理财产品英文怎么说翻译怎么写(四篇)
如今许多人都会投资理财产品，不过任何的理财产品都是有相应的风险的，那么你知道理财产品用英语怎么说吗?下面来学习一下关于理财产品的英语知识吧。
余额宝到底是不是个"宝"
Over the past nine months, Lian Lingling, 20, has acquired a new daily routine – checking her Yu’ebao account. The online financial product not only helps her and other students to save money, it also cultivates in them a sense of financing and investment. But scholars warn that online financing has its risks and students need to have a more comprehensive understanding of financial products.
在过去的九个月里，20岁的连玲玲(音译)养成了每天查看余额宝余额的习惯。余额宝这款网络理财产品不仅帮助她和周围同学存钱，还培养了他们的金融投资意识。但专家学者提醒，互联网金融有风险，学生群体需要对这些金融产品全面了解。
SPAre investment
课余投资
Lian Lingling, a computer information management major at Shanghai Normal University, was among the first users of Yu’ebao. The financial product provided by Alibaba Group allows users to directly invest in the private Tianhong funding company using spare cash from Alipay accounts. As Lian uses Alipay frequently, it’s convenient for her to invest. “With the cell phone app, I can make real-time transfers between the two accounts,” she said.
就读于上海师范大学计算机信息管理专业的连玲玲是余额宝的首批用户之一。余额宝是由阿里巴巴集团推出的金融业务，用户可以将支付宝账户中的闲置资金直接投资到天弘基金。由于连玲玲常常使用支付宝，所以她可以轻松投资。她说：“通过手机应用，我可以在两个账户间实时转账。”
Yu’ebao offers a seven-day annualized yield of 5 to 7 percent. “Though it’s decreasing, it’s still higher than the interest rate provided by banks,” Lian said. “Besides, I can see money coming in every day.”
余额宝七天的年化收益率是5%到7%。“尽管该收益率正在下降，但还是高于银行利率，”连玲玲说。“另外，每天我都可以看到账户中新增的收益。”
Good match
学生理财好搭档
Similar to Lian, many other college students are also interested in or enjoy such easy ways of financing. According to a recent Renren.com survey, 70 percent of respondents showed interest in online financing products, with most having a preference for Yu’ebao.
和连玲玲一样，很多大学生也对这种网络理财方式颇感兴趣，有些人甚至还乐在其中。根据人人网的一项最新调查显示，70%的参与者表示对互联网理财产品感兴趣，其中大多数人偏爱使用余额宝。
“This trend fits their behavior,” says Suo Lingyan, an associate professor at Peking University’s School of EconomiCS. She says college students rely heavily on the Internet, “therefore they can easily accept online financing products”. Moreover, Yu’ebao caters to students’ needs. “Their investment is small and they require a high degree of liquidity,” she said.
北京大学经济学院副教授索玲燕(音译)说：“这种趋势正好符合学生们的习惯。”她说，大学生十分依赖网络，“因此他们更易接受互联网金融产品”。此外，她还表示，余额宝能够满足学生们“投资少、资金流动性高”的需求。
Now, Lian is quite addicted to Yu’ebao, and it is having a good affect on her. Since she started putting money in her Alipay account, she has cut down on shopping expenses and is investing more money in Yu’ebao.
如今，连玲玲十分迷恋余额宝，而这也确实为她带来了一些益处。自从她把钱放在支付宝中后，她便减少了购物支出，而是把更多钱投到余额宝上。
Not risk-free
非零风险
But Suo warns that students should be cautious about online financial products. “In essence, investing in Yu’ebao equals investing in a monetary fund. Though Yu’ebao lowers investment barriers and costs, the risk levels are the same,” she says.
索玲燕副教授提醒学生们对待网络理财产品要谨慎。“事实上，投资余额宝相当于投资货币基金。尽管余额宝降低了投资的门槛和成本，但两者的风险程度相当。”
Li Daokui, a professor of economics at Tsinghua University, pointed out that the biggest risk of Yu’ebao may be the lack of information transparency. “High-risk credit products are the supporting asset of Yu’ebao. These risks are not revealed to individual investors,” he said during an interview on CCTV. “This may result in a squeeze of investment if some investors lose confidence in Yu’ebao,” he added.
清华大学经济学教授李稻葵也指出，余额宝最大的风险在于缺乏信息透明度。“余额宝的背后实际上是高风险信用产品，而这些风险并未披露给个体购买者，” 李稻葵在接受中央电视台采访时表示，“如果一些投资者对余额宝失去信心，就可能导致资金缩水。”
The solution for student investors, Suo believes, is to gain more financial knowledge and understand how financial services operate. “Grasping some basic financing principles can help students in avoiding or mitigating some risks and make wise investment choices,” she said.
索玲燕认为，对于学生投资者而言，解决问题的办法是获取更多金融知识，弄清金融服务是如何操作的。“掌握一些金融理财的基本原则可以帮助学生在投资时做出明智之选，从而规避或降低风险。”她说。
理财产品的英语例句
1. Prudent financial management products to the attention of only bonds, the market.
稳健理财产品的注意力只能转向债券 、 票据市场.
2. How to choose their own foreign exchange management products?
如何选择适合自己的外汇理财产品 呢 ?
3. Conceptions of financing products are coming together with arrival of Olympic Games.
随着奥运的临近,主打奥运概念的理财产品概念也接踵而至.
4. Financial products and a seesaw deposits, the banks do trade - offs.
理财产品和存款就像是跷跷板, 银行要做权衡.
5. Another type is the banking and corporate finance short - term joint product launch.
另一种类型,就是银行和企业联合推出的 短期 理财产品.
6. The Construction Bank launched a financial product popular tea Trust investors.
而建行推出的一款普洱茶信托理财产品颇受投资者关注.
7. Is it new category of application management products to be warmer?
难道新股申购类理财产品要回暖?
8. Various banks have distributed 52 of credit property managing finances product.
各银行发行了52款信贷资产理财产品.
9. This goes without saying that any financial products are risky.
这个不用多说,任何理财产品都是有风险的.
10. Collection of financial products from the broker configuration, the blue - chip is the first selection.
从券商集合理财产品配置来看, 蓝筹股是第一优选.
11. Bank financial products is expected to yield only an estimate, not the final rate of return.
银行理财产品的预期收益率只是一个估计值, 不是最终收益率.
12. This paper presents a discussion on the pricing problem for a DE LI BAO - related financial product.
讨论了一种与得利宝有关的理财产品的定价问题,对其建立了数学模型.
13. Bond investments are bonds, bond - type financial products and three types of bond funds.
债券投资方式主要有国债 、 债券类理财产品和债券基金三种.
14. In recent months, the bank structured financial products in circulation has been decreasing month by month.
近几个月以来, 银行结构性理财产品的发行量一直呈逐月递减的趋势.
15. Sound financial management products banks is still an indispensable asset allocation investors species.
稳健型银行理财产品依然是投资者资产配置不可或缺的品种.
理财产品的相关短语
银行理财产品 Financial Product ; bank financial products
人民币理财产品 RMB finances products
基金理财产品 Financial Products
券商集合理财产品 collection asset management plan
贷款类理财产品 financial products of loans
外币理财产品 Foreign currency financing products
个人理财产品 individual financing products
理财产品的英语说法
financing product
financial products