为您找到与以外币存单质押的个人存单质押贷款相关的共79个结果:
个人存单质押贷款是借款人以未到期的个人本、外币定期存单作质押,从银行取得一定金额的人民币贷款,并按期偿还贷款本息的贷款业务。接下来小编为大家整理了什么是个人存单质押贷款,希望对你有帮助哦!
Personal loan pledged by certificates of deposit (CD) /treasury bonds is a kind of business combining deposit and loan in which the client gets a certain amount of Renminbi loan from the bank by pledging undue certificate(s) of time deposit and also repays the principal and interest accrued on schedule. CDs used for hypothecation are limited to certificates of time deposits issued by the savings outlets in the local administrated area of the tier-one branches of and branches under the Bank of China.
Any resident in China with full capacity for civil conduct, holder of undue certificates of time deposit in local or foreign currencies issued by the Bank of China or treasure bonds, may apply for a personal loan pledged by CDs/treasure bonds to the Bank.
The length of maturity of a personal loan pledged by CDs/treasury bonds may not exceed the due date of the pledged CD. Besides, the longest maturity shall be one year. If multiple certificates of personal deposit are pledged, the length of maturity shall be set according to the nearest due date. For automatic renewal certificates of deposit, the length of maturity shall be set according to the length of automatic renewal.
The interest rate for loans of the same grade announced by the People's Bank of China applies to the interest rate for personal loans pledged by CDs/treasury bonds. The interest rate shall not float beyond the ceiling rate specified by the People's Bank of China. If the length of maturity is less than six months, the interest rate shall be that for the six month loan. For repayment before maturity date, the interest shall be calculated according to the originally set interest rate and the actual number of days of borrowing. In case the People's Bank of China adjusts the interest rate, the contracted interest rate is still adopted within the length of maturity.
Borrowers may use the loans for purchases of houses, cars and expensive consumer durables, for house refurbishing, vacation and travel, education and other consumer demands, as well as for working capital demand in normal operations.
The minimum amount of a personal loan pledged by CDs/treasury bonds is RMB1,000. The amount of the loan shall in principle not exceed 90% of the face value of the pledged CD (for deposits in foreign currencies, calculated in Renminbi translated at the current day buying rate of foreign exchange ). The maximum borrowing limit of a single loan shall in principle not exceed RMB3,000,000.
The borrowers may use cash or deposits with the Bank of China for debt service. With the consent of the lender, the borrowers may repay the principal and interest of the loans ahead of schedule.
个人存单质押贷款是以客户未到期的定期储蓄存单做质押,从银行取得一定金额的人民币贷款,并按期偿还贷款本息的一种存贷结合业务。用于质押的存单仅限于中国银行一级分行及直属分行本辖区内各储蓄网点所开具的定期储蓄存单。
凡具有完全民事行为能力的中国境内居民,持有中国银行开具的未到期本、外币定期储蓄存单者均可向我行申请办理个人存单质押贷款。
个人存单质押贷款期限不得超过质押存单的到期日,且最长不超过一年。若为多张个人存单质押,以距离到期日最近的时间确定贷款期限。办理自动转存的存单视自动转存期限长短确定。
个人存单质押贷款利率按中国人民银行公布的同档次贷款利率执行。利率上浮的最高比例不得超过中国人民银行的规定。借款期限不足6个月的按6个月贷款利率确定,提前还贷按原定利率和实际借款天数计算。如遇中国人民银行调整利率计息,在贷款期限内仍按合同利率执行。
借款人可将贷款用于购买住房、汽车、大额耐用消费品和用于家居装修、度假旅游、教育助学等消费需求,以及用于正常经营的资金需求。
个人存单质押贷款额度起点为人民币1000元;贷款金额原则上以不超过存单面额80%的质押率计算(外币存款按当日公布的外汇(钞)买入价折成人民币计算);贷款最高限额原则上单笔不超过10万元人民币。
借款人可用现金或其在中国银行的存款偿还贷款本息。经贷款人同意,借款人可提前归还贷款本息。
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个人综合消费贷款是各银行等向借款人发放的用于指定消费用途的人民币担保贷款。接下来小编为大家整理了什么是个人综合消费贷款,希望对你有帮助哦!
Personal comprehensive consumer loan is referred to the RMB loan provided to the borrower by the bank, used for designated concrete consumption. It can be divided into 4 levels as 6-month, 1-year, 2-year and 3-year. The loan varies from 2,000 Yuan to 500,000 Yuan. Personal comprehensive consumer loan features wide consumption uses, high loan line, flexible loan term, etc. It's the ideal choice for a wide range of consumers for achieving the aim of "pay thefuture fortune in advance and enjoy advancing life". The loan line should be more than 2,000 Yuan and less than 500,000 Yuan and the detailed loan line will be determined by bank according to borrower's credit status and the guarantee offered. The term of the loan can be divided into 4 levels, such as 6-month, 1-year, 2-year and 3-year. The loan interest rate is implemented in accordance with the loan interest rate stipulated by the People's Bank of China for the corresponding period. If the loan term is shorter than 1 year, the contract interest rate will be implemented; If the loan term is longer than 1 year, it will be counted on grades and the regulation of legal interest rate will start from the beginning of next year, and the new interest rate shall be implemented in accordance with corresponding interest rate.
个人综合消费贷款是银行向借款人发放的用于指定消费用途的人民币贷款。 款期限分6个月、1年、2年、3年四个档次,贷款限额为2000元至50万元。个人综合消费贷款具有消费用途广泛、贷款额度较高、贷款期限灵活等特点,是广大消费者实现“预支未来财富,享受超前生活”的理想选择。 贷款额度最低为2000元,最高为50万元,由银行根据借款人资信状况及所提供的担保情况确定具体贷款额度。 贷款期限分6个月、1年、2年、3年四个档次。 贷款利率按照中国人民银行规定的同期贷款利率计算。在贷款期间如遇利率调整时,贷款期限在1年(含)以下的,按合同利率计算;贷款期限在1年以上的,实行分段计算,于下一年年初开始,按相应利率档次执行新的利率。
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个人贷款,又称零售贷款业务,经过几十年的发展,已成为一项重要的贷款业务。接下来小编为大家整理了个人贷款种类的介绍,希望对你有帮助哦!
Personal house purchase loan means a loan lent by bank to the borrower for purchasing a self-used common housing.
个人购置住房贷款是指银行向借款人发放的用于购买自用普通住房的贷款。
The prospective borrower of personal housing loan should be a natural person having a complete civil capacity.
个人购置住房贷款对象应是具有完全民事行为能力的自然人。
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幼儿园的教学工作已经随着寒假的到来暂时告别一段落了,幼儿园教师要做好个人的教育工作总结,这对个人提高教学质量是十分重要的,那么想知道幼儿园教师教育教学工作个人总结要怎么写吗?下面读文网小编为大家带来幼儿园教师教育教学工作个人总结,希望对你有所帮助。
本期的工作即将结束,我的工作也在紧张而又充实的时间里度过了。回顾这学年,忙碌而愉快的工作,让我成长了很多,也取得了一定的成绩。在这里我对本学期的工作做个小结,并从中拮取精华加以保存,寻找不足加以弥补,争取在新的一年中取得更大的进步。
一、思想政治方面:
教师被喻为人类灵魂的工程师,教师的政治思想会直接影响到孩子。我在思想上高标准的严格要求自己。积极参加园内各项活动,并认真做好记录。做到不迟到、不早退,树立为人师表的形象。
二、教育教学方面:
从本班幼儿的实际情况出发,设计好主题活动,精心安排好每周计划活动的内容,认真组织好每节活动。在活动中,让幼儿在实际操作中学习,使幼儿真正成为学习的主人,在获得全面、和谐发展的同时也得到个性的发展。
1、 从生活抓起,培养幼儿良好的常规习惯。本学期,根据我班的几个弱点,着重开展以下活动来促使班级常规良好风气的形成:对进步的幼儿及时表扬,对落后的幼儿给予鼓励;在活动中,我有针对性的对个别幼儿进行教育,做到“三轻”即:说话轻、拿玩具轻、玩玩具轻。
2、 每天保持幼儿户外体育活动时间,带领幼儿认真开展各项体育活动、锻炼身体。在每周计划活动中,根据幼儿的现状情况,合理设计好每日的户外体育活动内容和运动量。
3、 为幼儿创设良好的学习环境,精心选择适合幼儿的教学方法,充分准备教具。在每一次活动中,我还注意到发掘每次活动的游戏价值,让幼儿在游戏活动中得到自我发展。注重环境的创设,让幼儿在环境中学习,通过与环境、材料的互动,使幼儿得到发展。
三、业务学习方面:
我深刻的认识到,时代在发展,社会在进步,教育教学观念也在不断更新和变革,我十分注重业务学习,不段充实自己,解剖自己,正视自己,不断为自己充电,提高自身素质,提高文化专业知识水平。我也体会到在有幼儿园这个团结、向上的群体中,进步是一种需要和必然;我利用空余的时间翻阅一些有关幼教方面的书籍,从中了解最新的幼教动态,学习幼教杂志上的文章,了解幼教改革的新动向,积极向有经验的老师学习请教,做中学、学中做,不段积累经验,使自己的业务水平有所提高,有所发展。
四、家长工作方面:
老师和家长通过交流,可以了解幼儿在家和幼儿园的情况,所以,家长和老师的交流显得尚为重要,每天放学后,我都及时向家长反映该幼儿当天的纪律与学习的情况,做好的给予及时的鼓励和表扬,做得不够的请家长配合,助幼儿纠正。如发现缺席的幼儿,我及时打电话与家长问候幼儿的身体健康状况,切实做好家园同步工作。
幼儿园教育是一个复杂的教育,不是家庭、幼儿园可以单独胜任的,它需要两者接个才能取得好的成效。让家长了解孩子在园的情况,同时也让我们了解孩子在家的情况,相互了解,同时吸取家长对幼儿园教育和管理工作的意见和建议,努力使孩子得到更全面的发展。 五、存在的不足:
1、在以后的工作中力争做到“今日事今日毕”,避免因自身懒惰造成的拖拉现象。
2、工作中更严格的要求自己努力提高自己分析问题能力和科研能力。“谁爱孩子,孩子就爱他。只有爱孩子的人,他才可以教育孩子。”在以后的工作中我将用心去爱每一个孩子。努力克服自身的弱点,争取更大的进步。
作为一名幼儿教师不仅要管理好班级,有一颗爱孩子的心,还要不断的提高自身的素质,不断的完善自身修养,不断的吸取经验。这学期,我努力作好本职工作,但也存在着不足,对自己缺乏高要求。我会在今后的工作中加以改进,继续努力,跟上社会时代的步伐。
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随着新课程改革的全面实施,英语教师的课堂角色开始发生变化,这就对教师的自身素质提出了更高的要求,需要教师做好个人研修计划。下面读文网小编为大家带来小学英语个人研修实施计划范文,希望对您有所帮助。
一、指导思想:
本学期英语教学仍将坚持以“科学发展观”和《小学英语课程标准》为指导思想,立足我校实际,以校本研修为主平台,以“如何让学生用活目标语言”和“优化设计,提高学生的语言运用能力”为主题,立足课堂教学,努力提高学生的素质水平,促进我个人与学生的共同发展。
二、个人研修目标与要求:
1、以新的教育理念为指导,以课程改革重点,以促进师生共同发展为目的,以改革课堂教学为突破口。把立足点放在解决教学改革和实践中所遇到的实际问题上;着眼点放在理论与实践的结合上;切入点放在教师教学方式和学生学习方式的转变上。
2、通过学习校本课程,使自己成为一名精通教学业务,了解学生个性,能够实施人文关怀和科学教育的勤学习、善思考的新型教师。
3、积极参加学校组织的课题研究,提高教育教学科研意识和能力,努力争做反思型、研究型和学者型教师,为学生做好榜样。
4、加强自身的师德修养,争做具有强烈的事业心,崇高的使命感,乐于奉献,勇于吃苦,勤洁廉正的教师。
5、树立终身学习的理念,不断学习,不断提高自己的文化底蕴、理论水平和实践能力。
6、结合教学实践,把个人校本研修工作做好,从而为整个学校的校本研修而努力。
三﹑学习内容:
1、听评课,在学校有计划的安排下认真听课、评课。
对象以本校教师为主,本学期至少听20节课。
2、英语新课程标准。以“分层教学”为具体研修内容,积极与同事交流研讨,力争在提高自己教学能力的同时也大面积提高学生的成绩。
3、广泛地阅读各类有益的书籍及报刊,例如:每期订阅有关英语教学方面的报纸报刊,细读“英语新课程标准”,并作好教学随笔。
4、认真研究教材教法,认真写好教学设计。
四、活动与实施:
1、加强学习,提高意识。认真参加学校组织的业务学习和政治理论学习,全面贯彻《英语学科教学常规》,提高自身常规意识。
2、抓住随堂听课的有利时机,广泛听取反馈意见并积极改进,争取逐步形成自己的教学特色,提高40分钟的教学质量。
3、学习教材、理解教材、探索教法。对课堂教学过程中出现的新问题,做到及时研究解决,不断积累课改工作经验。
4、利用网络进行学习与交流。利用网络学习现代信息科技,不断构建、丰富自己的知识结构和思路水平,并要求自己每个学期制作不少于2节的课件。
深化反思教研活动,范围包括:课堂教学反思、课前和课后的反思,不少于16节。
5、树立现代学生观,学会以发展的眼光看待每一个学生。相信学生的巨大潜能,并努力去探索发掘;在教育教学活动中发扬学生的主体精神,促进学生的主体发展,努力做到因材施教。
6、认真做好每天的教学后反思,得出成功经验和存在问题。
教师的自身发展不仅是学校教育质量的基本保证,更是学校教育内涵不断提升的动力之源。而校本研修为教师的专业化发展搭建平台,根据学生实际,探究和改进教学方法,解决在课堂教学实践中遇到的问题。所以,我们要遵守学校的安排,积极参加教研组活动,积极参与校本研修,和同行们共同学习,共同提高。
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个人简历是求职者给招聘单位发的一份简要介绍。包含自己的基本信息:姓名、性别、年龄、民族、籍贯、政治面貌、学历、联系方式,以及自我评价、工作经历、学习经历、荣誉与成就、求职愿望、对这份工作的简要理解等。那么你知道个人简历用英语怎么说吗?下面来学习一下吧。
个人简历表 Resume Form ; Resume table
求职个人简历 Job Resume
新闻记者个人简历 Journalist Resume
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下面读文网小编为大家带来求职面试必备英语句型,欢迎大家学习!
…(special) responsibility for...
...(特别)责任...
…in a broad range of areas…
...在广泛的领域...
…with (special) expertise in…
......有(特殊)的专业技术...
…experience includes…
......经验包括...
…including…
…包含…
…with almost…
...几乎...
...current interest in…
......在目前的兴趣...
…current work in…
......在目前的工作...
…many aspects of…
......在许多方面...
...all aspects of…
...的各个方面...
…experience of…
...经验...
…as well as…
…以及…
...with a commitment to…
......有一个承诺......
...(special) emphasis on…
...(特别)重视...
…reporting to…
…报告给…
…much of it…
......大部分是...
…with more than…
...有超过...
…many of them...
…许多人...
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外币储蓄存款是指银行吸收自然人外汇资金的业务。银行可为存款人开立外汇账户和外币现钞账户。接下来小编为大家整理什么是外币储蓄存款,希望对你有帮助哦!
All convertible foreign banknotes brought in the territory from abroad may be deposited in the foreign banknotes accounts.
In opening an account of B-type foreign currency deposits, the depositor shall present his or her passport, the residence certificate or other valid credentials for all foreigners or Chinese of foreign nationalities.
In opening an account of C-type foreign currency deposits, the depositor shall present his or her ID card or other valid credentials.
The types of currencies that may directly be deposited in foreign bank-notes accounts include: U.S. dollar, Pound sterling, Euro, Japanese yen, and Hong Kong dollar, the types of currencies that may directly be deposited in foreign exchange accounts, aside from the above-mentioned five types, also include: Canadian dollar, Swiss franc, Belgium franc, Netherlands guilder, and Australian dollar. For other convertible foreign currencies, the depositor may choose any of the above-mentioned currencies and deposit after conversion according to the foreign exchange quotations on that day.
Foreign currency savings deposits may be kept in the account of deposit certificate or checking account. They may be deposited and withdrawn at any time. The minimum amount for such deposit is foreign currencies with a value not less than the equivalent of RMB 100 yuan for a B-type account of deposit, or foreign currencies with a value not less than the equivalent of 20 RMB yuan for a C-type account of deposit.
Time deposits of lump-sum deposit and lump-sum withdrawal are fixed deposits that are deposited by lump-sum, and whose principal and interest are paid by lump-sum upon maturity. The terms of deposit are divided into five grades: 1 month, 3 months, 6 months, 1 year or 2 years. The Bank issues registered certificates of deposit for such deposits.
Foreign currencies with a value not less than the equivalent of 500 RMB yuan for a B-type deposit, or foreign currencies with a value not less than the equivalent of RMB50 yuan for a C-type deposit. Such deposit may be withdrawn fully or partially prior to maturity for once, or, upon authorization in advance, handled on agency renewal of depositing upon maturity by the bank.
Savings/time optional deposit in foreign currency are registered deposit without fixed amount, without definite maturity, whose interest rate varies in line with the length of maturity. The minimum amount of deposit is the foreign currency with a value not less than the equivalent of 50 RMB yuan. The longest maturity is 1 year, and the interest is computed at a discount rate relevant to the corresponding grade of interest rate for time deposits of lump-sum depositing and lump-sum withdrawal according to the actual number of days deposited. The interest is computed with reference to interest rate of the RMB Time/Current Optional Deposits.
The principal is deposited in a lump-sum for a maturity of not less than seven days. The minimum amount of deposit is the foreign currency with a value not less than the equivalent 5,000 RMB yuan. For the withdrawal of such deposit, the Bank shall be informed in writing seven days ahead of time.
1.乙种外币存款的开户对象
居住在中国境内外、港澳台地区的外国人、外籍华人、华侨、港澳台同胞,均可以本人名义开立本存款账户。
2、丙种外币存款的开户对象
凡持有外币的中国境内居民均可以开立丙种外币存款账户。
银行对外汇或外币现钞存入采取不同账户管理原则,即区分外汇账户和外钞账户。
1、外汇账户(简称外汇户)
凡从境外汇入、携入或寄入的可自由兑换的外汇可存入外汇账户。不能立即付款的外币票据,需经银行办理托收,收托后方可入账。
2、外钞账户(简称外钞户)
凡从境外携入的可自由兑换的外币现钞,存入外钞账户。
开立乙种外币存款账户时,外籍储户可凭其护照,居民证明或其他有效身份证件。
开立丙种外币存款账户时,储户可凭其护照,居民证明或其他有效身份证件。
可直接存入外钞存款账户的货币种类有:美元、英镑、欧元、日元、港币等货币;可直接存入外汇存款账户的货币除上述五种外,还有:加拿大元、瑞士法郎、比利时法郎、荷兰盾、澳大利亚元等货币。其它可自由兑换的外币由存款人自由选择上述之一种,按当日外汇牌价折算存入
外币活期存款为存折户和支票户,可随时存取,开户起存金额:乙种账户存款为不低于人民币100元的等值外币;丙种账户存款为不低于人民币20元的等值外币。
整存整取定期存款为固定存期,一次存入,到期一次支取本息,存期分为1个月、3个月,6个月,1年,2年五个档次。银行出具记名式存单。
乙种存款为不低于人民币500元的等值外币;丙种存款为不低于人民币50元的等值外币。本存款可允许全部或部分提前支取一次,也可预约由银行代办到期转期续存。
外币定活两便存款是一种不确定存期,利率随存期长短而变动的记名式不定额存款。起存金额不低于人民币50元的等值外币。存期最长为1年,按实存天数,符合整存整取定期存款哪个档次就按该档次利率打折计息。计息参照“人民币定活两便储蓄存款”
一次性存入本金,存期不少于7天,起存金额不低于5,000元人民币的等值外币。支取存款需在7天前书面通知银行。
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下面读文网小编为大家带来职场英语介绍个人爱好怎么说,欢迎大家学习!
Interviewer: What do you do in your spare time?
面试官:你在空闲时做些什么?
Park: I have many hobbies. I like almost all kinds of sports and I also like to listen to classical music.
帕克:我有很多爱好。几乎各类运动我都喜欢,我还喜欢听古典音乐。
Interviewer: What sports do you like best?
面试官:你最喜欢什么运动?
Park: Football. It's a very exciting game because it keeps you alert and I also enjoy the team spirit of football.
帕克:足球。足球是项非常刺激的运动,它会让你保持思维敏捷,我也喜欢足球这项运动中的团队精神。
Interviewer: Do you like reading books?
面试官:你喜欢读书吗?
Park: Yes. I enjoy reading biographies, especially those of well-known statesman, militarists, scientists and artists. I can
leam a lot from their life histories.
帕克:喜欢。我喜欢读传记,尤其是那些著名政治家、军事家、科学家和艺术家的传记。我能从他们的生平中学到很多东西。
Interviewer: Who are your favorite authors?
面试官:你最喜欢的作家有哪些?
Park: I like the novels of Dickens very much. I've read almost all of them in Chinese translation. I wish I could read them
in the original.
帕克:我非常喜欢狄更斯的小说,他小说的中译本我几乎全读过。我希望我能读他的原著。
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在英语考试的听力中,我们需要通过录音中的情景对话来听取我们所要的答案,今天读文网小编在这里为大家分享一些三个人的英语对话,欢迎大家阅读!
Bill:Hello,Jill.
Jill:Hi,Bill.
Bill:What happened? You look like a little upset.
Jill:I'm worried about my exams. My teacher asks me to make a public sppech with one classmate.
Bill:So you don't have a partner?
Jill:No,I have.Lily is my partner.But neither of us know how to make a speech.
Bill:Oh, it doesn't matter.My friend Bob knows.He really did it before.You can ask him.
Jill:Could you halp me? I don't know him.
Bill: Of course. He is at classroom now. Let's go.
...
Bill: Hello,Bob.This is my friend Jill.
Bob:Nice to meet you,Jill.
Jill: Nice to meet you,too.
Bill:Bob,Jill meets a problem.His teacher asks him to make a speech.But he doesn't knowhow to make it.Could you help him?
Bob:Ok.There are several vital factors when it comes to make a publicspeech.First of all,wo should consider the content of the speech,what things do you want to talk about.
Jill:Let me write it down....Ok.And then?
Bob:Secondly,you should consider the length of the speech.It should not too long or too short.
Jill:And?
Bob:Last but not least,speak confidently.Just remember be confident whenever and wherever you are. That is the most importmant.
Jill:Thank you very much.
Bob:Any other matters I can help you?
Jill:Maybe,but not at this moment.I have many things to do. Could I ask you to help me later.
Bob:Yes,you could.I'd like to.
Bill:Ok, problems are solved.Let go for lunch.It's time for lunch.And you can go on.
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下面是读文网小编整理的双语散文:改变当今世界,一个人能做些什么 ,欢迎大家阅读!
“When we are no longer able to change a situation, we are challenged to changeourselves.”
~Victor Frankl
Sometimes I think that if I could change the world, and run everything the way I want, then theworld would be a better place. I’m a good guy. I have good intentions. I want the best foreveryone; so it sounds like a good plan, right?
Why not just make me the king of the world? I would have the smartest people in the worldserving in my cabinet to solve all the important issues that I don’t know much about. The restwill work itself out.
The truth of the matter is that we’ve all had that thought in our minds at one point or another.It’s our ego’s natural yearning. If only I got my way. If only I ruled the world. An even greatertruth is that none of us are going to become the king of the world anytime soon. It wouldprobably be a very lonely job, anyway. Too many responsibilities, too much on one person’sshoulders.
So how do we go about changing the world if we don’t have supreme reign over everything?The bad news is that it’s still our individual responsibility. Despite not being the kings of theworld, the changes we make as individuals can and will impact the rest of the world if executedwith great precision and passion.
Where We Make The Most Impact
I am convinced that we can create the most change in the world by concentrating ourresources where we can have the most potential impact. This focus, unlike spreading ourresources thin, allows us to have a more direct impact on individuals.
The part of the world in which we make the most impact, whether we like it or not, is within ourfamilies and small circles of friends. We may be successful in converting our family into believers,and they may even turn out to be our biggest group of supporters, or not. The point, however,does not lie in the way they treat us, but rather it’s in our behavior, and the actions we exhibitfrom our end; the way we treat them!
Being able to express compassion, patience, love, and understanding for the people in ourfamilies, despite opposing views belief systems, allows us to expand our ability to empathizewith others. These abilities, which in my opinion are critical in interpersonal relationships, willbecome ingrained in us as second nature.
The fact that we have such a high level of influence on the people closest to us, our families andclose friends, will make them more susceptible to picking up on these behaviors and adoptingthem as their very own. Thus, we spread compassion, patience, love and understanding.From one person leading by example to another.
Taking Impact To The Next Level
While transforming the world for our own families can be very fulfilling, many of our egos willstrive for prolific change in the world. In one sense, our egos’ mission is to conquer theworld. Whether it conquers it with a message of love or destruction depends on the individualego.
You may think that family does not need to be a first step, and that you are perfectly capableof changing the entire world without such a close social bond. You’ll soon find out that humanbeings do not operate on such a paradigm. Whether blood related or not, people tend togravitate to others, and eventually form a family unit. It’s a survival mechanism.
This is why I say to first work on yourself, then your family, and then the rest of the world.From this powerful core and support system you will have better resources, mental, material,and spiritual, in order to make breakthroughs with hundreds, thousands, or millions of peoplearound the globe.
I leave you with this. Take into consideration how your global goal plays into your missionstatement. Discover who you are going to be around your family in order to spread yourmessage. Figure out how you will enroll the rest of the world into your possibilities.#p#副标题#e#
“当我们不能改变环境时,我们就要试着改变自己。”———Victor Frankl
有时我想,如果我能改变整个世界,按我的方式管理所有的事情,那么这个世界将会变得更好。我是个好人。我的意图也不坏。我希望每个人都能过得最好,这听起来是个很好的计划,不是吗?
为什么不就让我当世界之王呢?我将让世上最聪明的人们在我的内阁服务,幇我解决所有我不太懂的重要问题。而其余的事也会迎刃而解。
事实上,我们都会时不时地在脑海中浮现出这种想法。这是我们自我本能的欲望。要是我能随心所欲就好了。要是我能统治世界就好了。一个更勿庸置疑的事实就是目前我们谁都不可能成为世界之王。而这也会是个非常孤独的工作。太多的责任、太多的事情都压在一个人肩上。
那么,如果我们没有统治一切的至高权力,我们该如何着手改变这个世界呢?不幸的答案是这还得依靠我们个人来完成。虽然不是世界之王,但是我们依靠个人深思熟虑和极大热情所带来的变化必将影响我们之外的世界。
我们影响最大的地方
我相信我们将力量集中在受我们潜在影响最大的地方就能给世界带来最大的变化。这种集中,而不是将我们的力量平摊开来,可以使我们对每个人产生更直接的影响。
这世上我们影响最大的地方,不论你喜不喜欢,就是在我们的家庭中、在我们的朋友圈中。我们或许能成功地将我们的家人转化为信徒,他们甚至会变为我们最大的支援团,但或许也不能。达成这一点的关键并不在于他们如何对待我们,而在于我们自己的行为和我们采取的行动,在于我们对待他们的方式!
不论观点和信仰是否对立,都要能向家人表示同情、耐心、关爱和理解,这样做能幇我们增强对他人的移情能力。这种能力,在我看来,对人际关系来说至关重要,它也将根植于我们身上成为我们的第二天性。
我们对亲近的人(我们的家人和好友)拥有的高度影响力会使他们更易于熟悉这种行为,并接受它使之成为他们自己的行为。因此,我们是作为一个榜样,将同情、耐心、关爱和理解从一个人传向另一个人。
将影响扩大到另一个层次
改变我们家人的世界可能是很有个人成就感的事,但许多人要为取得更多改变世界的成果而奋斗才能满足自我。从某种意义来说,我们自我的使命就是征服世界。用爱还是破坏来征服这个世界则由我们每个人的自我意识决定。
你也许觉得家庭不一定是改变世界的第一步,你不需要这个紧密的社会纽带就能很好地改变整个世界。但你很快就会发现人类不是按这种模式生活的。不管是否有血缘关系,人们都趋向于相互吸引,并逐渐形成一个家族单位。这是一种生存机制。
这就是为什么我说首先要在自己身上下功夫,然后推向你的家庭,进而再达到之外的世界。从这个有力的核心和支持体系出发,你将会有更大的力量(思想的、物质的和精神的)在全球数百人、数千人、数百万人身上取得突破性进展。
我留下这些问题给你:考虑一下你的全球目标在你的使命中如何体现;为了传达你的信息,你在家庭中要成为一个怎样的人;如何将家庭之外的世界纳入到你可能的计划中。
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小编为大家整理了兑换外币英语会话,希望对你有帮助哦!
1 exchange… for…交换,exchange A for B,用A来换B。另外,foreign exchange有外汇的意思。
例句:
There were many commodities on sale in the shopping mall last weekend and I bought a T-shirt. But it is not suitable for me I don't know if I can exchange it for another one.
商场上周末许多东西都在打折,我买了件T恤。但是我穿着不合适,不知道能不能换件别的。
2 mind doing sth.介意做某事,在mind后要接动词的动名词形式,也可以接动名词的复合结构,即mind one's doing,短语中的所有格形式还可以用宾格来代替。
例句:
Would you mind showing me the way to the subway station?
您能告诉我怎么去地铁站吗?
Oh, I forgot to take my shampoo! Would you mind me using yours?
噢,我忘带洗发水了!我可以用你的吗?
3 fill out填写、填补,fill up也有此意。
例句:
If you want to take the interview, please fill out this application.
如果你想参加面试就填一下这张申请表。
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下面是读文网小编整理的初中英语教师个人工作总结,希望对大家有帮助。
本学期我们坚持以教学工作为中心,以邓小平理论和“xxxx”重要思想为指导,认真学习贯彻党的xx大精神,落实市县教育局、学校教务处、教科处的工作部署,以重实际,抓实事,求实效为教学工作的基本原则,以培养学生创新精神和实践能力为重点,以新课程改革为契机,加强教学常规管理,深化教室教学改革,认真落实课程计划,落实教学常规,落实教学改革措施,抓好教学监控,强力促进素质教育,大面积提高教学质量。
一、加强学习,树立新的理念
1、我们紧紧围绕学习新课程,构建新课程,尝试新教法的目标,不断更新教学观念。注重把学习新课程标准与构件新理念有机的结合起来。通过学习新的《课程标准》,认识到新课程改革既是挑战,又是机遇。一学年来,有十四位老师在报刊杂志上发表教育教学论文或在校级以上教育主管部门组织的论文评比中获奖。
2、通过学习新的《课程标准》,教师们逐步领会到教学的终极目标不是让受教育者适应现实,而是改造、创建新的现实,培育出有创造能力的人。从而形成了“实施新课程的成败在教师,教师的任务在于更新教学观念”的共识。确立了“一切为了人的发展”的教学理念。树立“以人为本,育人为本”的思想。
3、加强了教育的开放性,加强了教学与学生生活、现代社会、现代科技的联系。教师教学中立足教室而不受教室局限,立足学科教材而又不受其限制,善于捕捉现代社会,现代科技及其它学科的知识信息和最新成果,丰富教学内容,开阔学生视野,使教学活动始终充满活力。同时在教学中结合教学内容开展研究性学习等综合实践活动,为学生营造了学习、体验的实际情境,创设了动手实践、创造的现实环境,将传统的教室教学拓展到教室外、校外,加强了学校教育与社会生活的密切联系。
二、加强培训、提高教师素质
提高教师队伍的业务水平是提高师资素质和教学质量的关键,本学期我们在自修反思的基础上,加强案例式分析,参与分享教学诊断,强调合作。到11月底先后调整了三位年青老师的课务,让他们停课进修教法,指定教学经验丰富的老师给他们指导,让他们随堂听课,写“听课心得”,让他们强行入轨。使教师在做中学,在实践中领悟,使教师走上了学习中研讨、实践中总结、总结中提高的成长历程。
三、改变学生的学习方式,转变教师的教学方式
1、不会学习的人将是21世纪的新文盲。我们在教学过程中关注学生学习过程和方法,凸现发现、探究、研究等认识活动,使学习过程更多地成为学生发现问题、提出问题、分析问题、解决问题、掌握方法的过程。
2、新课程向传统的教学方式提出了挑战。教师要走下高高在上的神坛,由居高临下的权威者变成学生学习的伙伴、学生发展的促进者。我们努力营造民主、平等、互动、合作的师生关系,在与学生交往互动、合作交流中与学生心灵碰撞、情感交融中健全学生人格,完善学生个性,促进师生共同发展。
四、坚持“两先两后、师生互动”的教学模式
1、 教学中注意充分调动学生的主动性,活跃思维。在教室上,教师刻意创设问题的情景,主动引导学生对事物进行分析比较,培养概括、判断推理和综合的能力及运用知识的能力。教师以学生为主体,认真研究教法。根据英语学科的性质和教材的特点、学生的年龄及教室的实际情况,选择恰当的教学方式,培养学生的思维思维能力、语言表达能力,动手操作能力及自学能力。在努力改进教法的同时,也注意对学生进行学法的指导,以学法的优化推动教法的优化。
2、深入钻研教材。掌握教材体系、基本内容及其内在联系,抓住主线、明确重、难点,搞清疑点,把握关键。精心设计教案。每课教案做到“五有”:有明确的教学目的、有具体的教学内容、 有连贯而清晰的教学步骤、有启发学生主动思维的教法、有合适精选的随堂练习。实行超周备课。
3、要求写教后记。授课后及时记载本课教学的成功和失误;以便不断总结经验,吸取教训,改进教法,不断提高。
4、重视集体备课。备课做到三定(定时间、定内容、定中心发言人);四统一(统一教学进度、统一教学目的、统一重难点、统一作业内容、)。按学期初制定的教研活动计划正常开展教学研究活动 。让教师.将备课的主要精力放在明确教学目标,理清教材思路,规划教学流程,创设问题情境,化解教学疑问,促进学生心智发展上。避免单纯依赖教参,备课缺少源头活水的现象出现。使备课多方扩充信息,强化二次备课,不断充实、完善备课资料,做到与时相和,与时俱进。
. 总之,通过这个学期的共同努力,我们初中英语组较好地完成了学校布置的各项工作任务,取得了一定的成绩,.在下学期工作中我们将扬长避短,为响中的教育教学作出新的贡献。
第二篇:
一学年来,我认识搞好自己的本职工作,不断提高自己的思想觉悟和教学水平,认真学习新的教育理论,与时俱进,连续创新,主动推进教育教学改革,主动完成学校的各项工作,尊重并热爱学生,使学生学有所长,全面发展,下面就我本学年的工作作如下总结:
一、培养英语学习兴趣
英语作为一门外语,对大多数学生而言,既生疏又困难。在这样一种大环境之下,要教好英语,就要让学生喜爱英语,让他们对英语产生兴趣。为此,我采取了一些方法,如尽多使用多媒体设备进行教学;开展形式多样、生动活泼的教室语言实践活动;介绍英美国家的文化,生活故事;帮助班上的同学改英文名等等。使他们了解英语、喜欢英语,从而培养了学生学习英语的兴趣。目前,我们班学生对英语学习的兴趣始终稳定在较高水平。
二、认真备课、上课,改进教学方式、注重辅导学法
在集体备课的基础上,我能自觉钻研教材、研究学生,进行二次备课。虽然辛苦,但事实证明是值得的。
教态自然、讲课生动、难易适中、照顾全部,教室就能够吸引住学生。本人能做到每天都有主动的精神状态,让学生感受到一种主动的学习气氛。我能遵循听说领先、读写跟上的教学要求,努力加大教室训练量,加快教室节奏,切实提高教室教学效率。除保证教室效果之外,还需要让学生课外多读,多讲,多练。为此,在早读时,我坚持到班辅导,发现问题及时纠正。课后坚持认真批改学生作业,发现问题及时解决。对部分不自觉的同学还采取强硬背诵等方法,以打好他们的初一基础。
三、做好“培优转差”
按以往经验,学生在英语学习进入一定阶段后,会出现好差分化现象,尤其是7a教材开始启用、学习难度加深以后。为此,我制定了具体的“培优转差”计划和目标,对这部分同学进行有计划的辅导。例如我把这批同学分为三个组。第一组是有一定基础,但平时懒动脑筋不学的同学,对这些同学,我采取集体辅导,给他们分配固定任务,不让他们有偷懒的机会,让他们发挥应有水平;第二组是肯学、但学习能力不强的同学。对这部分同学进行耐心指导,多加鼓励,慢慢提高他们的成绩;第三组是纪律松散、基础不好、学习又不认真的同学。对这部分人进行课余时间个别辅导。由于实施了分类辅导,针对性强,效果比较明显。
一个学期的努力效果如何,期末考试就是一种考验了。无论成绩高低,都体现了我在这学期的教学成果。我明白到这并不是最重要的,重要的是这学期本人确实学到很多,重要的是如何总结得失,以期在下学期后做得更好。因此,无论怎样辛苦,我都会继续努力,多问、多想、多向书本、学者、同行学习,争取更大的进步。
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下面是读文网小编整理的英语个人演讲稿,希望对大家有帮助。
with the development of science and technology, change has penetrated into every aspect of our daily life. to illustrate that, i'd like to make a comparison of these two seemingly insignificant things: milkman and mailman, whose differences indicate our changing way of living with the times.
home milk delivery has almost gone extinct in china now, also gone with it are the milkmen, who once delivered bottled fresh milk door-to-door. on the other hand, mailman's business or the courier service has thrived as online shopping gains popularity. however, in retrospect, i find something has been lost in this transition, something shakespeare called as “the milk of human kindness”。
when i was a kid, milk wasn't for sale everywhere. for the families who need it, they depended on the milkmen to take it from the local dairy farms to their houses. in our neighborhood, there was such a milkman, whose arrival was much anticipated by the children and always brought us laughter and joy. he knew the name of every kid and could easily see through our tricks. if we didn't behave, he would side with our parents and threaten to rob us of the nutritious drink. the entire neighborhood was acquainted with him; saw him as a member of the community just like the many residents or street vendors. there was a bond between all of us for it was not only the commodities that been transacted, but also a sense of caring and dependability. and that small box fixed onto our door, other than being a drop-off point for milk; it was a communication junction between the people as we took the initiative to reach out to others.
fast forward to today, milk is ubiquitous with no dedicated delivery system. but the convenience level of our live has gone up a notch. almost everything is for sale online, which spares us all the travelling and talking. with a few ready clicks, shopping is done. the rest is left for those speed delivery companies. usually it's a grumpy mailman, who reaches us through cell phone, urging everyone to pick up their parcels as soon as possible. and the minute the receipt is signed, we rush back to unpack while the courier dashes to the next destination. there is barely a conversation carried out, nor do we feel the need to talk to such a stranger, who changes from time to time frequently. it seems that people are always in a hurry now, though we have more conveniences, still we run short of time to stop and stare, to speak and share.
call me an old-timer, but i think the personal touch represented by the milkman is what has been missing in the modern society. william wordsworth once wrote that “getting and spending, we lay waste our powers.” modern technology may have multiplied our possessions or gave us more conveniences, but we run the risk of reducing our values if we lay waste our power of interpersonal relationships.
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下面是读文网小编整理的英文个人规划,以供大家学习参考。
Actually it is difficult to write an career plan for me, because I have never thought about this question before, or in other words, I do not know which job I most interested, I blame it to the environment I grow up, my parents arranged all my things for me, so I do not need to think about what will happen time, or which way I should choice. Till now, I must think it with serious attitude. And I want to describe it in three parts: the distance to my dream from reality; will I be a good teacher; some thought of changing my profession.
1、the distance to my dream from reality
As What I have said before, when I was small, my dream is to become a scientist, I think now that it is not a impossible ting to me, because I had know some scientists, they are not saint, they are ordinary people. Now, I have confidence to myself, but this scientist is not the scientist dreamed in my childhood. When I was a child, I thought the scientists are all in the laboratory and doing experiments, or to make inventions like Edison. And now I understand the definition of the scientists, including humanities social investigation scholars, perhaps I may be such kind of person.
2、will I be a good teacher?
The reality told me, may be in the future, I will likely to be an university teacher, although I want to have a better choice in the underneath of my heart. but I also don't reject such a career. So now I had to ask myself such a question, would I be a qualified teacher. First I had to admitted that I like to stay with teachers and students, because I like to have talk with them about some original ideal and discipline. I do not know is this a normal thing for a university teacher. But I quit know that I am a lazy man. I don't like writing papers, don't like reading magazines, would it become an obstacle for me to be a good university teacher? I can’t make sure about it. I have fewer original ideals now, so I do not know if I am suitable to go such a way, things maybe is more difficult than I thought before.
3、some thought of changing my profession
The knowledge I accepted told me, it is not an inglorious things to change jobs, and I now deeply believe that changing job will make more benefit rather than disadvantages. so, you're right, I'll think about
switching jobs, and choose things that I like to do. It is not to say that I'm a unreliable man. maybe this will bring me some trouble during my worklife, but it is my personality, I do not care, and I will not change it. If I can choose my profession, I would like to be a businessman, because in my eyes, businessmen have more freedoms, including time, rich and wisdom, That is what I want to be.
·what I need to do next
Every ideal need to be practiced, every dream need to have first step. I have many things to do this semester. If you ask me what “tell us something about these two years, what you want to do, what you need to do”. I answer the questions below. It is mainly about three things. 1、learning English
"English is very important", teachers told us this view probably from junior middle school, until now, teachers said the same thing, times are changing, with the development of society, but "English is very important" is the fact that won't change. I am very regret in this aspect, my teacher always told me that my English is not good, if I want to get higher score ,I need to spend more time on it. In the class, most students are better than me in English. And I feel it is very hard to read English articles. So I decided to learn English with my best effort, while I am still in school. I have advantage compared to those who are working. My friends told me, while I am out of school, I may feel that in the society, to know a foreign language is such an important thing. because the information is exchanging more and more quickly now, and most international information are written in English. There are many ways to learn English, the most important is to study hard after class, Attitude decide result, for example, I can get up at 7am, and read English loudly around lake. I know that these are very
important, it can cultivate my feel of English. But beside this, I will also need to have a reasonable plan.
2、 Reading books
Book is the ladder of mankind’s advance, with the technology developed, the velocity of people's living is speeding up. More and more people choose to view news and get information from Internet or watching TV. Although sometimes it is convenient, but I think reading paper books is a good habit which should be insisted. The books should not be limited in one professional field, I think everything that you are interested can have reading. When reading professional books, you should take notes careful and thinking more, spending more energy. They are many things that I am interested, including physics, biology and literature. In addition to this, a strict reading plan is very necessary, for example, now I request myself to finish reading at least one book in a week at least, I think it will do a bit help to me.
3、study Professional frontier
I once thought my major -- Adult education has a dim prospect, after half a year study here, I became very optimistic about the Adult education. As we all know, people have more leisure time now, they will be willing to spend time and money on education, including entertainment. These phenomenon reveal the future of my professional. I believe Adult education will have more people’s attention. This is also the motive power of my study. I am willing to attend the Adult education annual meeting, to do survey on this field, to write papers on the development of Adult education, and I need to browsing professional journal. It takes time for me to adapted to the so-called academic career. Of course, I need to believe that it is the thing I must to do.
·improve myself
To practice my own academic plans and career plan, I must change something from now on, if I continue to keep the living customs and life rhythm, I would never reach my goal. And my plan must be ruin out of, all my word before is just a paper. The things I must do to improved myself have no time limit, but in my future life, it will play a very important role, there is a saying "habit decide everything", so I feel that I must form a good study habit, and from a good foundation in my future career.
1、lazy
All people know me said that I am very lazy, although I am very active, my problem is that I am not willing to do things. For example, I'm too lazy to eat breakfast, don't like to go to class, or do not like to waste time to have a walk, as for the teacher’s task, if I have my own choice, I will certainly not write, in other words, I will try my best to escape it. I know a person who has achievements cherish his/her time very mush, he/she may think time is life, so I need to make some improvements in this aspect. For example, if I get up an hour earlier every morning, then I would have 30 hours more than other people in a month, you know, I can do many things in 30 hours, that is enough to finish reading a book. I have already find a solution to deal with my lazy problem. That is have my time full arranged, giving myself many tasks, and ask my classmate to supervise me, so that I can learn to do more things in limited time gradually. For example, I now have to learn Japanese, learning to play the guitar, drawing and so on, these things need to be insisted everyday.
2、get along with people
How to get along with people is an very important skill, in the future work life, interpersonal skills accounted for a large proportion. Now my
situation is I may let a person make misunderstanding about my word, and it happed quit often. the main reason is because I like to make jock with friends, but sometimes I couldn't control my feeling, and will have some inappropriate jokes, let a person misunderstand that what I said is true. In addition, about my interpersonal performance, I always appears not so serious, give person a kind of feel that I can't be trusted, I think this is caused by the impression I left to other people everyday. The improvement I need to do in this aspect is that I must do things before a carefully consideration, and control my mouth. The most important thing is that when doing things, I need to stand at the other people’s point, learn to suppose things that may happen as a result. Beside this, I need to accumulate experience from mistakes continually.
3、 a modest attitude
A few months before, I have a thought that I had made some achievements, and I am a example of other students. because my university score can reach eight (ten is the highest score), so the study result let me feel that I am an excellent student. But when I begin my postgraduate stage, I found that the students around me can easily tell the details of the second world war, can analysis Marx's religion point, tell the publish time of an article based on his/her knowledge, I think this are difficult things, at least I can't do it, because I will forget the writer of the book when I finished reading it, I have a bad memory. From now on I must change my attitude towards classmate and teacher. I must accept knowledge always with a modest heart, and accept the ideals from classmates and teachers. Somebody said that "only an empty cup can hold water", I need to give up my arrogance heart, which is very important to my attitude and future life.
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应聘的时候,首先求职简历是第一关,好的个人简历能给面试官带来好的印象,下面是读文网小编整理的英语专业个人求职简历,希望对大家有帮助。
个人基本简历
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目前住地: 广州 民族: 汉族
户 籍 地: 广东省 身材: 160 cm56 kg
婚姻状况: 年龄: 35
诚信徽章: 人才测评:
◆ 求职意向及工作经历
人才类型: 普通求职
应聘职位: 行政/后勤、采购员/助理、英语翻译:
工作年限: 8 职称: 中级
求职类型: 全职 可到职日期: 随时
月薪要求: 5000--8000 希望工作地区: 广州
◆ 工作经历
公司名称:单位,企业,公司起止年月:2000-06 ~ 2012-12
公司性质:所属行业:
担任职务:管理,出纳;打字档案文员;外贸员;外资公司助理;英文秘书;
工作描述:1.管理项目活动及出纳帐以及另外活动的开展
2.单位打字员,档案员,卫生监督员:
A.电脑打印,核对,油印,复印,维护办公机器和用品以及其它工作
B.档案归档,处理及保存,利用档案等等工作
C.监督卫生
3.蓄电池厂的外贸员:翻译,维护外贸销售网页,销售等等
4.外资公司助理:翻译,业务协助,工资发放,财务管理,办公室维护等等,
5.广交会,国际采购中心展览的英文销售及外贸员
6.英文秘书:处理公司的事务
离职原因:
◆ 志愿者经历
◆ 教育背景
毕业院校: 广东商学院
最高学历: 本科获得学位: 学士学位 毕业日期: 2004-07-01
所学专业: 法学 第二专业: 外贸英语
培训经历: 起始年月终止年月学校(机构)专业获得证书证书编号2008-042008-09巴特外语中心全英商务英语
◆ 语言能力
外语: 英语优秀
国语水平: 良好 粤语水平: 优秀
◆ 工作能力及其他专长
管理能力强,逻辑性好,工作认真和踏实,不断学习,沟通力强,诚实,尊敬有礼
专长:运动 文艺 艺术 语言 等等
◆ 详细个人自传
English Resume: I am your best choice and I am your best help!
I am very good at English.Good to speak,write and listen.I have good ability to handle job such as:office job,sales job,management job and else.I am hard working,fast and strong to learn,honest and kind,pretty,easygoing.
I work as a secretary,typist,file clerk,management assistant,foreign trader etc..
I work in the English offices and I can handle office job well.
I stuty foreign trade and law in the university so I am good at LOGIC and language.
It is my great honour to receive your letter!
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