可获得活期一本通存折,并可同时申请借记卡。
2.At the time of account opening, the client may choose the method of withdrawal by password or with the passbook. If the method of withdrawal by password is chosen, the client shall put on the spot a six-digit password into your savings account. The password is put in through the password processor on the counter and is unknown to any other person including the teller of the bank. The password is the key with which you may make withdrawals and you must keep it in mind and not leak it to others.
2、开户时可选择凭密码取款或凭存折取款方式,如选择凭密码取款方式,客户须当场选择一个6位数字输入作为该活期储蓄账户的密码,在柜台上的密码器上输入,包括银行经办人员在内的其他人都无法知道密码。密码相当于您取款的一把钥匙,必须牢记,不可泄露他人。
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下面是读文网小编整理的银行英语情景口语对话:企业账户存款, 希望对大家有帮助。
A:Xiao Wang, could you tell me something about the group account deposit service?
B:It refers to the deposit business offered to the level-one account of group companies.
A:What's it for?
B:Group companies can perform flexible arrangement of funds among their subsidiaries by collecting from and appropriating into the accounts.
A:小王,您能说说集团账户存款业务是怎么回事吗?
B:它是指集团总公司一级账户的存款业务。
A:它有什么用呢?
B:集团总公司通过集团一级账户资金的上收和下拨,在其子公司之间进行资金的灵活调剂。
A:I see. The purpose is to strengthen the centralized management and increase the efficiency of funds.
B:That's it. At present,a lot of group companies are worried about their group account management.And this account is an outlet.
A:You're right. That's what we wanted.
B:Will you try one?
A:我明白了。这种业务的目的是加强资金的集中管理,提高资金使用效率。
B:正是。目前,许多集团公司为它们的账户管理而烦恼,因此就出现了这种存款业务。
A:您说得对,这正是我们所需要的。
B:办一个?
2
A:Xiao Wang,has your corporation opened the network settlement service in our bank?
B:Not yet.What's it?
A:Well.To make full use of the advanced settlement network and the advantage of the entire banking system, our bank provides such network settlement services for large enterprises and corporations as internal fund transfer,account inquiry,agency clearing and so on.
B:What are the requirements of it?
A:It's very simple.You just make a network settlement agreement with our bank,that's all.
B:What benefits would we receive from it?
A:Head offices of your group corporations may realize prompt integrated fund transfer and centralized allocation.It is good for internal supervision and administration.
B:Great. Will you transact one for our corporation as soon as possible?
A:Yes, I will.
A:小王,你们公司在我行开办网络结算业务了吗?
B:还没有。它是什么业务呢?
A:嗯。我行充分利用先进的结算网络,发挥全行整体功能,为大企业集团提供网络结算服务,办理企业集团系统内的资金汇划、账户查询、代理收付等业务。
B:开办这项业务有哪些条件吗?
A:很简单,贵公司只要与我行签定网络结算协议即可。
B:能得到什么好处吗?
A:贵公司集团总部可以实现资金的统一汇划,集中调拨,有利于集团自身的内部监督与管理。
B:太好了。尽快给我们公司开办这项业务好吗?
A:好的。
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导语:活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。按其存取款方式,活期储蓄存款又可分为活期存折存款、活期支票存款、定活两便存款、借记卡及通知存款等。下面是读文网小编整理的银行英语理论:活期存折、储蓄存款,欢迎大家阅读!
1.To apply for supportive electronic debit card with which you may handle such banking services as withdrawal and transfer on an ATM, and consumption at the specially engaged shops;申办与之配套的电子借记卡,可在ATM机上办理取款及转账等银行业务,可在特约商户购物消费;
2.To handle salary payment service on agency;办理代发薪服务;
3.To apply for telephone banking service;申请电话银行服务;
4.To make an automatic banking.通存通兑。
A client with a current passbook deposit account may handle the deposit or the withdrawal at any savings office with the passbook.
客户只要开立活期储蓄存款账户,便可以持存折在任一银行储蓄网点办理存取款业务。
IV. Procedures for Account Opening开户手续
1.A deposit passbook may be issued to you and a debit card may be applied for at the same time at any savings office after you fill out a deposit slip and deposit a certain amount of cash(1 RMB yuan at least)
在各银行任一分支机构填写存款凭条,存入一定数额现金(起存1元人民币),即可获得活期储蓄存折并可同时申请借记卡。
2.At the time of account opening, the client may choose the method of withdrawal by password or with a passbook. If the method of withdrawal by password is chosen, the client shall put on the spot a six-digit password into your savings account. The password is put in through the password processor on the counter and is unknown to any other person including the teller. The password is the key with which you may make withdrawals and you must keep it in mind and not leak it to others.开户时可选择凭密码取款或凭存折取款方式,如选择凭密码取款方式,客户须当场选择一个6位数字输入作为该活期储蓄账户的密码,在柜台上的密码器上输入,包括银行经办人员在内的其他人都无法知道密码。密码相当于您取款的一把钥匙,必须牢记,不可泄露他人。
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名词解释:存款利率指客户按照约定条件存入银行帐户的货币,一定时间内利息额同贷出金额即本金的利率。有活期利率和定期利率之分,有年/月/日利率之分。你知道怎么用英语表达吗?
China is set to fully liberalize its interest rate within one or two years, in a bid to further reform the financial sector, the Central Bank governor Zhou Xiaochuan said on Tuesday at a news briefing during the two sessions.
"We will let the market play its due role in interest rate liberalization. That's for sure," Zhou said. "Deposit rate is set to ease within one or two years. It's part of our plan."
He added that interest rates will possibly go up, but will eventually level in the longer term due to market forces and competition.
央行行长周小川本周二在两会上的一次新闻发布会中说道,中国将在一两年内全面开放利率,旨在进一步改革其金融部门。
周小川说:“我们将让市场在利率放开中发挥应有的作用,这是肯定的。存款利率放开将在最近的一两年内实现。这是我们计划的一部分。”
他补充道,利率可能会出现上升,但受市场力量和竞争影响,在长远看,最终会被拉平。
文中的deposit rate就是“存款利率”的意思,其中deposit用作名词,解释为“存款”,如deposit account(存款账户)、a current deposit(活期存款)、a fixed deposit(定期存款)。deposit的反义词是withdrawal(提款)。
第二段中的news briefing是“新闻发布会”的意思,也可以翻译成press conference、press briefing等。
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下面是读文网小编为大家带来关于存款的银行英语口语,欢迎大家学习!
How much do you want to deposit with us?
你想在我们这存多少?
How much do you wish to pay into your account?
你希望在你的户头上存多少?
How much money do you plan to keep in your account on a regular basis?
你计划在你的户头上定期存放多少钱?
How much cash do you plan to deposit in your account?
你有多少钱要存入呢?
I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
我认为你可把钱存入银行,或留在银行暂保管起来。
Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
I want to deposit 300 yuan in my account.
我想在我的户头上存300元。
I want to deposit these cheques in my account.
我想把这些支票存在我的户头上。
I'd like to pay 200 yuan into my deposit account.
我想在在我的定期存款户头上存200元。
I want to deposit my paycheck.
我想存入我的工资支票。
I'd like to know whether I can cash a cheque here.
我想知道我能否在这兑换支票。
Will you please cash this traveler's cheque?
请兑现这张旅行支票好吗?
I'd like to cash this money order.
我想兑现这张汇款单。
I want to cash the balance of a traveler's letter of credit.
我要把旅行信用证的结余兑现。
Will you please tell me whether you charge for cheques?
请告诉我兑换支票收手续费吗?
Could you tell me how much the checks cost?
请告诉我这些支票要花多少钱?
What if I overdraw?
如果透支了怎么办?
Please sign your name on the bottom line if you want to cash the check.
如果想兑支票,请在底线上签名。
Please write your account number on the back of the check.
请在支票背面写上你的帐号。
We honored the check as the overdraft was only 5 yuan.
我们承兑这张支票的透支额只有5元。
Please endorse the cheque.
请背签这张支票。
The traveler's checks cost 1.5% of the total amount of purchase.
旅行支票手续费是购买总额的1.5%。
Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
Each cheque you write will cost 2 dollars.
你每开一张支票将花2美圆。
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下面是读文网小编为大家带来银行英语双语阅读:活期存折和储蓄存款,欢迎大家学习!
The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit or withdrawal. According to the different methods of deposit or withdrawal, there are four types of savings deposits: current passbook deposit, current check deposit, time-demand optional deposit, debit card deposit and notice deposit, etc.
活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。按其存取款方式,活期储蓄存款又可分为活期存折存款、活期支票存款、定活两便存款、借记卡及通知存款等。
Current passbook deposit is the most fundamental and conventional method of bank deposits. A client may make deposits or withdrawals at any time. For its free and flexible use of funds, the current passbook deposit is taken as the basis of clients’ financial asset managements.活期存折储蓄存款是银行最基本、常用的存款方式,客户可随时存取款,自由、灵活调动资金,是客户进行各项理财活动的基础。
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储蓄卡是银行为储户提供金融服务而发行的一种金融交易卡,属于借记卡的一种。储蓄卡是如今人们最常用的消费工具,那么你知道储蓄卡用英语怎么说吗?下面读文网小编为大家带来储蓄卡的英语说法,欢迎大家学习!
能存钱,不是一般的储蓄卡!
Can put money, not be average deposit check!
顾客在手机上刷自己的储蓄卡,并将存款交给代理人,由后者收下保管。
Customers swipe their savings card on the phone and hand their deposit to the agent who pockets the money.
找到你需要的优惠券,下载到你在超市的储蓄卡上,付款时就可把钱省下来。
Just select the coupons you want, download them to your grocery savings card and save money at checkout.
此外,还有两种类型银行卡可供选择:储蓄卡和信用卡。
In addition, still card of two sort bank can offer an alternative: Deposit card and credit card.
银行在信用卡业务上吸引新客户的投资与宣传显然比储蓄卡业务上比例更重。
Banks to attract new customers in the credit card business investment and publicity is clearly heavier than the debit card business scale.
此外,储蓄卡上还有银行所属区域网的名称,例如NYCE或星星网络。
In addition, a cash card carries the name of the regional network the bank belongs to, such as NYCE or Star System.
可制作信用卡、证券卡、会员卡、查询卡、储蓄卡、地铁卡、电话卡、门票等。
It can be made for credit cards, security cards, membership cards, inquiry cards, deposit cards, subway cards and so on.
国投瑞银基金管理有限公司公布关于调整网上直销平台中国建设银行龙卡储蓄卡申购优惠费率的公告。
UBS Investment Fund Management Co., Ltd. announced on the adjustment of direct on-line platform for China Construction Bank roncador savings card purchase discount rate announcement.
单位到建行领取职工住房公积金龙卡后,职工原住房公积金储蓄卡将不能继续使用。
Construction Bank unit to receive housing fund roncador workers, employees of the original housing provident fund savings will not be able to continue to use the card.
父母可以为子女办一张储蓄卡,此卡为不能透支卡,办理手续简便,一般不收年费。
Parents can do a piece of deposit to get stuck for children, this calorie gets stuck to cannot overdraw, conduction procedure is simple, do not collect year of fee commonly.
此外,储蓄卡磁条上的所有信息都加了密,这样,即使有人得到卡,也不知道持卡人的密码和帐户号码。
In addition, all the information on a cash card's magnetic strip is also encrypted so that someone finding a card cannot learn the cardholder's personal ID number or bank account number.
本发明涉及一种银行存款防盗领方法及系统,特别是一种有效防止个人储蓄卡存款被盗领的方法及系统。
The invention relates to a method and a system for preventing peculation of bank deposit, in particular to a method and a system for preventing peculation of the deposit of a personal savings card.
信用卡的功能非常强大,既可以像一般银行储蓄卡存取现金、转账结算,又具有了消费信用的功能。对于信用卡的内涵,既有广义上的定义又有狭义上的定义。
Credit card is very powerful, both as general bank savings card access cash, transfer and settlement, but also has a consumer credit function.For credit card content, both broadly defined have narrowly defined.
通过本课题的研究,解决了企业在开展电子商务过程中实现在线支付的需求,构建一个全国性的电子商务支付系统,实现用户通过银行存折(或储蓄卡)完成网上购物在线支付的需求。
Through the study of this project, it satisfies their online payment demand for enterprises to develop E-commerce service, and builds a nationwide E-commerce payment system through which users can pay with their bankbook or savings card for things they bought on Internet.
基于储蓄卡与信用卡的不同,笔者将使用两种不同性质的卡分开讨论,从存款的性质、行为人使用卡片的方式以及行为人使用卡片后产生的不同的法律关系得出不同的结论。
Based on cash card and credit card is different, the author will discuss using two cards separately with different properties, from the nature of the deposits, the way to use the card and produce different legal relationship can work out different conclusions.
主题包括多方面工作预算衡量购物究竟是需要或想要银行事务支票储蓄信用卡信用报告驾驶及手机等等。
It covers many topics, including working, budgeting, figuring out if a purchase is a need or a want, banking, writing checks, savings, credit cards, credit reports, driving and cell phones.
该系统灵活地与银行储蓄、信用卡和会计业务系统结合,同时保持相对的独立性,把银行的各种代理业务集中在一起统一管理,实现各种各样不同方式的中间业务应用,方便客户和中心管理。
The system flexibly combines bank savings, credit cards and accounting business systems together. And each system is maintaining relative independence.
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小编为大家整理了银行英语储蓄存款利息口语,希望对你有帮助哦!
interest rate 利率
simple interest 单利
compound interest 复利
legal interest 法定利息
prime rate 优待利率
payable interest 应付利息
lending rate 贷款利率
usury 高利贷
the subsidy rate for value-preserved savings 保值储蓄补贴率
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小编为大家整理了银行英语存款口语表达,希望对你有帮助哦!
How much do you want to deposit with us?
你想在我们这存多少?
How much do you wish to pay into your account?
你希望在你的户头上存多少?
How much money do you plan to keep in your account on a regular basis?
你计划在你的户头上定期存放多少钱?
How much cash do you plan to deposit in your account?
你有多少钱要存入呢?
I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
我认为你可把钱存入银行,或留在银行暂保管起来。
Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
I want to deposit 300 yuan in my account.
我想在我的户头上存300元。
I want to deposit these cheques in my account.
我想把这些支票存在我的户头上。
I'd like to pay 200 yuan into my deposit account.
我想在在我的定期存款户头上存200元。
I want to deposit my paycheck.
我想存入我的工资支票。
I'd like to know whether I can cash a cheque here.
我想知道我能否在这兑换支票。
Will you please cash this traveler's cheque?
请兑现这张旅行支票好吗?
I'd like to cash this money order.
我想兑现这张汇款单。
I want to cash the balance of a traveler's letter of credit.
我要把旅行信用证的结余兑现。
Will you please tell me whether you charge for cheques?
请告诉我兑换支票收手续费吗?
Could you tell me how much the checks cost?
请告诉我这些支票要花多少钱?
What if I overdraw?
如果透支了怎么办?
Please sign your name on the bottom line if you want to cash the check.
如果想兑支票,请在底线上签名。
Please write your account number on the back of the check.
请在支票背面写上你的帐号。
We honored the check as the overdraft was only 5 yuan.
我们承兑这张支票的透支额只有5元。
Please endorse the cheque.
请背签这张支票。
The traveler's checks cost 1.5% of the total amount of purchase.
旅行支票手续费是购买总额的1.5%。
Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
Each cheque you write will cost 2 dollars.
你每开一张支票将花2美圆。
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小编为大家整理了银行英语存款常用词汇,希望对你有帮助哦!
account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付
cheque,check 支票
cheque book 支票本
order cheque 记名支票
bearer cheque 不记名支票
crossed cheque 横线支票
blank cheque 空白支票
rubber cheque 空头支票
cheque stub, counterfoil 票根
cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票
outstanding cheque 未付支票
canceled cheque 已付支票
forged cheque 伪支票
Bandar's note 庄票,银票
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活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。接下来小编为大家整理什么是活期储蓄存款,希望对你有帮助哦!
The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit and withdrawal. According to the different methods of deposit and withdrawal, there are four types of savings deposit: current passbook deposit, currentdeposit with check, time-demand optional deposit, debit card deposit and notice deposit.
Currentdeposit with check is defined as one that does not have a definite term with the minimum amount of at least 5,000 RMB yuan in the account; that is guaranteed by client's own standing, and the depositors can make deposits and withdrawals by a current check from the check account at any time after you are issued with a check book by the savings office.
Currentdeposit with check is the most basic and conventional method of bank deposit. A client may make deposits or withdrawals at any time. For its free and flexible use of funds, the current passbook deposit is taken as the basis of clients' financial asset managements.
Aside from the functions of deposit and withdrawal, a current passbook deposit account also has the following functions:
1.To apply for supportive electronic debit card with which you may handle such banking services as withdrawals and transfer on an ATM, and consumption at the specially engaged shops;
2.To handle salary payment service on agency;
3.To apply for telephone banking service;
4.To make an automatic banking.
A client with a current passbook deposit account may handle the deposit or the withdrawal at any banking institution with the current check.
A checkbook may be issued to you after you fill out a deposit slip and deposit a certain amount of cash (5,000 RMB yuan at least) at any banking outlets.
活期储蓄存款是指不确定存期、客户可随时存取款、存取金额不限的一种储蓄方式。按其存取款方式,活期储蓄存款又可分为活期存折存款、活期支票存款、定活两便存款、借记卡及通知存款等。
活期支票存款是指不确定存期,起存金额为5,000元人民币,以个人信用为保证,开户后由储蓄机构发给支票簿,凭活期支票在支票账户中支取款项的一种储蓄方式。
活期支票存款是银行最基本、常用的存款方式,客户可随时存取款,自由、灵活调动资金,是客户进行各项理财活动的基础。
活期支票存款账户除了具有存取款功能外,还有以下功能:
1、申办与之配套的电子借记卡,可在ATM机上办理取款及转账等银行业务,可在特约商户购物消费;
2、办理代发薪服务;
3、申请电话银行服务;
4、通存通兑。
客户只要开立活期支票存款账户,便可以持活期支票在任一银行机构办理存取款业务。
在银行任一分支机构填写存款凭条,存入一定数额现金(起存金额5,000元人民币),即可获得活期支票簿。
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外币储蓄存款是指银行吸收自然人外汇资金的业务。银行可为存款人开立外汇账户和外币现钞账户。接下来小编为大家整理什么是外币储蓄存款,希望对你有帮助哦!
All convertible foreign banknotes brought in the territory from abroad may be deposited in the foreign banknotes accounts.
In opening an account of B-type foreign currency deposits, the depositor shall present his or her passport, the residence certificate or other valid credentials for all foreigners or Chinese of foreign nationalities.
In opening an account of C-type foreign currency deposits, the depositor shall present his or her ID card or other valid credentials.
The types of currencies that may directly be deposited in foreign bank-notes accounts include: U.S. dollar, Pound sterling, Euro, Japanese yen, and Hong Kong dollar, the types of currencies that may directly be deposited in foreign exchange accounts, aside from the above-mentioned five types, also include: Canadian dollar, Swiss franc, Belgium franc, Netherlands guilder, and Australian dollar. For other convertible foreign currencies, the depositor may choose any of the above-mentioned currencies and deposit after conversion according to the foreign exchange quotations on that day.
Foreign currency savings deposits may be kept in the account of deposit certificate or checking account. They may be deposited and withdrawn at any time. The minimum amount for such deposit is foreign currencies with a value not less than the equivalent of RMB 100 yuan for a B-type account of deposit, or foreign currencies with a value not less than the equivalent of 20 RMB yuan for a C-type account of deposit.
Time deposits of lump-sum deposit and lump-sum withdrawal are fixed deposits that are deposited by lump-sum, and whose principal and interest are paid by lump-sum upon maturity. The terms of deposit are divided into five grades: 1 month, 3 months, 6 months, 1 year or 2 years. The Bank issues registered certificates of deposit for such deposits.
Foreign currencies with a value not less than the equivalent of 500 RMB yuan for a B-type deposit, or foreign currencies with a value not less than the equivalent of RMB50 yuan for a C-type deposit. Such deposit may be withdrawn fully or partially prior to maturity for once, or, upon authorization in advance, handled on agency renewal of depositing upon maturity by the bank.
Savings/time optional deposit in foreign currency are registered deposit without fixed amount, without definite maturity, whose interest rate varies in line with the length of maturity. The minimum amount of deposit is the foreign currency with a value not less than the equivalent of 50 RMB yuan. The longest maturity is 1 year, and the interest is computed at a discount rate relevant to the corresponding grade of interest rate for time deposits of lump-sum depositing and lump-sum withdrawal according to the actual number of days deposited. The interest is computed with reference to interest rate of the RMB Time/Current Optional Deposits.
The principal is deposited in a lump-sum for a maturity of not less than seven days. The minimum amount of deposit is the foreign currency with a value not less than the equivalent 5,000 RMB yuan. For the withdrawal of such deposit, the Bank shall be informed in writing seven days ahead of time.
1.乙种外币存款的开户对象
居住在中国境内外、港澳台地区的外国人、外籍华人、华侨、港澳台同胞,均可以本人名义开立本存款账户。
2、丙种外币存款的开户对象
凡持有外币的中国境内居民均可以开立丙种外币存款账户。
银行对外汇或外币现钞存入采取不同账户管理原则,即区分外汇账户和外钞账户。
1、外汇账户(简称外汇户)
凡从境外汇入、携入或寄入的可自由兑换的外汇可存入外汇账户。不能立即付款的外币票据,需经银行办理托收,收托后方可入账。
2、外钞账户(简称外钞户)
凡从境外携入的可自由兑换的外币现钞,存入外钞账户。
开立乙种外币存款账户时,外籍储户可凭其护照,居民证明或其他有效身份证件。
开立丙种外币存款账户时,储户可凭其护照,居民证明或其他有效身份证件。
可直接存入外钞存款账户的货币种类有:美元、英镑、欧元、日元、港币等货币;可直接存入外汇存款账户的货币除上述五种外,还有:加拿大元、瑞士法郎、比利时法郎、荷兰盾、澳大利亚元等货币。其它可自由兑换的外币由存款人自由选择上述之一种,按当日外汇牌价折算存入
外币活期存款为存折户和支票户,可随时存取,开户起存金额:乙种账户存款为不低于人民币100元的等值外币;丙种账户存款为不低于人民币20元的等值外币。
整存整取定期存款为固定存期,一次存入,到期一次支取本息,存期分为1个月、3个月,6个月,1年,2年五个档次。银行出具记名式存单。
乙种存款为不低于人民币500元的等值外币;丙种存款为不低于人民币50元的等值外币。本存款可允许全部或部分提前支取一次,也可预约由银行代办到期转期续存。
外币定活两便存款是一种不确定存期,利率随存期长短而变动的记名式不定额存款。起存金额不低于人民币50元的等值外币。存期最长为1年,按实存天数,符合整存整取定期存款哪个档次就按该档次利率打折计息。计息参照“人民币定活两便储蓄存款”
一次性存入本金,存期不少于7天,起存金额不低于5,000元人民币的等值外币。支取存款需在7天前书面通知银行。
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小编为大家整理银行储蓄柜常用英语,希望对你有帮助哦!
1.Thank you
2.We'll glad to receive any suggestions to help us improve our service
3.Goodbye
4.Don't mention it (Not at all)
5.Hope to see you again
6.Welcome to use Peony Credit Card
7.Welcome to use ATM
8.Sorry
9.Please line up
10.Please wait a moment
11.Good morning(Good afternoon )
12.Please
13.Hello
14.Welcome
15.Welcome to deposit in ICBC
16.Demand(current)deposit
17.Demand(current)bankbook
18.Rate for current deposit
19.Time(fixed)deposit
20.Interest Rate for fixed deposit
21.Certificates of deposit
22.Flexible maturity deposit
23.Transferable certificate of large amount time deposit
24.Withdrawal form
25.The exchange rate for U.S.dollars
26.Termination of a deposit
27.Date due
28.Automatic teller machine(ATM)
29.The detailed list of interest
30.Peony Credit Card
31.Exchange U.S.dollars for Renminbi
32.What can I do for you?
33.May I help you?
34.We are open for business form 8:00 a.m to 6:00 p.m with no break at noon
35.We are open for business all week including Saturday and Sunday
36.I'd like to deposit(withdraw)
37.Which type of deposit do you prefer,time deposit or current deposit?
38.I prefer time deposit(current deposit)
39.Is it your first time to deposit here?I am going to open an account for you.
40.How long would you like to deposit for?
41.Pardon,I do not understand,Could you give me more details.
42.OK.The term of fixed deposit ranges form three month to five years,including three months,six months,one year,two years,three years and five years. The longer the term the higher the interest rate.
43.Partdon.
44.Could you fill in this slip in ink please.
45.You have made a mistake here,Please fill it in again
46.Opening an account is free of charge, but you have to deposit 10 yuan as your initial deposit.
47.The current deposit can be withdrown at any ICBC savings office in this city,It's convenient for you
48.We also have flexible maturity deposit. The interest rate is sixty percent of the interest rate for the time deposit
49.Excuse me,how much do you want to withdraw?
50.Please use Arabic figures
51.Please fill in your address here
52.Please enter your code number.
53.There is somrthing wrong,Please enter your code number again.
54.You've made a mistake in counting. Do it again please
55.Please wait a minute .I will calculate it again
56.Please keep the chip
57.Here are your money and deposit book.
58.Please hand back your chip
59.Please count the cash (your money)
60.Here is your book (certificate)。
61.Please wait a moment , I will do it for you as soon as possible
62.The computer isn't working now. Please go to another savings office or come again tomorrow
63.Please wait a moment, we are checking it
64.Sorry, since there is no power, we can only serve you manually.
65.Sorry for keeping you waiting.
66.I'm sorry you had to come several times.
67.Everything is in order.
68.I have lost my bankbook, what should I do?
69.You can report the loss of the bankbook.
70.Do you remember the account name and number, maturity, amount and code number.
71.Please show your I.D card
72.My name is Jenny Lee, but I don't
remember anything the details
73.Please try to remember the details.
74.It's for the safety of your deposit
75.Would you please leave your telephone number.
76.Please bring this application form to collect new bankbook or money in 7 days.
77.I can reissue a new bankbook for you,but we must deduct ten yuan handling charges.
78.I am going to apply for a Peony Credit Card
79.You can apply for it in the ICBC
Peony Credit Card Department. The address is Beijing Road NO.8
80.Please wait a moment. The amount you are withdrawing exceeds one thousand yuan,so I have to ask authorization form the credit card issuing center
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考研英语2024备考复习技巧
考研英语分为英语一,英语二。考研英语一和英语二的题型都有英语知识运用、阅读理解和写作。以下是小编为大家收集的关于考研英语2024备考复习技巧的相关内容,供大家参考!
1、考研英语二的总考试时长是180分钟。
2、第一部分的20个选择题,可以安排20分钟。
3、第二部分的A节安排75分钟,B节安排25分钟。预计总时长是100分钟。
4、第三部分的英译汉,安排20分钟。
5、第四部分的Part A安排15分钟,Part B安排25分钟。预计总时长是40分钟。
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硕士研究生考研英语完型填空题及答案(2024)
为了让考研的同学更高效地复习考研英语,小编考研频道已经整理出了2024年考研英语完型填空试题和答案。如果你正在准备考研,不妨了解一下这些资料,希望它们能对你的备考有所帮助。
考研的考场分配根据考生的所在地以及报考学校等进行安排,在职人员考研时,考场一般都会分配在户籍所在地或工作单位所在地。
考研报考同一学校的考生理论上是分配在一个考点,甚至是同一考场的。考研报考同一学校的相同专业和不同专业是一起考试的。因为考研的考点、考场分配是实行统一管理,采取统一分配的原则,便于管理。
考研考场还有另外的分配方法,是划分考研的考场、考点时先按照各省、各市进行统一划分,然后是按照学校进行划分,再次是按照专业进行划分。
总之就是考研考场怎么分配对于考生的影响不大,考生只需要按照准考证所指示的前往指定考点进行考试即可,并且携带相关证件。
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